What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Belmont Terrace Nursing and Rehabilitation Center

FLORENCE, KY 41042 View Map

Belmont Terrace Nursing and Rehabilitation Center is a Nursing Home in Kentucky

Belmont Terrace Nursing and… is a Nursing Home in Kentucky

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Belmont Terrace Nursing and Rehabilitation Center
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Overview of Belmont Terrace Nursing and Rehabilitation Center

Belmont Terrace Nursing and Rehabilitation Center provides skilled nursing, short-term rehabilitation, and long-term care services in a compassionate, comfortable environment. The facility focuses on dignity and compassion while delivering professional quality healthcare. Their dedicated staff works to create a sense of community and exceed the expectations of those they serve.

8593715731

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 3.30/day

Overall rating

1/5

Health Inspection

1/5

Staffing

1/5

Quality Measures

1/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 151

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

89.5%

111

TYPE OF STAY

Mostly long-term care residents

Most residents stay for extended periods and receive ongoing daily care.

Might be optimal for

Long-term daily care Ongoing support needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

33% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

37% of new residents, often for short stays.

Typical stay 22 days

Medicaid

30% of new residents, often for long-term daily care.

Typical stay 2 years

Finances and operations

Home revenue

$11.5M

Operating loss

-$36.8K

Proprietary home Corporation

Home revenue

$11,538,259.00

Operating loss

$-36,751.00

Payroll costs

$3.6M

31.3% of revenue

Other operating costs

$8.0M

Total costs $11.6M

151-bed community

A large-scale community that may provide a wide range of amenities, services, and structured programs.

About this community

License Status

Active

Facility Type

Long Term Care (Nursing Facility)

License Date

March 1, 2025

Additional licensing details

License number: 100022

CMS Certification Number: 185090

County: BOONE

Ownership & operating entity

Belmont Terrace Nursing and Rehabilitation Center is administrated by KENNETH GRAVES.

Owner name: BRIDGE POINT HEALTH CENTER, LLC

Care Services

Nursing Services

Rehabilitation Services

Respite Care

Skilled Nursing

Licensed Nurses/CNAs

Short-Term Rehab

All Levels of Care

Skilled Nursing

Short-Term Rehabilitation

Long-Term Care

Amenities & Lifestyle

Programs & Activities

Specific Programs

Skilled Nursing, Rehabilitation Therapy, Respite Care

FLORENCE, KY 41042

Calculate Travel Distance to Belmont Terrace Nursing and Rehabilitation Center

Add your location

137

Total Staff

134

Employees

Contractors

44,341

Total Hours (Quarter)

Avg Staff/Day

9.4

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	10	9.4	No
Licensed Practical Nurse	27	9.9	No
Certified Nursing Assistant	65	9.9	No

Staff by Category

Administration

2 staff

6.8hs shift avg

Nursing Staff

112 staff

9.8hs shift avg

Physicians & Practitioners

3 staff

7.9hs shift avg

Therapy Services

10 staff

7hs shift avg

Activities & Recreation

0 staff

0hs shift avg

Social Services

4 staff

6.1hs shift avg

Dietary Services

4 staff

7.2hs shift avg

Other Services

2 staff

7.7hs shift avg

Contractor Analysis

0.4%

of total hours from contractors

187 contractor hours this quarter

Occupational Therapy Aide: 1 Occupational Therapy Assistant: 1 Medical Director: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	65	0	65	23,975	91	100%	9.9
Licensed Practical Nurse	27	0	27	7,972	91	100%	9.9
Registered Nurse	10	0	10	2,640	91	100%	9.4
Medication Aide/Technician	6	0	6	2,066	90	99%	10.6
RN Director of Nursing	4	0	4	1,406	72	79%	8.6
Other Dietary Services Staff	4	0	4	1,218	79	87%	7.2
Clinical Nurse Specialist	2	0	2	629	58	64%	7.7
Speech Language Pathologist	2	0	2	585	75	82%	6.6
Nurse Practitioner	1	0	1	504	63	69%	8
Administrator	1	0	1	480	64	70%	7.5
Mental Health Service Worker	1	0	1	480	64	70%	7.5
Dental Services Staff	1	0	1	480	60	66%	8
Physical Therapy Assistant	3	0	3	440	64	70%	6.9
Respiratory Therapy Technician	1	0	1	438	59	65%	7.4
Qualified Social Worker	4	0	4	422	68	75%	6.1
Physical Therapy Aide	2	0	2	422	63	69%	6.7
Occupational Therapy Aide	0	1	1	109	13	14%	8.4
Medical Director	0	1	1	39	12	13%	3.3
Occupational Therapy Assistant	0	1	1	39	3	3%	12.9

View All Staffing Data in Florence

Total Health inspections 3

Near Kentucky average

Kentucky average: 2.9

Last Health inspection on Apr 2025

Total Health citations 54

300% above Kentucky average

Kentucky average: 13.5

18 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 52 citations

Complaint investigations 12 citations

Breakdown of citations

Critical Health citations 6

445% above Kentucky average

Kentucky average: 1.1

Serious Health citations 2

233% above Kentucky average

Kentucky average: 0.6

Moderate Health citations 46

Minor Health citations 0

Citations history (last 3 years)

Abuse/Neglect moderate citation Apr 24, 2025

Corrected

Infection Control moderate citation Apr 24, 2025

Corrected

Infection Control moderate citation Apr 24, 2025

Corrected

Resident Rights moderate citation Apr 24, 2025

Corrected

Ownership: For-Profit Corporation

Part of: Encore Healthcare

Resident Census by Payment Source

114 Total Residents

Medicare 1 (0.9%)

Medicaid 102 (89.5%)

Private Pay/Other 11 (9.6%)

Programs & Services

Residents' Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 9.8

7% better than Kentucky average

Kentucky average: 10.5

Functional decline score 19.6

Near Kentucky average

Kentucky average: 18.9

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 18.3%

9% above Kentucky average.

Walking Ability Worsened 14.1%

28% below Kentucky average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 26.5%

29% above Kentucky average.

Falls with Major Injury 3.2%

15% below Kentucky average.

High Risk Residents with Pressure Ulcers 6.1%

6% above Kentucky average.

Urinary Tract Infection 1.1%

41% below Kentucky average.

Depressive Symptoms 18.2%

28% above Kentucky average.

Antipsychotic Use 18.5%

19% above Kentucky average.

Pneumococcal Vaccine 96.2%

2% above Kentucky average.

Influenza Vaccine 91.3%

5% below Kentucky average.

Lost Too Much Weight 7.1%

4% above Kentucky average.

Short-stay resident measures

Pneumococcal Vaccine 68.7%

18% worse than Kentucky average

Antipsychotic medication increase 0.0%

100% better than Kentucky average

Influenza Vaccine 70.6%

16% worse than Kentucky average

Total fines amount $36K

This home paid 43% less in fines than the state average.

Kentucky average: $63K

Number of Fines 6

This home received 160% more fines than the state average.

Kentucky average: 2.3

Payment Denials 1

This home had 206% more payment denials than the state average.

Kentucky average: 0.3

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Mar 8, 2024

$5K

Civil Money Penalty Mar 8, 2024

$7K

Civil Money Penalty Mar 8, 2024

$17K

Payment Denial Mar 8, 2024

59 days

Last updated: Jan 2026

Financial Trends

Historical financial and operational data for Belmont Terrace Nursing and Rehabilitation Center based on CMS SNF Cost Reports.

Occupancy Rate 89.5% ↑ 2.2pp vs 2022

Net Income -$36,751 ↑ ~$1.9M vs 2022

Total Payroll $6,774,120 ↓ ~$3.1M vs 2022

Profit Margin -0.3% ↑ 13.5pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	92.6%	91.5%	91.1%	92.0%	94.2%	86.5%	86.3%	91.3%	91.9%	81.6%	86.4%	87.3%	89.5%
Beds	151	151	151	151	151	151	151	151	151	151	151	151	151
Net Income	$1,215,985	$1,225,757	$875,701	-$612,884	$315,376	-$390,461	-$268,509	-$416,836	$160,647	$816,318	-$1,972,578	-$1,895,112	-$36,751
Gross Revenue	$15,869,395	$16,587,204	$16,732,072	$17,246,775	$17,786,746	$17,419,781	$18,355,280	$21,009,144	$21,848,181	$13,026,976	$13,019,713	$13,722,431	$11,535,419
Operating Expenses	$11,986,876	$11,723,022	$11,802,311	$13,102,043	$12,324,881	$11,775,204	$11,627,906	$12,681,761	$12,154,584	$13,800,462	$14,496,680	$15,090,522	$11,260,134
Net Patient Revenue	$13,177,010	$12,920,525	$12,669,677	$12,480,566	$12,632,460	$11,370,226	$11,356,157	$12,263,467	$12,315,624	$11,750,841	$12,523,399	$13,193,219	$11,220,543
Total Payroll	$5,340,319	$5,293,311	$6,504,440	$7,255,613	$7,127,606	$6,680,847	$6,951,621	$7,971,891	$7,829,123	$4,396,754	$9,297,054	$9,888,413	$6,774,120
Profit Margin %	7.7%	7.4%	5.2%	-3.6%	1.8%	-2.2%	-1.5%	-2.0%	0.7%	6.3%	-15.2%	-13.8%	-0.3%
Medicare %	16.5%	16.0%	12.1%	10.7%	7.8%	6.4%	8.9%	6.8%	6.0%	6.7%	4.1%	6.6%	6.9%
Medicaid %	74.7%	74.6%	80.8%	0.0%	0.0%	0.0%	86.9%	88.5%	90.7%	89.7%	92.2%	90.2%	89.8%
Private %	8.8%	9.4%	7.1%	89.3%	92.2%	93.6%	4.1%	4.6%	3.3%	3.6%	3.7%	3.3%	3.3%
Revenue/Day	$258	$255	$252	$246	$243	$238	$239	$244	$243	$261	$263	$274	$284
Cost/Day	$235	$232	$235	$258	$237	$246	$245	$252	$240	$306	$304	$313	$285
Avg Length of Stay	136.0 days	126.8 days	138.6 days	142.0 days	124.2 days	126.8 days	114.0 days	135.7 days	182.8 days	230.1 days	193.5 days	181.7 days	254.7 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

KY Specifics: Rural focus; waitlists possible.

Hart-Supported Living Program

KY Hart-Supported Living

General: Age 65+ or disabled, Kentucky resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

KY Specifics: Competitive grants; limited availability.

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).

Asset Limits: Not assessed; need-based focus.

KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

Income Limits (2025): ~$31,225/year (individual); varies by AAA.

Asset Limits: Not strictly assessed; need-based.

KY Specifics: Max $1,500/year; statewide via AAAs.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

KY Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

KY Specifics: High veteran demand in rural areas.

Belmont Terrace Nursing and Rehabilitation Center

Belmont Terrace Nursing and Rehabilitation Center is a Nursing Home in Kentucky

Belmont Terrace Nursing and… is a Nursing Home in Kentucky

Belmont Terrace Nursing and Rehabilitation Center

Belmont Terrace Nursing and Rehabilitation Center is a Nursing Home in Kentucky

Belmont Terrace Nursing and… is a Nursing Home in Kentucky

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has limited availability

Who this home usually serves

Mostly long-term care residents

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Care Services

All Levels of Care

Amenities & Lifestyle

Programs & Activities

Places of interest near Belmont Terrace Nursing and Rehabilitation Center

Calculate Travel Distance to Belmont Terrace Nursing and Rehabilitation Center

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Penalties and fines

Penalty History

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Kentucky Seniors

Home and Community Based Waiver

Hart-Supported Living Program

Kentucky Homecare Program

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky Family Caregiver Program

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

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Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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