What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Waterbury Gardens | Waterbury, CT | Photos & Videos

Overview of Waterbury Gardens

Waterbury Gardens is a renowned residential care home in Waterbury, CT, that offers assistance with daily living activities. Fostering comfort and familiarity, the community ensures older adults can feel at home during their stay. 24-hour security, recreational activities, and household services are also offered to ensure a maintenance-free lifestyle. The community’s passion for improving residents’ quality of life is fueled by its high-quality services.

Interest groups and fitness programs accompany residents during their stay, promoting an active lifestyle and social engagement. With its spacious rooms and lively gathering spaces, residents can relax and connect with friends easily. The community is also set in a quiet residential area, ensuring residents have a laid-back retirement. Here, older adults are guaranteed the utmost attention and care they deserve with the community’s exceptional standards of care.

(203) 757-9271

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 72

This home usually has availability

Lower occupancy suggests more openings may be available.

32.2%

192 days

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Might be optimal for

Flexible care needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

76% of new residents, usually for short-term rehab.

Typical stay 4 - 5 months

Private pay

5% of new residents, often for short stays.

Typical stay 7 - 8 years

Medicaid

19% of new residents, often for long-term daily care.

Typical stay 43 years

Finances and operations

Home revenue

$8.6M

Operating loss

-$10.9M

Privately-owned community Operated by a business corporation.

Home revenue

$8,550,320.00

Operating loss

$-10,891,806.00

Payroll costs

$6.9M

80.6% of revenue

Other operating costs

$12.6M

Total costs $19.4M

72-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

1 year in operation

A newer community that may feature more recent facilities and programs.

Walk Score: 50 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Occupancy

Occupancy rate

32%

In line with Connecticut average

Occupied beds

23 / 72

Average residents 102 per day

License details

Facility type

Residential Care Facility

Status Op

Issuance March 4, 2025

Expiration March 31, 2028

County: Cowlitz

Additional licensing details

License number: 1930

Staffing

Key information about the people who lead and staff this community.

Staff Composition (State Data)

Admin 1 FTE

Medicaid Accepted

This facility is certified for eligible Medicaid services.

Payment & Funding Options

Medicaid

Compare Nursing Homes around Waterbury

5 facilities compared · CMS & CT Dept. of Health data · Updated Mar 2026

Autumn Lake Healthcare at Bucks Hill

Waterbury

94.0%

+12%

3.26

-18%

Bucks Hill Parent Llc

$13,3M

$1,5M

11.2%

75418

Cheshire House

Waterbury

93.2%

+11%

4.00

+1%

A+

$12,9M

$5,4M

41.7%

75373

Waterbury Gardens

Waterbury

150

32.2%

-62%

#N/A

$8,6M

$6,9M

80.5%

75210

Abbott Terrace Health Center

Waterbury

205

93.7%

+12%

$50,7M

$13,1M

25.9%

75351

NCE Homecare

Waterbury

A+

Autumn Lake Healthcare at Bucks Hill

Overall Rating:

Type of care: NH AL

Community: Waterbury

Bed Count: 90

Occupancy: 94.0%

Occupancy vs State Avg: +12%

Nurse hrs per resident/day: 3.3

Health Insp Rating:

Staffing Rating:

QM Rating:

RN share vs State Avg: -43%

Staffing vs State Avg: -18%

Citations: 24

Avg Residents/Day: 85

Operator: Bucks Hill Parent Llc

Home Revenue: $13,272,344.00

Payroll Costs: $1,489,439.00

Payroll %: 11.2%

CCN: 75418

Cheshire House

Overall Rating:

Type of care: NH AL

Community: Waterbury

Bed Count: 75

Occupancy: 93.2%

Occupancy vs State Avg: +11%

Nurse hrs per resident/day: 4.0

Health Insp Rating:

Staffing Rating:

QM Rating:

RN share vs State Avg: -15%

Staffing vs State Avg: +1%

Citations: 52

Avg Residents/Day: 70

Home Revenue: $12,899,897.00

Payroll Costs: $5,385,347.00

Payroll %: 41.7%

CCN: 75373

Waterbury Gardens

Type of care: NH AL

Community: Waterbury

Bed Count: 150

Occupancy: 32.2%

Occupancy vs State Avg: -62%

Operator: #N/A

Home Revenue: $8,557,648.00

Payroll Costs: $6,888,729.00

Payroll %: 80.5%

CCN: 75210

Abbott Terrace Health Center

Type of care: NH AL

Community: Waterbury

Bed Count: 205

Occupancy: 93.7%

Occupancy vs State Avg: +12%

Home Revenue: $50,702,667.00

Payroll Costs: $13,120,952.00

Payroll %: 25.9%

CCN: 75351

NCE Homecare

Type of care: NH AL

Community: Waterbury

128 Cedar Ave, Waterbury, CT 06705

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Financial Trends

Historical financial and operational data for Waterbury Gardens based on CMS SNF Cost Reports.

Occupancy Rate 32.2% ↓ 19.5pp vs 2022

Net Income -$10,891,806 ↓ ~$5.4M vs 2022

Total Payroll $9,479,855 ↓ ~$2.5M vs 2022

Profit Margin -127.3% ↓ 92.3pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	80.4%	75.5%	71.4%	717.5%	70.7%	69.2%	64.6%	61.6%	60.8%	47.3%	52.0%	51.6%	32.2%
Beds	180	180	180	180	180	180	180	180	180	180	150	150	150
Net Income	-$407,740	-$2,351,542	-$1,287,395	-$6,278,190	$3,208,875	-$110,290	-$2,381,547	-$2,043,825	-$617,450	-$3,469,552	-$6,294,749	-$5,523,846	-$10,891,806
Gross Revenue	$20,888,512	$21,944,587	$21,815,627	$21,218,520	$21,721,276	$15,854,799	$20,320,596	$22,747,515	$21,518,617	$17,480,971	$15,252,374	$15,806,509	$8,557,648
Operating Expenses	$17,047,403	$17,872,302	$17,296,989	$16,978,668	$16,447,230	$13,153,840	$17,261,936	$16,344,391	$14,105,110	$16,232,470	$17,317,833	$18,078,940	$16,842,546
Net Patient Revenue	$16,642,177	$15,517,812	$16,025,308	$15,060,113	$15,436,644	$13,041,897	$14,830,358	$14,297,903	$13,478,836	$11,824,043	$11,022,684	$11,724,409	$5,958,068
Total Payroll	$10,426,988	$10,737,301	$11,932,619	$10,399,760	$9,344,023	$8,647,636	$11,407,113	$9,860,965	$8,552,520	$11,035,001	$11,219,075	$11,988,930	$9,479,855
Profit Margin %	-2.0%	-10.7%	-5.9%	-29.6%	14.8%	-0.7%	-11.7%	-9.0%	-2.9%	-19.9%	-41.3%	-35.0%	-127.3%
Medicare %	12.8%	12.3%	14.8%	10.9%	11.0%	11.5%	11.7%	11.9%	6.8%	10.4%	6.8%	4.3%	3.4%
Medicaid %	60.7%	78.9%	59.0%	83.4%	82.0%	82.9%	83.6%	85.0%	89.6%	85.6%	92.9%	87.8%	92.4%
Private %	26.5%	8.8%	26.2%	5.7%	7.0%	5.6%	4.6%	3.1%	3.5%	3.9%	0.3%	7.9%	4.2%
Revenue/Day	$315	$312	$341	$319	$332	$360	$350	$353	$337	$379	$387	$415	$369
Cost/Day	$323	$359	$369	$360	$354	$363	$407	$404	$353	$521	$609	$639	$1,045
Avg Length of Stay	169.8 days	194.3 days	143.5 days	158.7 days	178.6 days	164.1 days	202.9 days	165.3 days	221.9 days	221.0 days	243.3 days	349.1 days	192.0 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Connecticut Home Care Program for Elders

CHCPE

General: Age 65+, Connecticut resident, at risk of nursing home placement.

Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).

Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).

CT Specifics: Two tiers (state and Medicaid); waitlists possible.

Statewide Respite Care Program

CT Respite Care

General: Caregiver of senior with dementia, Connecticut resident.

Income Limits: ~$2,500/month (individual, varies).

Asset Limits: $40,000 (individual).

CT Specifics: Limited to dementia caregivers; capped funding.

Congregate Housing Services Program (CHSP)

Connecticut Congregate Housing Services Program

General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.

Income Limits (2025): ~$41,000/year (individual, adjusted annually).

Asset Limits: Not specified; focus is income-based.

CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Medicare Savings Program (MSP)

Connecticut Medicare Savings Program

General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.

Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.

Asset Limits: None since 2023 policy change.

CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Senior Community Service Employment Program (SCSEP)

Connecticut SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Connecticut resident.

Income Limits (2025): ~$1,983/month (125% FPL, individual).

Asset Limits: Not specified; income-focused.

CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).

Explore Open Rooms

Waterbury Gardens

Waterbury Gardens

Capacity and availability

Smaller home

This home usually has availability

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Occupancy

License details

Additional licensing details

Staffing

Staff Composition (State Data)

Access & Eligibility

Payment & Funding Options

Compare Nursing Homes around Waterbury The information below is reported by the Connecticut Department of Public Health, Facility Licensing and Investigations Section.

Places of interest near Waterbury Gardens

Calculate Travel Distance to Waterbury Gardens

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Connecticut Seniors

Connecticut Home Care Program for Elders

Statewide Respite Care Program

Congregate Housing Services Program (CHSP)

Medicare Savings Program (MSP)

Senior Community Service Employment Program (SCSEP)

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Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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