What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Arcadian Cove Senior Living

Overview of Arcadian Cove Senior Living

Situated in Richmond, Kentucky, Arcadian Cove is considered an exceptional assisted living provider, offering a personalized approach to seniors seeking support. Nestled in a peaceful and positive environment, the community embodies a culture of care, providing the right assistance for daily living activities. Highly trained and friendly caregivers ensure seniors are comfortable, offering aid with personal hygiene, dressing, and transitions in and out of bed. Arcadian Cove also features common areas for various activities and a restaurant-style dining hall where delicious meals are served daily. With a worry-free, maintenance-free environment, the facility welcomes pets, creating an elegant and convenient familial home for seniors in need of assisted living services. At this community, each resident is valued for their individuality, and the compassionate team ensures high-quality care is provided in an environment where long-lasting and genuine relationships are created between staff and residents alike.

(859) 624-0022

49-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

16 years in operation

A community with a solid operating history and experience delivering ongoing care.

Walk Score: 0 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Facility TypeAssisted Living Community

StatusActive

CountyMadison

License Number101613

Respite Care

Licensed Nurses/CNAs

24-Hour Staffing

Specific ProgramsRespite Stays, Activities, Safety and Security, Services and Amenities

Food DescriptionNutritious, well-balanced meals

Meals IncludedYes

Types of Care at Arcadian Cove Senior Living

Assisted Living

Living Spaces & Floor Plans

1 Bedroom

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled

General Kentucky resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Rural focus; waitlists possible.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled

General Kentucky resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Competitive grants; limited availability.

Benefits

In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Age 60+

General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual

Asset Limits Not assessed; need-based focus.

15 AAAs; rural focus; not in nursing homes.

Benefits

Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled

General Kentucky resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

15 AAAs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Age —

General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

Income Limits (2025) ~$31,225/year (individual); varies by AAA.

Asset Limits Not strictly assessed; need-based.

Max $1,500/year; statewide via AAAs.

Benefits

Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

Age 55+

General unemployed, low-income, Kentucky resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

5.5 miles from city center Estimated distance in miles from Richmond's city center to Arcadian Cove Senior Living's address, calculated via Google Maps. — 2.01 miles to nearest hospital (Baptist Health Richmond Allergy & Asthma)

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Assisted Living around Richmond

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Dominion Senior Living of Richmond	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Richmond	84	Yes	25	Studio / 1 Bed	-	-
McCready Manor	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Richmond	73	Yes	17	1 Bed / 2 Bed	-	-
Arcadian Cove Senior Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Richmond	49	No	0	1 Bed	16	A+
Morning Pointe of Richmond Senior Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Richmond	42	Yes	27	Studio / 1 Bed / 2 Bed	-	-

Dominion Senior Living of Richmond

Type of care: AL MC

Community:Location: Richmond

Bed Count: 84

Pets Allowed: Yes

Bed Options: Studio / 1 Bed

McCready Manor

Type of care: AL

Community:Location: Richmond

Bed Count: 73

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Arcadian Cove Senior Living

Type of care: AL

Community:Location: Richmond

Bed Count: 49

Pets Allowed: No

Bed Options: 1 Bed

Morning Pointe of Richmond Senior Living

Type of care: AL MC

Community:Location: Richmond

Bed Count: 42

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

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Arcadian Cove Senior Living

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