Whispering Creek Senior Living
Assisted Living, Independent Living & Memory Care · Sioux City, IA

Whispering Creek Senior Living

Assisted Living, Independent Living & Memory Care · Sioux City, IA

Overview of Whispering Creek Senior Living

Whispering Creek is a premier senior living community in Sioux City, Iowa, offering a variety of living options, including independent living, assisted living, and memory care services, all set in an elegant environment. The dedicated staff at Whispering Creek assists residents with daily living activities, allowing them to focus on their personal lives. With specialized knowledge in memory care services and therapies, the staff ensures residents’ needs are well met. 

Round-the-clock care is available to provide comfort and assistance, and the community boasts comfortable living spaces and a range of amenities. From a fitness center and outdoor courtyard to a spacious, naturally lit sitting area and dining room, there are plenty of convenient and recreational areas for residents to enjoy. Beyond physical well-being, the staff also takes care of intellectual, social, and emotional needs by organizing engaging group activities, fostering an active and vibrant community. Located conveniently close to neighborhood businesses and attractions, residents can easily run errands and attend personal appointments. Their thoughtfully designed campus provides a comfortable and welcoming atmosphere, ensuring residents feel right at home.

Capacity and availability

Residents per day
13
Bed community size
110-bed community Rank #56 / 403Bed count — State benchmarkedThis home is ranked 56th out of 403 homes we track in Iowa for bed count. Shows this facility's certified or reported bed count compared to other Iowa facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Iowa that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
16 years in operation Rank #159 / 286Years in operation — State benchmarkedThis home is ranked 159th out of 286 homes we track in Iowa for years in operation. Shows how long this facility has been in operation compared to other Iowa facilities. Longer operating histories may benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Iowa that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A community with a solid operating history and experience delivering ongoing care.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

License Details

Facility TypeAssisted Living Programs For People With Dementia
StatusActive
IssuanceJanuary 4, 2010
ExpirationJanuary 4, 2028
CountyWoodbury
License NumberS0307
Year Opened01/04/2010

Ownership & Operating Entity

Whispering Creek Senior Living is administered by Mario Esteves.

Contact Information

Contact Whispering Creek Senior Living

Inspection History

In Iowa, the Department of Inspections, Appeals, and Licensing conducts unannounced health and safety surveys to monitor compliance and protect residents in long-term care settings.

Inspection Scorecard Info This scorecard compares key inspection, violation, and complaint metrics at this facility against the Iowa state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Overall vs. IA average 0 Worse No metrics in this bucket. 3 Better Metrics better than Iowa average:
• Violations (78% below)
• State violations (14% below)
• Violations per inspection (49% below)

Violations Info Violations are formal regulatory issues recorded during state inspections.

This FacilityIA Averagevs. IA Avg
Violations Info Total violations cited across all inspections on record. Iowa reports these as a federal and a state component, shown below; the two add up to this total. 627 This facility has 78% fewer violations than a typical Iowa assisted living residence (6 vs. IA avg 27).↓ 78% better
State violations Info Part of the Violations total above — the share cited under Iowa state licensing requirements. Federal + state add up to the total. 67 This facility has 14% fewer state violations than a typical Iowa assisted living residence (6 vs. IA avg 7).↓ 14% better
Violations per inspection Info Average violations per inspection. 0.91.76 This facility has 49% fewer violations per inspection than a typical Iowa assisted living residence (0.9 vs. IA avg 1.76).↓ 49% better

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityIA Averagevs. IA Avg
Total inspections Info Combined count of all inspections conducted at this facility. 713 This facility has had 46% fewer total inspections than the Iowa average (7 vs. IA avg 13). More inspections can mean more regulatory scrutiny rather than worse care.↓ 46% fewer

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Room sizes icon
Room sizes icon

Room Sizes: 475 / 579 / 654 / 798 / 943 / 1,080 sq. ft

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 3-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Living Spaces & Floor Plans for Whispering Creek Senior Living

2 bedroom
2 bedroom
Studio
Floor plan 1
1 Bedroom

Places of interest near Whispering Creek Senior Living

Address 5.1 miles from city center Info Estimated distance in miles from Sioux City's city center to Whispering Creek Senior Living's address, calculated via Google Maps. — 1.55 miles to nearest hospital (Unity Point Health)

Calculate Travel Distance to Whispering Creek Senior Living

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Address

Compare Assisted Living around Sioux City

Info below is compiled from the IA Dept. of Inspections, Appeals & Licensing (DIAL), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest to lowest based on our ranking methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Number of years the company has been in operation.
Reported or derived occupancy for the facility—typically how fully licensed capacity is utilized. Compare across peers in the same market.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Count of regulatory inspections in the reporting window. Higher volume can reflect more oversight visits, complaint-driven surveys, or routine licensure cycles.
Inspection events categorized as complaint-related by the state regulator.
Count of incident-based investigations (e.g. reported events) in the regulatory record for the reporting period.
Prime Assisted Living
AL
Sioux City
120
Facility 120
IA AVG 72
Rank #37 / 403
No
88
Facility 88
IA AVG 47
Rank #26 / 504
Studio / 1 Bed / 2 Bed
19
Facility 19
IA AVG 19
Rank #141 / 286
49.2%
Facility 49.2%
IA AVG 67%
Rank #265 / 362
-3
5
Facility 5
IA AVG 7
Rank #150 / 299
1
Facility 1
IA AVG 0.9
Rank #205 / 299
Whispering Creek Senior Living
AL
IL
MC
Sioux City
110
Facility 110
IA AVG 72
Rank #56 / 403
Yes-Studio / 1 Bed / 2 Bed
16
Facility 16
IA AVG 19
Rank #159 / 286
-A+7
9
Facility 9
IA AVG 7
Rank #225 / 299
3
Facility 3
IA AVG 0.9
Rank #253 / 299
Sunrise Retirement Community
AL
IL
MC
NH
RC
SNF
Sioux City
74
Facility 74
IA AVG 72
Rank #136 / 403
Yes
22
Facility 22
IA AVG 47
Rank #410 / 504
Studio
52
Facility 52
IA AVG 19
Rank #5 / 286
90.5%
Facility 90.5%
IA AVG 67%
Rank #49 / 362
A+25
3
Facility 3
IA AVG 7
Rank #93 / 299
6
Facility 6
IA AVG 0.9
Rank #289 / 299
Holy Spirit Retirement Home
AL
IL
MC
NH
SNF
Sioux City
52
Facility 52
IA AVG 72
Rank #250 / 403
No
91
Facility 91
IA AVG 47
Rank #2 / 504
-
27
Facility 27
IA AVG 19
Rank #62 / 286
25.0%
Facility 25.0%
IA AVG 67%
Rank #356 / 362
-7
11
Facility 11
IA AVG 7
Rank #249 / 299
0
Facility 0
IA AVG 0.9
Rank #1 / 299
Bickford of Sioux City
AL
MC
Sioux City
41
Facility 41
IA AVG 72
Rank #319 / 403
Yes
40
Facility 40
IA AVG 47
Rank #294 / 504
Private Rooms
26
Facility 26
IA AVG 19
Rank #76 / 286
48.8%
Facility 48.8%
IA AVG 67%
Rank #270 / 362
B-9
7
Facility 7
IA AVG 7
Rank #191 / 299
6
Facility 6
IA AVG 0.9
Rank #289 / 299

Financial Assistance for
Assisted Living in Iowa

Whispering Creek Senior Living is located in Sioux City, Iowa.
Here are the financial assistance programs available to residents in Iowa.

Get Financial aid guidance

Elderly Waiver

Iowa Medicaid Elderly Waiver

Age 65+
General Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IA

Rural focus; waitlists possible.

Benefits
In-home care (5-7 hours/day) Meals ($6/meal) Respite (240 hours/year) Adult day care ($60/day)

Iowa Family Caregiver Support

IA NFCSP

Age Caregiver of someone 60+
General Iowa resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
IA

Limited slots; rural emphasis.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

Age 65+ or disabled
General Iowa resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IA

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

Age 55+
General Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025) ~$2,829/month 300% FBR, Medicaid-eligible
Asset Limits $2,000 (individual), $3,000 (couple).
IA

Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Therapy Respite

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IA

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Able Up Iowa

Able Up Iowa

Age 65+ or disabled
General Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025) No strict limit; must demonstrate repayment capacity.
Asset Limits Not specified; credit-based.
IA

Loans up to $25,000; statewide via Easterseals partnership.

Benefits
Loans for wheelchairs Ramps Walk-in tubs (~$500-$10,000 avg.) Reducing reliance on paid care

Frequently Asked Questions about Whispering Creek Senior Living

What is the license number of Whispering Creek Senior Living?

According to IA state health department records, Whispering Creek Senior Living's license number is S0307.

When does Whispering Creek Senior Living's license expire?

According to IA state health department records, Whispering Creek Senior Living's license expires on January 4, 2028.

How long has Whispering Creek Senior Living been in business?

Whispering Creek Senior Living has been operating for approximately 16 years, based on available licensing and registration records.

Are pets allowed at Whispering Creek Senior Living?

Yes, Whispering Creek Senior Living allows residents to bring their pets.

What is the best email address for Whispering Creek Senior Living?

The team at Whispering Creek Senior Living can be reached at mario.esteves@whisperingcreekseniorliving.com.

Who is the administrator of Whispering Creek Senior Living?

Mario Esteves is the administrator of Whispering Creek Senior Living.

How many beds does Whispering Creek Senior Living have?

Whispering Creek Senior Living has 110 beds.

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