Paramount Senior Living at Cabell Midland

Article: How to get Medicare and Medicaid to Pay for Assisted Living

18.1 miles from city center

Description

Paramount Senior Living at Cabell Midland offers independent living where every resident receives tailored care that is designed to their personal needs. Management and staff understand that everyone from everywhere is supposed to be treated equally and respectfully. The retirement home is a vibrant community where seniors can find a sense of belonging and still grow as individuals when they find inspiration everyday through the remarkable services they offer. At Paramount, residents can relax and rejuvenate in a beautiful environment.

The retirement home offers an array of programs and support services available: well-trained personal care staff who are available 24/7. Residents receive medication management and assistance with day-to-day needs for hassle-free living.

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options Studio

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Independent Living

Comparison Chart

Compare senior living communities around the area

Paramount Senior Living at Cabell Midland

Ona

Studio

N/A

Yes

Sunrise Gardens Assisted Living

AZ 85335

Private / Semi-Private Rooms

Claim What’s Yours: Financial Aid for West Virginia Seniors

Program

State Program Name

Eligibility

Benefits

Aged and Disabled Waiver

WV Medicaid A&D Waiver

General: Age 65+ or disabled, West Virginia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
WV Specifics: Rural state; limited providers in some areas.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.

West Virginia Lighthouse Program

WV Lighthouse

General: Age 60+, West Virginia resident, at risk of nursing home.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
WV Specifics: Limited funding; rural focus.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Older Americans Act (OAA) Services

West Virginia OAA Services

General: Age 60+, WV resident; no income/asset limits.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
WV Specifics: Includes Meals on Wheels; serves ~20,000 annually; rural emphasis.

Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

Medicare Savings Program (MSP)

West Virginia Medicare Savings Program

General: Age 65+ or disabled, WV resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
WV Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Energy Assistance Program (LIEAP)

West Virginia LIEAP

General: Age 60+ prioritized, WV resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
WV Specifics: Covers gas, electric, wood; emergency aid available.

Services: Heating aid ($300-$1,000/season), emergency aid ($500 max).

Family Caregiver Support Program (FCSP)

West Virginia Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; WV resident; 2+ ADLs.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed.
WV Specifics: Includes grandparent caregivers; serves ~1,500 annually.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

West Virginia SCSEP

General: Age 55+, unemployed, low-income, WV resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
WV Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

West Virginia VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, WV resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
WV Specifics: High rural veteran use; supports care costs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Homestead Exemption for Seniors

West Virginia Homestead Exemption

General: Age 65+ or totally disabled, WV resident, homeowner (homestead).
Income Limits (2025): None; tax-based eligibility.
Asset Limits: Not assessed.
WV Specifics: $20,000 assessed value exemption; saves ~$200-$400/year.

Services: Tax exemption (~$200-$400/year avg.).

Senior Farmers’ Market Nutrition Program (SFMNP)

West Virginia SFMNP

General: Age 60+, WV resident, low-income.
Income Limits (2025): ~$2,322/month (185% FPL).
Asset Limits: Not assessed.
WV Specifics: Vouchers (~$50/season); serves ~10,000 annually.

Services: Vouchers (~$50/season) for produce at farmers’ markets.

Claim What’s Yours Financial Aid for West Virginia Seniors

WV Medicaid A&D Waiver

Aged and Disabled Waiver

Eligibility

General: Age 65+ or disabled, West Virginia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
WV Specifics: Rural state; limited providers in some areas.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.

WV Lighthouse

West Virginia Lighthouse Program

Eligibility

General: Age 60+, West Virginia resident, at risk of nursing home.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
WV Specifics: Limited funding; rural focus.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

West Virginia OAA Services

Older Americans Act (OAA) Services

Eligibility

General: Age 60+, WV resident; no income/asset limits.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
WV Specifics: Includes Meals on Wheels; serves ~20,000 annually; rural emphasis.

Benefits

Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

West Virginia Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, WV resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
WV Specifics: Includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

West Virginia LIEAP

Low-Income Energy Assistance Program (LIEAP)

Eligibility

General: Age 60+ prioritized, WV resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
WV Specifics: Covers gas, electric, wood; emergency aid available.

Benefits

Services: Heating aid ($300-$1,000/season), emergency aid ($500 max).

West Virginia Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; WV resident; 2+ ADLs.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed.
WV Specifics: Includes grandparent caregivers; serves ~1,500 annually.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

West Virginia SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, WV resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
WV Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

West Virginia VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, WV resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
WV Specifics: High rural veteran use; supports care costs.