Sterling Care at Frostburg Village

Nursing Home in Maryland

CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
Sterling Care at Frostburg Village

Nursing Home in Maryland

CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
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Sterling Care at Frostburg Village accepts Medicare, Medicaid, and private pay.

Overview of Sterling Care at Frostburg Village

Sterling Care at Frostburg Village is a skilled nursing and assisted living facility. It provides personalized short-term rehabilitation and long-term care tailored to seniors and their families. The facility emphasizes compassionate care and a commitment to positive outcomes.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
1/5 ▼ 2.4 Maryland average: 3.4/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
2/5 ▼ 1.2 Maryland average: 3.2/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
1/5 ▼ 2.5 Maryland average: 3.5/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
3/5 ▼ 0.7 Maryland average: 3.7/5

Staffing hours breakdown

Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day — compared to Maryland state averages

Total nursing care / resident Info This home is ranked 78th out of 106 homes in Maryland.

Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
3h 10m per day
Rank #78 / 106Nurse hours — state benchmarkedThis home is ranked 78th out of 106 homes in Maryland.Shows adjusted nurse hours per resident per day benchmarked to the Maryland average, with a ranking across 106 Maryland SNFs. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag.
This facility Maryland avg (4h 17m per day)
vs Maryland avg
-26%
Staff typeHours / dayvs state avg
Total Nursing (Weekend) Info Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours. 3h 2m per day

Capacity and availability

Avg. Length of Stay
190 days

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Breakdown by payment type

Medicare

71% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

16% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

14% of new residents, often for long-term daily care.

Typical stay 2 - 3 years

Finances and operations

Privately-owned community
Operated by a business corporation.
Home revenue
$16.4M
Profit
$396.4K
Privately-owned community Operated by a business corporation.
Home revenue
$16.4M Rank #66 / 109Revenue — state benchmarkedThis home is ranked 66th out of 109 homes in Maryland.Shows this facility's annual revenue compared to the Maryland SNF average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.
Profit
$396.4K
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations. Rank #54 / 109Payroll — state benchmarkedThis home is ranked 54th out of 109 homes in Maryland.Shows total annual staff payroll benchmarked to the Maryland average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.
$4.8M
29% of revenue Rank #64 / 109Payroll % — state benchmarkedThis home is ranked 64th out of 109 homes in Maryland.Shows payroll as a percentage of revenue versus the Maryland average. Well-run SNFs often land around 55–65%. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$11.2M
Total costs $16.0M
Bed community size
35-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Years in operation
26 years in operation
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

About this community

Occupancy

Occupancy rate
91%
Rank #27 / 109Occupancy rate — state benchmarkedThis home is ranked 27th out of 109 homes in Maryland.Shows this facility's occupancy rate versus the Maryland average, with its statewide rank out of 109. Higher occupancy signals strong local demand and financial stability.
Higher than the Maryland average: 60%
Occupied beds
32 / 35
Average residents 104 per day

License Details

Facility Type3
IssuanceMay 1, 1999
CountyAllegany
CMS Certification Number215115

Ownership & Operating Entity

Profit Statustrue

Therapy & Rehabilitation

3 services
Rehabilitation Services
Respite Care
Short-Term Rehab

Contact Sterling Care at Frostburg Village

Access & Eligibility

Ways to qualify for care at this community, including accepted programs.

Medicaid Accepted

This facility is certified for eligible Medicaid services.

Health Inspection History

Inspections
Total health inspections 3

Maryland average 3.9


Last Health inspection on Aug 2025

Total health citations
61 Rank #79 / 108Health citations — state benchmarkedThis home is ranked 79th out of 108 homes in Maryland.Shows this facility's total health deficiency citations benchmarked to the Maryland state average, with a ranking across all 108 MD SNFs. Lower citation counts earn a better rank.

Maryland average 49.9

Citations per inspection
20.33 Rank #95 / 108Citations per inspection — state benchmarkedThis home is ranked 95th out of 108 homes in Maryland.Shows average deficiency citations per CMS inspection for this facility versus the Maryland mean across 108 SNFs with citation data. Lower is better.

Maryland average 12.81


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

47 of 61 citations resulted from standard inspections; and 14 of 61 resulted from complaint investigations.

Breakdown of citation severity (last 3 years)
Critical Health citations More info
0
100% better than Maryland average

Maryland average: 0.5


Serious Health citations More info 1
67% worse than Maryland average

Maryland average: 0.6

0 critical citations More info Maryland average: 0.5

1 serious citation More info Maryland average: 0.6

55 moderate citations More info Maryland average: 47.2

5 minor citations More info Maryland average: 1.7
Citations history (last 3 years)
Abuse/Neglect moderate citation Info Issues related to protecting resident's from harm, including abuse, neglect, or mistreatment. Aug 13, 2025
Corrected

Abuse/Neglect moderate citation Info Issues related to protecting resident's from harm, including abuse, neglect, or mistreatment. Aug 13, 2025
Corrected

Abuse/Neglect moderate citation Info Issues related to protecting resident's from harm, including abuse, neglect, or mistreatment. Aug 13, 2025
Corrected

Nursing Services moderate citation Info Issues related to the availability and quality of nursing staff and the care they provide. Aug 13, 2025
Corrected

Financial Assistance for
Nursing Home in Maryland

Sterling Care at Frostburg Village is located in Frostburg, Maryland.
Here are the financial assistance programs available to residents in Maryland.

Get Financial aid guidance

Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled
General Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
MD

High urban demand; rural outreach efforts.

Benefits
Personal care (5-7 hours/day, e.g., bathing, dressing) Respite care (up to 240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Senior Care Program

Maryland Senior Care

Age 65+
General Maryland resident, at risk of nursing home placement.
Income Limits ~$2,000/month individual, varies by county
Asset Limits $11,000 individual
MD

Limited funding; waitlists common in high-demand areas.

Benefits
In-home care (3-5 hours/week) Respite care (up to 10 days/year) Meals (~$6/meal) Transportation (~5 trips/month) Case management

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+
General Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025) $943/month (individual); most income applied to care costs.
Asset Limits $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD

Home equity limit $636,000; estate recovery applies post-55.

Benefits
24/7 nursing care Meals Therapy Medications (unlimited per medical need)

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+
General Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025) ~$34,000/year individual, varies by county
Asset Limits Not strict; prioritizes low-income.
MD

Not available statewide; facility must be licensed by MDH.

Benefits
Personal care Meals 24-hour supervision (up to $1,500/month subsidy typical)

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Age
General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A
Asset Limits $155,356 net worth limit
MD

High veteran population in suburban/rural areas.

Benefits
Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+
General Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025) $48,560/year individual, 300% FPL
Asset Limits None specified.
MD

Supplements Medicare Part D; annual enrollment required.

Benefits
Up to $40/month premium subsidy Reducing drug costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+
General Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025) $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits $9,090 (individual), $13,630 (couple).
MD

Includes QMB, SLMB, QI categories.

Benefits
Covers premiums (up to $174.70/month Part B) Co-pays Deductibles

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+
General Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025) $943/month (individual); spend-down available.
Asset Limits $2,500 (individual), $3,000 (couple).
MD

Consumer-directed option allows hiring family caregivers.

Benefits
Personal care (hours vary, typically 20-30/week) Chores Nurse supervision

Places of interest near Sterling Care at Frostburg Village

Address 0.0 miles from city center Info Estimated distance in miles from Frostburg's city center to Sterling Care at Frostburg Village's address, calculated via Google Maps.

Calculate Travel Distance to Sterling Care at Frostburg Village

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Address

Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 205
Employees 92
Contractors 113
Staff to resident ratio 1.93:1
7% better than Maryland average

Maryland average ratio: 1.81:1

Avg staff/day 48
Average shift 8.5 hours
6% better than Maryland average

Maryland average: 8 hours

Total staff hours (quarter) 36,930
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 10
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.9 hours

This role is partially covered by contractors.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 56
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.5 hours

This role is partially covered by contractors.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 96
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.8 hours

This role is partially covered by contractors.

Contractor staffing

Total hours from contractors

35.2%

12,995 contractor hours this quarter

Certified Nursing Assistant: 61 Licensed Practical Nurse: 43 Registered Nurse: 4 Occupational Therapy Aide: 2 Occupational Therapy Assistant: 2 Medical Director: 1
Staff by category
Certified Nursing Assistant35619617,42591100%8.8
Licensed Practical Nurse1343567,40791100%9.5
Registered Nurse64102,0198998%8.9
Dietitian4041,74291100%7.8
Clinical Nurse Specialist5051,5336673%8.1
Speech Language Pathologist4041,2997886%6.9
RN Director of Nursing2029626774%7.8
Physical Therapy Aide6069387481%6.9
Mental Health Service Worker1015046369%8
Physical Therapy Assistant2024926673%6.7
Respiratory Therapy Technician2024846774%7.1
Administrator1014645864%8
Nurse Practitioner1014565763%8
Nurse Aide in Training8084192527%7.2
Qualified Social Worker2023866369%6
Occupational Therapy Aide0222706167%3.7
Medical Director0111041314%8
Occupational Therapy Assistant0222933%9.7
96 Certified Nursing Assistant
% of Days 100%
56 Licensed Practical Nurse
% of Days 100%
10 Registered Nurse
% of Days 98%
4 Dietitian
% of Days 100%
5 Clinical Nurse Specialist
% of Days 73%
4 Speech Language Pathologist
% of Days 86%
2 RN Director of Nursing
% of Days 74%
6 Physical Therapy Aide
% of Days 81%
1 Mental Health Service Worker
% of Days 69%
2 Physical Therapy Assistant
% of Days 73%
2 Respiratory Therapy Technician
% of Days 74%
1 Administrator
% of Days 64%
1 Nurse Practitioner
% of Days 63%
8 Nurse Aide in Training
% of Days 27%
2 Qualified Social Worker
% of Days 69%
2 Occupational Therapy Aide
% of Days 67%
1 Medical Director
% of Days 14%
2 Occupational Therapy Assistant
% of Days 3%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 106
Medicare
24
22.6% of residents
Medicaid
68
64.2% of residents
Private pay or other
14
13.2% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Nurse Aide Training

State-approved Nurse Aide Training and Competency Evaluation Program on-site

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 11.9
8% better than Maryland average

Maryland average: 12.9

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 25.4
In line with Maryland average

Maryland average: 25.7

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 14.2%
40% better than Maryland average

Maryland average: 23.7%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 28.7%
In line with Maryland average

Maryland average: 27.7%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 33.3%
28% worse than Maryland average

Maryland average: 25.9%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 6.2%
170% worse than Maryland average

Maryland average: 2.3%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 5.4%
17% better than Maryland average

Maryland average: 6.5%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 3.7%
131% worse than Maryland average

Maryland average: 1.6%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 4.9%
15% better than Maryland average

Maryland average: 5.8%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 7.8%
61% better than Maryland average

Maryland average: 20.2%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 11.3%
12% better than Maryland average

Maryland average: 12.9%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 95.0%
In line with Maryland average

Maryland average: 92.0%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 98.0%
In line with Maryland average

Maryland average: 96.6%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 69.9%
11% worse than Maryland average

Maryland average: 78.4%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 1.8%
32% worse than Maryland average

Maryland average: 1.4%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 84.4%
5% better than Maryland average

Maryland average: 80.6%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $25K
58% lower than Maryland average

Maryland average: $61K

Number of fines 1
33% fewer fines than Maryland average

Maryland average: 1.5

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 0
100% fewer payment denials than Maryland average

Maryland average: 0.1

Fines amount comparison
Fines amount comparison
This facility $25K
Maryland average $61K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

1 penalty in the past 3 years

Aug 13, 2025 · $25K

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Aug 13, 2025
$25K

Last updated: Jan 2026

Compare Nursing Homes around Maryland The information below is reported by the Maryland Department of Health, Office of Health Care Quality.

5 facilities compared · CMS & MD Dept. of Health data · Updated Apr 2026

Filter by care type
Broadmead
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Cockeysville40 61.4% -25%6.82 +40%+81%0103.3036A+-Patterson, Ann$49.7M$15.6M31.3%215123
Assisted Living at Goodwill
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Grantsville45 97.1% +18%4.85 -4%+29%13712.32103--Bender, Tim$18.2M$7.5M41%215250
Charlotte Hall Veterans Home
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Charlotte Hall168 53.8% -35%4.95 -25%+31%2459.09210--Pruitthealth Veteran Services - Maryland, Inc.$37.0M$12.0M32.5%215161
Sterling Care at Frostburg Village
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Frostburg35 91.1% +11%3.16 -63%-16%06120.31102--Crestview Sterlings Holdings Llc$16.4M$4.8M29%215115
Arden Courts of Kensington -
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Kensington64--------000.00--------

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