What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Hale Mahaolu Luana Gardens

Overview of Hale Mahaolu Luana Gardens

Experience a vibrant lifestyle with Hale Mahaolu Luana Gardens, a distinguished community in Kahului, HI, offering independent living. The community features carefully designed and cozy accommodations in variations of one to four-bedroom floor plans, ensuring residents’ comfort and familiarity. This community is the largest among Hale Mahaolu’s campuses, accommodating residents since 1983.

With an income-based rent, the community strives to provide beautiful housing without financial constraints. Here, residents have quick access to shops and delightful local amenities, ensuring their leisure and wellness. The community has a vast lawn, encouraging residents to spend quality time with friends and loved ones and admire its peaceful setting.

(808) 871-9009

Managed by Anders Lyons

Executive Director

Anders Lyons serves as the Executive Director of Hale Mahaolu, a nonprofit affordable housing provider. He leads the organization in its mission to address critical housing needs for Maui residents, overseeing community initiatives and redevelopment projects to support affordable senior housing and other vital services.

Walk Score: 9 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

What does this home offer?

Room Sizes: 672 / 768 / 1241 / 1271 sq. ft

Housing Options: 1 Bed / 2 Bed / 3 Bed / 4 Bed

Building Type: 2-story

Social and Recreational Activities

Types of Care at Hale Mahaolu Luana Gardens

Independent Living

QUEST Integration

Hawaii Medicaid QUEST Integration

Age 65+ or disabled

General Hawaii resident, Medicaid-eligible, long-term care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High cost of living adjustments.

Benefits

In-home care (6-8 hours/day) Nursing home Respite (240 hours/year) Medical services

Kupuna Care

Hawaii Kupuna Care

Age 60+

General Hawaii resident, unable to perform 2+ ADLs.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited funding; island-specific delivery.

Benefits

In-home care (3-5 hours/week) Adult day care (~$70/day) Transportation (~5 trips/month)

Program of All-Inclusive Care for the Elderly (PACE)

Hawaii Medicaid PACE

Age 55+

General Hawaii resident, nursing home-level care need, safe with PACE support.

Income Limits (2025) ~$2,829/month 300% FBR

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to Oahu (e.g., Maluhia in Honolulu); few providers.

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Therapy Respite

Medicare Savings Program (MSP)

Hawaii Medicare Savings Program

Age 65+ or disabled

General Hawaii resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual, adjusted annually.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Community Service Employment Program (SCSEP)

Hawaii SCSEP (Federally Funded, State-Administered)

Age 55+

General unemployed, low-income, Hawaii resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

~800 slots; prioritizes veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

National Family Caregiver Support Program (NFCSP) Respite

Hawaii NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Hawaii resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

Four county AAAs; prioritizes low-income.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($80/day) Counseling

VA Aid and Attendance (A&A) and Housebound Benefits

Hawaii VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/surviving spouse

General Hawaii resident, wartime service, need for aid with ADLs (A&A) or homebound status.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 2025 net worth limit

Applies statewide; high demand due to veteran population.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Senior Companion Program (SCP)

Hawaii Senior Companion Program

Age —

General Volunteers: 55+, low-income, Hawaii resident, able to work 20 hours/week. Recipients: Frail elders needing companionship.

Income Limits (2025) Volunteers: ~$24,980/year (200% FPL); recipients: no limit.

Asset Limits Not specified for volunteers; need-based for recipients.

Statewide; managed by DHS Social Services.

Benefits

Volunteers paid ~$4/hour for companionship (~20 hours/week); recipients get free support (~4-6 hours/week)

1.7 miles from city center Estimated distance in miles from Kahului's city center to Hale Mahaolu Luana Gardens's address, calculated via Google Maps.

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Independent Living around Kahului

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Hale Mahaolu Luana Gardens	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Kahului	-	No	9	1 Bed / 2 Bed / 3 Bed / 4 Bed
Hale Mahaolu Akahi	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Kahului	-	No	61	1 Bed / 2 Bed / 3 Bed / 4 Bed
Hale Mahaolu Elima	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Kahului	-	No	9	1 Bed / 2 Bed / 3 Bed / 4 Bed
Hale Mahaolu Elua	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Kahului (Hina Avenue)	-	No	53	1 Bed / 2 Bed / 3 Bed / 4 Bed
Kahului Lani	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Kahului	-	No	77	1 Bed / 2 Bed / 3 Bed / 4 Bed

Hale Mahaolu Luana Gardens

Type of care: IL

Community:Location: Kahului

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed / 3 Bed / 4 Bed

Hale Mahaolu Akahi

Type of care: IL

Community:Location: Kahului

Pets Allowed: No

Bed Options: Studio / 1 Bed

Hale Mahaolu Elima

Type of care: IL

Community:Location: Kahului

Pets Allowed: No

Bed Options: 1 Bed

Hale Mahaolu Elua

Type of care: IL

Community:Location: Kahului (Hina Avenue)

Pets Allowed: No

Bed Options: 1 Bed

Kahului Lani

Type of care: IL

Community:Location: Kahului

Pets Allowed: No

Bed Options: 1 Bed

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Hale Mahaolu Luana Gardens

Independent Living in Kahului

Independent Living in Kahului