Ships’ Cove
Senior Living & Independent Living · Fall River, MA

Ships’ Cove

Senior Living & Independent Living · Fall River, Massachusetts

Overview of Ships’ Cove

Make every moment of your golden years count at Ships’ Cove, a blissful community in Fall River, MA, offering independent living. Thoughtfully designed and spacious one- and two-bedroom floor plans are provided in a warm and welcoming environment, ensuring residents are comfortable and safe. With round-the-clock maintenance and convenient apartment features, residents have a hassle-free lifestyle.

Residents can interact with their surroundings and live actively, accompanied by a jam-packed calendar of engaging activities and enriching events. Thriving restaurants and shops are available nearby, providing residents with a variety of dining options that cater to their dietary needs and preferences. The community is ideal for those seeking independence in retirement, especially with its top-notch amenities and exceptional services.

(508) 679-2587

Types of Care at Ships’ Cove

Independent Living
Walk Score
Walk Score: 89 / 100
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

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What does this home offer?

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Housing Options: 1 Bed / 2 Bed

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Building Type: High-rise

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Parking Available

Places of interest near Ships’ Cove

Address 1.1 miles from city center Info Estimated distance in miles from Fall River's city center to Ships’ Cove's address, calculated via Google Maps.

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Financial Assistance for
Senior Living in Massachusetts

Ships’ Cove is located in Fall River, Massachusetts.
Here are the financial assistance programs available to residents in Massachusetts.

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Home Care Program

MassHealth Home Care

Age 60+
General Massachusetts resident, at risk of nursing home placement.
Income Limits (2025) ~$1,500/month individual, varies by region
Asset Limits $2,000 individual, excludes home, car
MA

Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits
In-home care (3-5 hours/day) Homemaker services Respite care (up to 14 days/year) Adult day care (~$75/day)

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Age 65+
General Massachusetts resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MA

Requires clinical eligibility determination.

Benefits
Personal care (5-7 hours/day) Respite care (240 hours/year) Adult day care (~$75/day) Home health services

Senior Care Options (SCO)

Massachusetts Senior Care Options

Age 65+
General Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
MA

Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits
Personal care (5-7 hours/day) Medical care Respite (240 hours/year) Adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Age 65+ or disabled
General Massachusetts resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MA

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
MA

27 ASAPs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training Supplies (~$500/year)

Prescription Advantage

Massachusetts Prescription Advantage

Age 65+ or disabled
General Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
Income Limits (2025) No strict limit; copays vary by income ~$24,980-$75,000/year individual
Asset Limits Not assessed.
MA

Supplements Medicare Part D; no enrollment fee for low-income.

Benefits
Covers prescription copays ($5-$40/drug) Fills coverage gaps Catastrophic cost protection ($4,000+ covered)

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MA

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Compare Senior Living around Fall River

Filter by care type
River Falls Senior Living
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Fall River90No 93 1 Bed / 2 Bed11YesNo
Ships’ Cove
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Fall River (Canal Street)-No 89 1 Bed / 2 Bed-No-
Curtain Lofts
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Fall River (Flint Village)-No 85 1 Bed / 2 Bed-No-
Borden Place
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Fall River (Corky Row Historic District)-Yes 93 1 Bed / 2 Bed-No-
Knitting Mill Apartments
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Fall River (Flint Village)-No 85 1 Bed / 2 Bed-No-

Frequently Asked Questions about Ships’ Cove

What neighborhood is Ships’ Cove in?

Ships’ Cove is in the Canal Street neighborhood.

Is Ships’ Cove in a walkable area?

Ships’ Cove has a walk score of 89. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

What is the address of Ships’ Cove?

Ships’ Cove is located at 130 Canal St, Fall River, MA 02721.

What is the phone number of Ships’ Cove?

(508) 679-2587 will put you in contact with the team at Ships’ Cove.

Is Ships’ Cove Medicare or Medicaid certified?

Ships’ Cove is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Guides for Better Senior Living

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