What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

The Capstone at Centerra | Memory Care in Loveland, CO

Overview of The Capstone at Centerra

The Capstone at Centerra is an incredible assisted living and memory care community on a beautiful campus. Residents and their families are welcomed by a lively atmosphere and stunning serene expressions around every corner. The newest senior living community in Fort Collins that houses comfort and luxury for successful aging; seniors will feel like they made the right choice of residing at the old home because of its resort-like hospitality in a resident-centered nurturing home. The

Capstone is where residents thrive and grow as individuals.
Life at The Capstone includes services and amenities that promote a sense of individuality and independence. Their services include social clubs, restaurant-style dining, fitness classes, local transportation, and personalized care.

(970) 344-9558

Walk Score: 42 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

BBB Rating: A (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Room Sizes: 306 - 519 / 408 - 540 / 554 - 607 / 831 sq. ft

Housing Options: Studio / Suite / 1 Bed / 2 Bed

Transportation Services

Fitness and Recreation

Types of Care at The Capstone at Centerra

Assisted Living Memory Care Respite Care

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Bethesda Gardens Loveland	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Loveland (Centerra)	129	Yes	49	Studio / Suite / 1 Bed / 2 Bed	-	Walston, Lisa	Bslc Loveland, Llc	Private pay
The Capstone at Centerra	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	Loveland (Centerra)	-	Yes	42	Studio / Suite / 1 Bed / 2 Bed	A	-	-	-

Bethesda Gardens Loveland

Type of care: AL MC

Community: Loveland (Centerra)

Bed Count: 129

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

The Capstone at Centerra

Type of care: AL MC NH RC

Community: Loveland (Centerra)

Pets Allowed: Yes

Bed Options: Studio / Suite / 1 Bed / 2 Bed

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Living Spaces & Floor Plans

The Capstone At Centerra 1 Bed B

The Capstone At Centerra 1 Bed

The Capstone At Centerra Studio B

The Capstone At Centerra Studio

The Capstone At Centerra Suite 2

The Capstone At Centerra Suite

The Capstone At Centerra 2 Bed

18.1 miles from city center Estimated distance in miles from Loveland's city center to The Capstone at Centerra's address, calculated via Google Maps. — 0.98 miles to nearest hospital (Centers For Gastroenterology)

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Elderly, Blind, and Disabled Waiver

Colorado Medicaid EBD Waiver

General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

CO Specifics: Requires level-of-care assessment by case manager.

Old Age Pension (OAP) Health Care Program

Colorado OAP

General: Age 60+, Colorado resident.

Income Limits: ~$1,215/month (individual).

Asset Limits: $2,000 (individual).

CO Specifics: Supplements SSI; limited medical coverage.

Program of All-Inclusive Care for the Elderly (PACE)

Colorado Medicaid PACE

General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.

Income Limits (2025): ~$2,829/month (300% FBR).

Asset Limits: $2,000 (individual), $3,000 (couple).

CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).

Home Care Allowance (HCA)

Colorado Home Care Allowance (HCA)

General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.

Income Limits (2025): ~$1,004/month (individual, stricter than waivers).

Asset Limits: $2,000 (individual), $3,000 (couple).

CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.

Senior Community Service Employment Program (SCSEP)

Colorado SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Colorado resident.

Income Limits (2025): ~$1,983/month (125% FPL, individual).

Asset Limits: Not specified; income-focused.

CO Specifics: Priority for veterans, rural residents.

Memory Care in Loveland

The Capstone at Centerra

Memory Care in Loveland