The Capstone at Centerra

The Capstone at Centerra is a Memory Care Home in Colorado

The Capstone at Centerra is a Memory Care Home in Colorado

The Capstone at Centerra

4295 McWhinney Blvd, Loveland, CO 80538 View Map

The Capstone at Centerra is a Memory Care Home in Colorado

The Capstone at Centerra is a Memory Care Home in Colorado

icon
Care Cost Calculator: See Prices in Your Area Care Cost Calculator: See Prices in Your Area icon
Overview of The Capstone at Centerra

The Capstone at Centerra is an incredible assisted living and memory care community on a beautiful campus. Residents and their families are welcomed by a lively atmosphere and stunning serene expressions around every corner. The newest senior living community in Fort Collins that houses comfort and luxury for successful aging; seniors will feel like they made the right choice of residing at the old home because of its resort-like hospitality in a resident-centered nurturing home. The

Capstone is where residents thrive and grow as individuals. 
Life at The Capstone includes services and amenities that promote a sense of individuality and independence. Their services include social clubs, restaurant-style dining, fitness classes, local transportation, and personalized care. 

 

(970) 344-9558
Walk Score
Walk Score: 42 / 100
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.
BBB Rating
BBB Rating: A (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

What does this home offer?

Check icon

Pets Allowed: Yes, Pets Allowed

Check icon

Room Sizes: 306 - 519 / 408 - 540 / 554 - 607 / 831 sq. ft

Check icon

Housing Options: Studio / Suite / 1 Bed / 2 Bed

Check icon

Transportation Services

Check icon

Fitness and Recreation

Types of Care at The Capstone at Centerra

Assisted Living Memory Care Respite Care
Contact The Capstone at Centerra

Comparison Chart

The information below is reported by the Colorado Department of Public Health and Environment, Health Facilities Division.
Compare Memory Care around Loveland
Bethesda Gardens Loveland
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

MC

Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

Loveland
129
Yes
-
49
Studio / 1 Bed / 2 Bed
The Capstone at Centerra
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

MC

Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

Nursing Homes 24/7 care needed

RC

Respite Care

Loveland
-
Yes
A
42
Studio / Suite / 1 Bed / 2 Bed

Living Spaces & Floor Plans

the-capstone-at-centerra-1-bed-b
the-capstone-at-centerra-1-bed
the-capstone-at-centerra-studio-b
the-capstone-at-centerra-studio
the-capstone-at-centerra-suite-2
the-capstone-at-centerra-suite
the-capstone-at-centerra-2-bed

Places of interest near The Capstone at Centerra

Address 18.1 miles from city center

Address 4295 McWhinney Blvd, Loveland, CO 80538

Calculate Travel Distance to The Capstone at Centerra

Add your location

Address

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Colorado Seniors

Program
State Program Name
Eligibility
Benefits
Elderly, Blind, and Disabled Waiver
Colorado Medicaid EBD Waiver
Official government program page
  • General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • CO Specifics: Requires level-of-care assessment by case manager.
  • Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
Old Age Pension (OAP) Health Care Program
  • General: Age 60+, Colorado resident.
  • Income Limits: ~$1,215/month (individual).
  • Asset Limits: $2,000 (individual).
  • CO Specifics: Supplements SSI; limited medical coverage.
  • Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.
Program of All-Inclusive Care for the Elderly (PACE)
  • General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
  • Income Limits (2025): ~$2,829/month (300% FBR).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).
  • Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.
Home Care Allowance (HCA)
Colorado Home Care Allowance (HCA)
Official government program page
  • General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
  • Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.
  • Services: Personal care (~4-6 hours/day, paid to provider), e.g., bathing, dressing.
Senior Community Service Employment Program (SCSEP)
Colorado SCSEP (federally funded, state-administered)
Official government program page
  • General: Age 55+, unemployed, low-income, Colorado resident.
  • Income Limits (2025): ~$1,983/month (125% FPL, individual).
  • Asset Limits: Not specified; income-focused.
  • CO Specifics: Priority for veterans, rural residents.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Colorado Seniors

Colorado Medicaid EBD Waiver

Elderly, Blind, and Disabled Waiver

Requirements:
  • General:
    Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple).
  • CO Specifics:
    Requires level-of-care assessment by case manager.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
Colorado OAP

Old Age Pension (OAP) Health Care Program

Requirements:
  • General:
    Age 60+, Colorado resident.
  • Income Limits:
    ~$1,215/month (individual).
  • Asset Limits:
    $2,000 (individual).
  • CO Specifics:
    Supplements SSI; limited medical coverage.
Benefits without Contact:
  • Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.
Colorado Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:
  • General:
    Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
  • Income Limits (2025):
    ~$2,829/month (300% FBR).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple).
  • CO Specifics:
    Limited to specific regions (e.g., Denver, Pueblo).
Benefits without Contact:
  • Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.
Colorado Home Care Allowance (HCA)

Home Care Allowance (HCA)

Requirements:
  • General:
    Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
  • Income Limits (2025):
    ~$1,004/month (individual, stricter than waivers).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple).
  • CO Specifics:
    Must need help with ADLs; not Medicaid-waiver eligible.
Benefits without Contact:
  • Services: Personal care (~4-6 hours/day, paid to provider), e.g., bathing, dressing.
Colorado SCSEP (federally funded, state-administered)

Senior Community Service Employment Program (SCSEP)

Requirements:
  • General:
    Age 55+, unemployed, low-income, Colorado resident.
  • Income Limits (2025):
    ~$1,983/month (125% FPL, individual).
  • Asset Limits:
    Not specified; income-focused.
  • CO Specifics:
    Priority for veterans, rural residents.
Benefits without Contact:
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Contact us Today
Tour Icon
Planning a tour? Check our touring checklist.
Chat Icon
Thinking of living here? We can help you speak to a current resident