What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Oakwood Terrace Apartments | Independent Living in Charleston, WV

Overview of Oakwood Terrace Apartments

Oakwood Terrace Apartments is a tranquil and beautiful community nestled in the serene surroundings of West Virginia, Charleston. This peaceful home offers a plethora of amenities and features designed to enhance the senior living experience, specifically tailored for senior apartments for independent living. As a smoke-free community, residents can enjoy clean and fresh air. The apartments are equipped with air conditioning and heating systems, ensuring year-round comfort for seniors living independently.

Residents will find joy in the fitness center, where they can stay active and maintain a healthy lifestyle while enjoying the benefits of their independent living in senior apartments. The playground offers a delightful space for leisure and relaxation, enhancing the overall independent living experience. Additional amenities such as the business center and laundry facilities are conveniently available, making daily tasks more manageable for seniors living independently in their senior apartments. Storage spaces are also provided, offering practical solutions for organizing personal belongings in their independent living senior apartments.

(503) 487-0103

Walk Score: 16 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Room Sizes: 865 - 1,190 sq. ft

Housing Options: 1 Bed / 2 Bed

Building Type: Two-story

Transportation Services

Fitness and Recreation

Types of Care at Oakwood Terrace Apartments

Independent Living Assisted Living

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Edgewood Summit	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).	Charleston (Edgewood)	20	No	10	1 Bed / 2 Bed	-	83.3%	-	George Barker	7	3	34
Oakwood Terrace Apartments	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Charleston (Oakwood)	-	Yes	16	1 Bed / 2 Bed	-	-	-	-	0	0	0
Agsten Manor	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Charleston (West Side)	-	Yes	74	1 Bed / 2 Bed	-	-	-	-	0	0	0
Amada Senior Care	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Charleston (East Side)	-	No	77	1 Bed / 2 Bed	8	-	A+	-	0	0	0
Brooks Manor	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Charleston	-	No	84	1 Bed / 2 Bed	-	-	-	-	0	0	0

Edgewood Summit

Type of care: AL IL MC NH

Community: Charleston (Edgewood)

Bed Count: 20

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Oakwood Terrace Apartments

Type of care: AL

Community: Charleston (Oakwood)

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Agsten Manor

Type of care: AL

Community: Charleston (West Side)

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Amada Senior Care

Type of care: AL IL

Community: Charleston (East Side)

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Brooks Manor

Type of care: AL IL

Community: Charleston

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

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Aged and Disabled Waiver

WV Medicaid A&D Waiver

Age 65+ or disabled

General West Virginia resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Rural state; limited providers in some areas.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home aides

West Virginia Lighthouse Program

WV Lighthouse

Age 60+

General West Virginia resident, at risk of nursing home.

Income Limits ~$2,000/month individual, varies

Asset Limits $5,000 individual

Limited funding; rural focus.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Older Americans Act (OAA) Services

West Virginia OAA Services

Age 60+

General WV resident; no income/asset limits.

Income Limits (2025) None; donations encouraged.

Asset Limits Not assessed.

Includes Meals on Wheels; serves ~20,000 annually; rural emphasis.

Benefits

Meals (~$5-$7/meal) Transportation Homemaker services (~4 hours/week) Respite (~5 days/year) Legal aid

Medicare Savings Program (MSP)

West Virginia Medicare Savings Program

Age 65+ or disabled

General WV resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Includes Extra Help for Part D; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Low-Income Energy Assistance Program (LIEAP)

West Virginia LIEAP

Age 60+ prioritized

General WV resident, low-income household.

Income Limits (2025) ~$3,970/month 185% FPL

Asset Limits Not assessed.

Covers gas, electric, wood; emergency aid available.

Benefits

Heating aid ($300-$1,000/season) Emergency aid ($500 max)

Family Caregiver Support Program (FCSP)

West Virginia Family Caregiver Support Program

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; WV resident; 2+ ADLs.

Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year

Asset Limits Not assessed.

Includes grandparent caregivers; serves ~1,500 annually.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

Senior Community Service Employment Program (SCSEP)

West Virginia SCSEP

Age 55+

General unemployed, low-income, WV resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified.

Priority for veterans, rural residents; AARP partnership.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

West Virginia VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General WV resident, wartime service, ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth

High rural veteran use; supports care costs.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Homestead Exemption for Seniors

West Virginia Homestead Exemption

Age 65+ or totally disabled

General WV resident, homeowner (homestead).

Income Limits (2025) None; tax-based eligibility.

Asset Limits Not assessed.

$20,000 assessed value exemption; saves ~$200-$400/year.

Benefits

Tax exemption (~$200-$400/year avg.)

Senior Farmers’ Market Nutrition Program (SFMNP)

West Virginia SFMNP

Age 60+

General WV resident, low-income.

Income Limits (2025) ~$2,322/month 185% FPL

Asset Limits Not assessed.

Vouchers (~$50/season); serves ~10,000 annually.

Benefits

Vouchers (~$50/season) for produce at farmers’ markets

2.5 miles from city center Estimated distance in miles from Charleston's city center to Oakwood Terrace Apartments's address, calculated via Google Maps. — 1.74 miles to nearest hospital (CAMC Women and Children's Hospital)

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Oakwood Terrace Apartments

Independent Living in Charleston

Independent Living in Charleston