Affinity at Loveland

Article: How to get Medicare and Medicaid to Pay for Assisted Living

2.3 miles from city center

Description

Experience the best of your golden years at Affinity at Loveland, a distinct 55+ community in Loveland, CO, offering independent living. The community has beautifully designed and spacious studio to two-bedroom floor plans, ensuring residents’ comfort and safety. Residents can rest their worries with maintenance services.

Featuring state-of-the-art amenities and cozy communal spaces, residents will not run out of things to do for entertainment and wellness. Dilly Dally’s Pub and a BBQ area are available, promoting social interactions over delectable meals. Pets are also welcome to accompany residents to ease their loneliness. The community has an indoor pool, a spa, a movie theater, a fitness center, a pickleball court, a game room, and a dog park, ensuring residents’ leisure and well-being.

Map

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Details

What does this place offer?

Minimum Age 55 Years Old

Pets Allowed Yes, Pets Allowed

Housing Options Studio / 1 Bed / 2 Bed

Building Type 2-story

Amenities

Dining Services

Beauty Services

Social and Recreational Activities

Exercise Programs

Type of Care Available

Independent Living

Claim What’s Yours: Financial Aid for Colorado Seniors

Program

State Program Name

Eligibility

Benefits

Elderly, Blind, and Disabled Waiver

Colorado Medicaid EBD Waiver

General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Requires level-of-care assessment by case manager.

Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Old Age Pension (OAP) Health Care Program

Colorado OAP

General: Age 60+, Colorado resident.
Income Limits: ~$1,215/month (individual).
Asset Limits: $2,000 (individual).
CO Specifics: Supplements SSI; limited medical coverage.

Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.

Program of All-Inclusive Care for the Elderly (PACE)

Colorado Medicaid PACE

General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).

Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.

Home Care Allowance (HCA)

Colorado Home Care Allowance (HCA)

General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.

Services: Personal care (~4-6 hours/day, paid to provider), e.g., bathing, dressing.

Senior Community Service Employment Program (SCSEP)

Colorado SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Colorado resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CO Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Colorado Seniors

Colorado Medicaid EBD Waiver

Elderly, Blind, and Disabled Waiver

Eligibility

General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Requires level-of-care assessment by case manager.

Benefits

Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Colorado OAP

Old Age Pension (OAP) Health Care Program

Eligibility

General: Age 60+, Colorado resident.
Income Limits: ~$1,215/month (individual).
Asset Limits: $2,000 (individual).
CO Specifics: Supplements SSI; limited medical coverage.

Benefits

Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.

Colorado Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).

Benefits

Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.

Colorado Home Care Allowance (HCA)

Home Care Allowance (HCA)

Eligibility

General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.