Emerest Home Care of Connecticut – Adult Family Living (AFL)
Emerest Home Care of Connecticut – Adult Family Living (AFL) is a specialized care program designed to cater to elderly individuals, aged 65 or older, residing in Connecticut who seek nurturing in-home care from trusted individuals. The program empowers family members and trusted friends to become primary caregivers, offering seniors the comfort of consistent care from their loved ones every day. Through this unique approach, the seniors experience personalized nursing home care within the familiar surroundings of their own homes, promoting a sense of security and well-being.
One of the program’s notable advantages is the provision of free social services and comprehensive training for caregivers, ensuring they possess the necessary expertise to deliver top-notch senior care. Caregivers are also afforded the opportunity to handpick their preferred caregiver, fostering an environment of trust and reliability. Additionally, caregivers receive weekly tax-free payments, recognizing the crucial role they play in caring for their loved ones. The AFL program not only addresses the practical needs of seniors but also stands as an innovative and thoughtful solution to enhance their quality of life, fostering genuine compassion and comfort through dedicated and personalized nursing home care.

Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for Connecticut Seniors
- General: Age 65+, Connecticut resident, at risk of nursing home placement.
- Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
- Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).
- CT Specifics: Two tiers (state and Medicaid); waitlists possible.
- Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).
- General: Caregiver of senior with dementia, Connecticut resident.
- Income Limits: ~$2,500/month (individual, varies).
- Asset Limits: $40,000 (individual).
- CT Specifics: Limited to dementia caregivers; capped funding.
- Services: In-home respite (up to 30 days/year), adult day care (~$70/day).
- General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
- Income Limits (2025): ~$41,000/year (individual, adjusted annually).
- Asset Limits: Not specified; focus is income-based.
- CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.
- Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).
- General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
- Asset Limits: None since 2023 policy change.
- CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.
- Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).
- General: Age 55+, unemployed, low-income, Connecticut resident.
- Income Limits (2025): ~$1,983/month (125% FPL, individual).
- Asset Limits: Not specified; income-focused.
- CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Claim What’s Yours Financial Aid for Connecticut Seniors
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