What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Nursing Home

Cottages of Clayton, Inc the

Overview of Cottages of Clayton, Inc The

The Cottages of Clayton is a residential senior healthcare community offering assisted living and short-term rehabilitation. It provides a nurturing environment that promotes health, wellness, and independence. The facility aims to support aging in place, providing a sense of home and community where residents feel safe and comfortable.

(937) 280-0300 ceo@thecottagesofclayton.com

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 90

90-bed community

A larger shared setting that may offer more common spaces and organized community services.

About this community

License details

Facility type

Residential Care Facility

Status Active

County: MONTGOMERY

Care Services

Accepts Medicaid

Nursing Services

Rehabilitation Services

24-Hour Staffing

Contact Information

Email: [email protected]

Fax: (937) 280-0301

Amenities & Lifestyle

Private suites with full baths

Companion suites available

Emergency call system

Secure entrance

Walking paths

Free WiFi

Cable TV access

Local phone with long distance minutes

Beauty shop services

Programs & Activities

Specific Programs

Assisted Living, Short Term Rehabilitation, Medicaid waiver funding, Communal Dining, Activities

Pricing & Financial Information

Dining & Nutrition

Food Description

Residents can expect communal dining, with a menu organized by a dietician and inspired by residents' likes and dislikes. Meals are modified to accommodate all diets and allergies, with snacks available 24/7.

Meals Included

Yes

Meals Per Day

Medicaid Accepted

This facility is certified for eligible Medicaid services.

Payment & Funding Options

Medicaid

Latest inspection

Date:September 11, 2025

0 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Compare Nursing Homes around Dayton

Sanctuary at Wilmington Place the

SNF

OH 45420

AHF MANAGEMENT CORP

77.2%

$7,343,459.00

$2,585,170.00

35.2%

55.60

3/5

3.5679

2/5

5/5

+1%

-2%

Cottages of Clayton, Inc the

SNF

OH 45415

Sanctuary at Wilmington Place the

Type of care: SNF AL

Community: OH 45420

Bed Count: 94

Operator: AHF MANAGEMENT CORP

CCN: 365789

Occupancy: 77.2%

Home Revenue: $7,343,459.00

Payroll Costs: $2,585,170.00

Payroll %: 35.2%

Avg Residents/Day: 55.60

Overall Rating: 3/5

Adj Nurse Hours: 3.5679

Health Insp Rating: 2/5

Staffing Rating: 2/5

QM Rating: 5/5

Citations: 40

Severe Citations: 2

RN share vs State Avg:

+54%

Staffing vs State Avg:

+1%

Occupancy vs State Avg:

-2%

Cottages of Clayton, Inc the

Type of care: SNF AL

Community: OH 45415

Bed Count: 90

6.1 miles from city center

Quick search

DAYTON, OH 45415

Calculate Travel Distance to Cottages of Clayton, Inc the

Add your location

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

PASSPORT Waiver

Ohio Medicaid PASSPORT

General: Age 60+, Ohio resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

OH Specifics: Administered through regional agencies; waitlists possible.

Ohio Home Care Program (non-Medicaid)

OH HCP

General: Age 60+, Ohio resident, at risk of decline.

Income Limits: ~$2,000/month (individual, varies).

Asset Limits: $5,000 (individual).

OH Specifics: Limited funding; regional variation.

Assisted Living Waiver (ALW)

Ohio Assisted Living Waiver

General: Age 21+ (65+ prioritized), OH resident, Medicaid-eligible, NFLOC.

Income Limits (2025): ~$2,829/month (individual); QIT required.

Asset Limits: $2,000 (individual), $3,000 (couple).

OH Specifics: Covers ~300 facilities; room/board not included (separate cost).

Program of All-Inclusive Care for the Elderly (PACE)

Ohio PACE (e.g., McGregor PACE)

General: Age 55+, OH resident (specific counties), NFLOC, safe with PACE support.

Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.

OH Specifics: Available in 9 counties (e.g., Cuyahoga, Franklin); expanding via Healthy Aging Grants.

Medicare Savings Program (MSP)

Ohio Medicare Savings Program

General: Age 65+ or disabled, OH resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

OH Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Home Energy Assistance Program (HEAP)

Ohio HEAP

General: Age 60+ prioritized, OH resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

OH Specifics: Covers gas, electric, oil; emergency aid via Winter/Summer Crisis Programs.

Family Caregiver Support Program (FCSP)

Ohio Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; OH resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

OH Specifics: 12 AAAs; rural/low-income priority; volunteer respite option.

Senior Community Service Employment Program (SCSEP)

Ohio SCSEP

General: Age 55+, unemployed, low-income, OH resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

OH Specifics: Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Ohio VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, OH resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

OH Specifics: High veteran demand; supports care in multiple settings.

Homestead Exemption

Ohio Homestead Exemption

General: Age 65+ (or disabled), OH resident, homeowner, low-income.

Income Limits (2025): ~$38,500/year (individual, adjusted annually).

Asset Limits: Not assessed; home ownership required.

OH Specifics: Reduces taxable value by $25,000; applies to primary residence.

Save the Dream Ohio (Homeowner Assistance Fund)

Ohio Save the Dream

General: Age 60+ prioritized, OH resident, homeowner, hardship post-Jan 21, 2020.

Income Limits (2025): ~$147,600/year (family of 4, 150% AMI; varies by county).

Asset Limits: Not assessed; hardship-focused.

OH Specifics: Covers delinquent mortgages, utilities, taxes; max $25,000 mortgage aid.

Feedback

Cottages of Clayton, Inc the

Cottages of Clayton, Inc the

Capacity and availability

Smaller home

About this community

License details

Care Services

Contact Information

Amenities & Lifestyle

Programs & Activities

Pricing & Financial Information

Dining & Nutrition

Access & Eligibility

Payment & Funding Options

Inspection History

Latest inspection

0 total citations

Inspection Reports

Compare Nursing Homes around Dayton

Places of interest near Cottages of Clayton, Inc the

Calculate Travel Distance to Cottages of Clayton, Inc the

Guides for Better Senior Living

Eldertainment

Financial Aid for Ohio Seniors

PASSPORT Waiver

Ohio Home Care Program (non-Medicaid)

Assisted Living Waiver (ALW)

Program of All-Inclusive Care for the Elderly (PACE)

Medicare Savings Program (MSP)

Home Energy Assistance Program (HEAP)

Family Caregiver Support Program (FCSP)

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Homestead Exemption

Save the Dream Ohio (Homeowner Assistance Fund)

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

Send Checklist to Your Email

Write a review for Cottages of Clayton, Inc the

Rate your overall experience with this community

Just a few quick questions

Your feedback is important to us.

Need Help?

Let us help you or a loved one find the perfect senior home.