The Terrace Apartments

Overview of The Terrace Apartments

The Terrace Apartments is an idyllic community set in the quiet neighborhood of Rockford, IL, offering independent living. The community features beautifully furnished one-bedroom floor plans, dedicated to the comfort of those 62+. Residents can keep their peace of mind with laundry spaces and dedicated services.

Fun recreational activities and enriching programs are conducted, ensuring residents have fun and make new friends. Delightful restaurants and unique shops also surround the area, providing residents with easy access to a variety of dining options and wellness opportunities. Serene walking trails, a scenic garden, cozy communal spaces, a library, and a craft room are available in a warm and friendly setting, making the community an ideal retirement option.

Walk Score
Walk Score: 20 / 100 Rank #557 / 634Walk Score — State benchmarkedThis home is ranked 557th out of 634 homes we track in Illinois for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Illinois facilities. Higher scores benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Illinois that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Car-dependent. Most errands require a car, with limited nearby walkable options.

Additional Policies & Features

Minimum Age62

Amenities & Lifestyle

Walking Paths
Garden
Library
Arts & Crafts
Abundant Landscaping
Gathering Places
Activitiesbingo, day trips
Specific ProgramsEducational, Health and Social Programs, Bingo, Luncheons, Craft Sessions, Day Trips
Touring HoursMonday - Friday 8 am-4 pm

Contact The Terrace Apartments

What does this home offer?

Pets allowed icon
Pets allowed icon

No pets allowed

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Room sizes icon

Room Sizes: 550 / 552 / 573 sq. ft

Housing options icon
Housing options icon

Housing Options: 1 Bed

Building type icon
Building type icon

Building Type: 2-story

Social and recreational activities icon
Social and recreational activities icon

Social and Recreational Activities

Living Spaces & Floor Plans for The Terrace Apartments

3A Bedroom
1A Bedroom
2A Bedroom

Places of interest near The Terrace Apartments

Address 3.6 miles from city center Info Estimated distance in miles from Rockford's city center to The Terrace Apartments's address, calculated via Google Maps.

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Address

Compare Independent Living around Rockford

Info below is compiled from the IL Dept. of Public Health (IDPH), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest to lowest based on our ranking methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. ADC (Adult Day Care): Daytime supervision, health monitoring, and social activities for seniors who live at home.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Name of the licensed owner, operator, or managing entity as filed with the state. Useful for grouping facilities under the same organization.
Count of regulatory inspections in the reporting window. Higher volume can reflect more oversight visits, complaint-driven surveys, or routine licensure cycles.
Total count of deficiencies (cited regulatory issues) recorded in the selected reporting period. Read alongside inspection counts for context.
The average number of deficiencies this facility receives each time it's inspected, calculated as total deficiencies ÷ total inspections. A lower number suggests more consistent compliance with safety and care standards.
Inspection events categorized as complaint-related by the state regulator.
Count of incident-based investigations (e.g. reported events) in the regulatory record for the reporting period.
Housing or bed configuration options (e.g. studio, shared), often from facility-reported amenities and licensing details.
Bickford of Rockford
IL
AL
Rockford
65
Facility 65
IL AVG 85
Rank #222 / 418
Yes
12
Facility 12
IL AVG 52
Rank #588 / 634
Rockford Bickford House, LLC1
5
Facility 5
IL AVG 7
Rank #168 / 276
5.0
Facility 5.0
IL AVG 0.8
Rank #263 / 276
3
Facility 3
IL AVG 3
Rank #202 / 315
6
Facility 6
IL AVG 1.9
Rank #292 / 315
-
Luther Center
IL
Rockford
29
Facility 29
IL AVG 85
Rank #379 / 418
No
80
Facility 80
IL AVG 52
Rank #104 / 634
Luther Center Apartments6--
2
Facility 2
IL AVG 3
Rank #142 / 315
1
Facility 1
IL AVG 1.9
Rank #90 / 315
1 Bed / 2 Bed
Anam Care
IL
ADC
AL
MC
Rockford
20
Facility 20
IL AVG 85
Rank #395 / 418
No
8
Facility 8
IL AVG 52
Rank #608 / 634
Anam Care Inc. Inc3
3
Facility 3
IL AVG 7
Rank #120 / 276
1.0
Facility 1.0
IL AVG 0.8
Rank #117 / 276
2
Facility 2
IL AVG 3
Rank #142 / 315
0
Facility 0
IL AVG 1.9
Rank #1 / 315
Private Rooms / Semi-Private Rooms
The Terrace Apartments
IL
Rockford-No
20
Facility 20
IL AVG 52
Rank #557 / 634
------1 Bed
Grand Victorian of Rockford
IL
AL
Rockford-Yes
45
Facility 45
IL AVG 52
Rank #380 / 634
Well Path Tenant, LLC4
7
Facility 7
IL AVG 7
Rank #189 / 276
1.8
Facility 1.8
IL AVG 0.8
Rank #160 / 276
4
Facility 4
IL AVG 3
Rank #242 / 315
3
Facility 3
IL AVG 1.9
Rank #222 / 315
1 Bed

Financial Assistance for
Independent Living in Illinois

The Terrace Apartments is located in Rockford, Illinois.
Here are the financial assistance programs available to residents in Illinois.

Get Financial aid guidance

Community Care Program

Illinois CCP

Age 60+
General Illinois resident, at risk of nursing home placement.
Income Limits (2025) ~$1,215/month individual
Asset Limits $17,500 individual, excludes home, car
IL

High demand in urban areas; waitlists possible.

Benefits
In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)
General Illinois resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IL

Limited slots; urban/rural balance.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability
General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
IL

~200 SLP sites statewide; room/board not covered.

Benefits
Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+
General Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IL

Part of HealthChoice Illinois; consumer-directed options available.

Benefits
Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled
General Illinois resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IL

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled
General Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IL

~$50-$500/month based on facility type.

Benefits
Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IL

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about The Terrace Apartments

Is The Terrace Apartments in a walkable area?

The Terrace Apartments has a walk score of 20. Car-dependent. Most errands require a car, with limited nearby walkable options.

Does The Terrace Apartments have different floorplan options?

Yes — see the floorplan options available at The Terrace Apartments on this page.

Are pets allowed at The Terrace Apartments?

No, The Terrace Apartments has a no-pet policy.

Are there photos of The Terrace Apartments?

Yes — there are 33 photos of The Terrace Apartments in the photo gallery on this page.

What is the address of The Terrace Apartments?

The Terrace Apartments is located at 2321 Halsted Rd, Rockford, IL 61103.

What is the phone number of The Terrace Apartments?

(815) 654-7313 will put you in contact with the team at The Terrace Apartments.

Does The Terrace Apartments provide medical or personal care assistance?

No — The Terrace Apartments is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

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