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The Terrace Apartments
Exterior view of a senior living facility with landscaped grounds Exterior view of The Terrace Apartments building Exterior view of The Terrace Apartments with green lawn Exterior entrance with pots and seating area Exterior view of The Terrace Apartments with landscaping Front entrance of The Terrace Apartments with seating area Outdoor pavilion with picnic tables and greenery Interior view of a staircase with wooden railing Outdoor seating area surrounded by greenery Bright and inviting common area with seating Bright library area with bookshelves and table Bright common area with tables and chairs Cozy community lounge area with comfortable seating Meandering path through a landscaped garden Elegant wooden staircase in facility interior Bright kitchen area with counters and appliances Bright common area with wooden tables and chairs A warm and inviting interior staircase in a senior living facility Interior view of a well-decorated hallway A gazebo in a grassy outdoor area with picnic tables Pathway in a serene outdoor space with trees and plants Interior of a library filled with books and a table Interior view of a large kitchen space with wooden cabinets Covered outdoor seating area with picnic tables Lush outdoor space with trees and pathways A landscaped outdoor space with trees and walking paths Modern kitchen area with wooden cabinets and appliances Bright dining area with wooden tables and chairs Bright interior common area with a couch and windows Interior lobby with seating and decor Interior view of a lobby with a staircase and seating area Cozy common area with seating and decor Interior view of a common area with natural light

The Terrace Apartments

2321 Halsted Rd, Rockford, IL 61103 View map Calculator: See prices in your area
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Overview of The Terrace Apartments

The Terrace Apartments is an idyllic community set in the quiet neighborhood of Rockford, IL, offering independent living. The community features beautifully furnished one-bedroom floor plans, dedicated to the comfort of those 62+. Residents can keep their peace of mind with laundry spaces and dedicated services.

Fun recreational activities and enriching programs are conducted, ensuring residents have fun and make new friends. Delightful restaurants and unique shops also surround the area, providing residents with easy access to a variety of dining options and wellness opportunities. Serene walking trails, a scenic garden, cozy communal spaces, a library, and a craft room are available in a warm and friendly setting, making the community an ideal retirement option.

Facility Direct Line (815) 654-7313
Facility Direct Line (815) 654-7313
Walk Score
Walk Score: 20 / 100 Rank #557 / 648Walk Score — State benchmarkedThis home is ranked 557th out of 648 homes in Illinois. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Illinois facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Illinois that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Car-dependent. Most errands require a car, with limited nearby walkable options.

Additional Policies & Features

Minimum Age62

Amenities & Lifestyle

Walking Trail
Abundant Landscaping
Resident Garden
Gathering Places
Library
Craft Room
Community Room
Activitiesbingo, day trips
Specific ProgramsEducational, Health and Social Programs, Bingo, Luncheons, Craft Sessions, Day Trips
Touring HoursMonday - Friday 8 am-4 pm

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What does this home offer?

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Room sizes icon

Room Sizes: 550 / 552 / 573 sq. ft

Housing options icon
Housing options icon

Housing Options: 1 Bed

Building type icon
Building type icon

Building Type: 2-story

Social and recreational activities icon
Social and recreational activities icon

Social and Recreational Activities

Living Spaces & Floor Plans for The Terrace Apartments

Places of interest near The Terrace Apartments

Address 3.6 miles from city center Info Estimated distance in miles from Rockford's city center to The Terrace Apartments's address, calculated via Google Maps.

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Financial Assistance for
Independent Living in Illinois

The Terrace Apartments is located in Rockford, Illinois.
Here are the financial assistance programs available to residents in Illinois.

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Community Care Program

Illinois CCP

Age 60+
General Illinois resident, at risk of nursing home placement.
Income Limits (2025) ~$1,215/month individual
Asset Limits $17,500 individual, excludes home, car
IL

High demand in urban areas; waitlists possible.

Benefits
In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)
General Illinois resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IL

Limited slots; urban/rural balance.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability
General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
IL

~200 SLP sites statewide; room/board not covered.

Benefits
Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+
General Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IL

Part of HealthChoice Illinois; consumer-directed options available.

Benefits
Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled
General Illinois resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IL

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled
General Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IL

~$50-$500/month based on facility type.

Benefits
Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IL

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about The Terrace Apartments

Is The Terrace Apartments in a walkable area?

The Terrace Apartments has a walk score of 20. Car-dependent. Most errands require a car, with limited nearby walkable options.

Does The Terrace Apartments have different floorplan options?

Yes — see the floorplan options available at The Terrace Apartments on this page.

Are there photos of The Terrace Apartments?

Yes — there are 33 photos of The Terrace Apartments in the photo gallery on this page.

What is the address of The Terrace Apartments?

The Terrace Apartments is located at 2321 Halsted Rd, Rockford, IL 61103.

What is the phone number of The Terrace Apartments?

(815) 654-7313 will put you in contact with the team at The Terrace Apartments.

Does The Terrace Apartments provide medical or personal care assistance?

No — The Terrace Apartments is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

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