What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Arbor Terrace Morris Plains | New Jersey | Photos & Videos

Overview of Arbor Terrace Morris Plains

Arbor Terrace Morris Plains offers a lifestyle centered on health and enriching relationships. With assisted living and memory care services, residents receive tailored support to ensure they feel at home. The community provides a range of amenities and activities designed to foster connections and promote well-being.

(973) 718-3636

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 100

100-bed community

A larger shared setting that may offer more common spaces and organized community services.

About this community

License details

Facility type

Assisted Living Residence

Status Active

Expiration May 31, 2026

Additional licensing details

License number: 13A012

Awards: Best of Senior Living, Great Place to Work

Ownership & operating entity

Arbor Terrace Morris Plains is administrated by LORI STAMPONE.

Owner name: SHP VI MORRIS PLAINS LLC

Safety & Compliance

Wheelchair Accessible

Emergency Systems: Yes

Care Services

Nursing Services

Rehabilitation Services

Respite Care

Memory Care

24-Hour Staffing

Additional Policies & Features

Pets Allowed

Housekeeping: Yes

Linen Service: Yes

Amenities & Lifestyle

State-of-the-art fitness center

on-site library

pampering salon and spa

spacious movie theater

professionally landscaped gardens

wellness center

scheduled transportation services

emergency call system with 24-hour response

pet-friendly accommodations

engaging activities and events.

Programs & Activities

Activities

Dynamic monthly activity and event calendar available.

Specific Programs

Assisted Living, Bridges Neighborhood, Memory Care, Dining Options, Concierge Services, Exercise and Wellness Programs, Personal Linen and Laundry Services, Housekeeping Services, Full Range of Activities for Engaging Residents

Pricing & Financial Information

IL$6,460

AL$9,920

MC$10,150

Dining & Nutrition

Food Description

Dining options include chef-prepared meals in a restaurant-style setting, with a focus on nutrition and social interaction.

Meals Included

Yes

Special Diets

Yes

Show Inspection Reports

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Arbor Terrace Morris Plains

Type of care: AL

Community: NJ 07950

Bed Count: 100

Pets Allowed: No

Summit Place Assisted Living

Type of care: AL IL SNF RC

Community: Glassboro

Bed Count: 47

Pets Allowed: Yes

Bed Options: Studio / 1 Bed

Living Spaces & Floor Plans

Morris Plains, NJ 07950

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Managed Long Term Services and Supports

NJ Medicaid MLTSS

General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

NJ Specifics: High urban demand; managed care model.

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

General: Age 60+, New Jersey resident, at risk of nursing home.

Income Limits: ~$2,500/month (individual, varies).

Asset Limits: $40,000 (individual).

NJ Specifics: Higher asset limit; limited funding.

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).

Asset Limits: Not assessed.

NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Senior Gold Prescription Discount Program

New Jersey Senior Gold

General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).

Asset Limits: Not assessed.

NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

General: Age 65+ or disabled, NJ resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.

Income Limits (2025): ~$150,000/year (combined household, projected).

Asset Limits: Not assessed; home ownership required.

NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.

Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).

Asset Limits: Not assessed.

NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Stay NJ

New Jersey Stay NJ

General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.

Income Limits (2025): ~$500,000/year (projected, subject to final regs).

Asset Limits: Not assessed; home ownership required.

NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.

Universal Service Fund (USF)

New Jersey Universal Service Fund

General: Age 65+ prioritized, NJ resident, utility customer, low-income.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.

Home Energy Assistance Program (LIHEAP)

New Jersey LIHEAP

General: Age 60+ prioritized, NJ resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

NJ Specifics: Covers oil, gas, electric; emergency aid available.

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

NJ Specifics: 21 AAAs; rural/low-income priority.

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

NJ Specifics: High veteran demand in urban/rural areas.

Arbor Terrace Morris Plains

Arbor Terrace Morris Plains

Capacity and availability

Medium-capacity home

About this community

License details

Additional licensing details

Ownership & operating entity

Safety & Compliance

Care Services

Additional Policies & Features

Amenities & Lifestyle

Programs & Activities

Pricing & Financial Information

Dining & Nutrition

Inspection History

2 visits/inspections

Inspection Reports

Compare Assisted Living around New Jersey

Living Spaces & Floor Plans

Canfield Floor Plan

Godden Floor Plan

Fairchild Floor Plan

Hathaway Floor Plan

Places of interest near Arbor Terrace Morris Plains

Calculate Travel Distance to Arbor Terrace Morris Plains

Guides for Better Senior Living

Eldertainment

Financial Aid for New Jersey Seniors

Managed Long Term Services and Supports

JACC (Jersey Assistance for Community Caregiving)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Senior Gold Prescription Discount Program

Medicare Savings Program (MSP)

Senior Freeze (Property Tax Reimbursement)

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Stay NJ

Universal Service Fund (USF)

Home Energy Assistance Program (LIHEAP)

NJ Family Caregiver Support Program (via NFCSP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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