What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

The Charlestown | Boston, MA | Photos & Videos

Overview of The Charlestown

Ideally situated in the thriving neighborhood of Charlestown, MA, The Charlestown is a purposely built 62+ community that offers independent living. Featuring cozy and sophisticated studio to two-bedroom floor plans, the community ensures residents are comfortable and safe. 24-hour emergency maintenance, on-site management, and laundry spaces are available, so residents have more time to do the things they love.

A thoughtfully planned calendar of engaging activities and enriching programs is conducted for residents’ recreation and wellness. Residents also gain easy access to their needs and preferences, especially with major highways and public transportation nearby. Pets are also welcome, as long as they follow community guidelines, to ease residents’ loneliness. The community’s warm and welcoming environment creates the ideal setting, so residents can live beyond their potential.

(888) 927-9409

Walk Score: 92 / 100

Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

About this community

Minimum Age62

Community Room With Wifi Lounge

Laundry Room

Waterbottle Filling Station

Conference Rooms

Outdoor Patio And Garden

Electric Car Charging Stations

Pet Friendly (Guidelines Apply)

Elevator Access

Smoke-Free Community

Resident Service Programs And Activities

Manicured Grounds

Professional

On-Site Management And 24-Hour Emergency Maintenance

Close By Commuter Rail Transportation Into Boston

Major Highways

Heat And Hot Water Included

Energy Efficient

Individually Controlled Heating And Cooling

Key Fob Access Entry With Intercom System

High Speed Internet And Cable Ready

Open And Airy Living Spaces With Abundant Natural Light

Smartly Designed Kitchens Featuring Wood Cabinets And Stainless Appliances

Modern Appliances Including Refrigerator

Stove

Microwave

And Dishwasher

Energystar Appliances And High Efficiency Windows And Doors

Vinyl Plank Flooring

Tile Bath

Abundant Closet Space

Energy Efficient Lighting

Oversized Windows With Ample Natural Light

Specific ProgramsAmenities, Floor Plans, Gallery, Residents, Contact, Dining, Classes, Events, Membership

Operating HoursMonday - Tuesday: 8:30AM to 5:00PM, Wednesday: Closed, Thursday: 8:30AM to 5:00PM, Friday: Closed, Saturday: Closed, Sunday: Closed

Starting Price$1,700

What does this home offer?

Minimum Age: 62 Years Old

Pets Allowed: Yes, Pets Allowed

Room Sizes: 411 - 500 / 535 - 836 / 912 sq. ft

Housing Options: Studio / 1 Bed / 2 Bed

Building Type: 3-story

Social and Recreational Activities

Parking Available

Types of Care at The Charlestown

Independent Living

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The Charlestown

Boston (Charlestown)

Yes

Studio / 1 Bed / 2 Bed

Anne M. Lynch

South Boston (South Boston)

Studio / 1 Bed / 2 Bed

John Boyle O’Reilly Apartments

Boston (South Boston)

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Boston (Stony Brook / Cleary Square)

Yes

Studio / 1 Bed / 2 Bed

The Charlestown

Type of care: IL

Community: Boston (Charlestown)

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

Anne M. Lynch

Type of care: IL

Community: South Boston (South Boston)

Pets Allowed: No

Bed Options: 1 Bed - 5 Bed

John Boyle O’Reilly Apartments

Type of care: IL

Community: Boston (South Boston)

Pets Allowed: Yes

Bed Options: Studio / 1 Bed

Logan Square Residences

Type of care: IL

Community: Boston (Stony Brook / Cleary Square)

Pets Allowed: Yes

Bed Options: 1 Bed

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Home Care Program

MassHealth Home Care

General: Age 60+, Massachusetts resident, at risk of nursing home placement.

Income Limits (2025): ~$1,500/month (individual, varies by region).

Asset Limits: $2,000 (individual, excludes home, car).

MA Specifics: Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

General: Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

MA Specifics: Requires clinical eligibility determination.

Senior Care Options (SCO)

Massachusetts Senior Care Options

General: Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).

MA Specifics: Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

General: Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

MA Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

MA Specifics: 27 ASAPs; prioritizes low-income, rural caregivers.

Prescription Advantage

Massachusetts Prescription Advantage

General: Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).

Income Limits (2025): No strict limit; copays vary by income (~$24,980-$75,000/year individual).

Asset Limits: Not assessed.

MA Specifics: Supplements Medicare Part D; no enrollment fee for low-income.

Senior Community Service Employment Program (SCSEP)

Massachusetts SCSEP

General: Age 55+, unemployed, low-income, Massachusetts resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

MA Specifics: Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

MA Specifics: High veteran demand statewide.

Senior Living in Boston

The Charlestown

Senior Living in Boston