Description

Tucked within the serene residential neighborhood of Fargo, North Dakota, Evergreens of Moorhead stands as a distinguished memory care community. With a focused commitment to enhancing the lives of those living in a memory care facility, Evergreens offers a tranquil ambiance and a family-centric approach. The community’s convenient access to downtown Moorhead adds to its appeal.
Residents enjoy the comfort of cozy common areas, complete with inviting fireplaces, and have the opportunity to relish lush outdoor spaces. This memory care living experience is underscored by a meticulous attention to detail, fostering a genuine home-like environment. The highly skilled staff ensures the well-being of residents remains paramount within this dedicated memory care facility.

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Claim What’s Yours: Financial Aid for North Dakota Seniors

Program
State Program Name
Eligibility
Benefits
Learn More
Aged and Disabled Waiver
ND Medicaid A&D Waiver
  • General: Age 65+ or disabled, North Dakota resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • ND Specifics: Higher asset limit; sparse population aids rural access.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.
Service Payments for Elderly and Disabled (SPED)
ND SPED
  • General: Age 65+ or disabled, North Dakota resident, at risk of decline.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $50,000 (individual, higher limit).
  • ND Specifics: Higher asset limit; rural focus.
  • Services: In-home care (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Basic Care Assistance Program (BCAP)
North Dakota Basic Care Assistance Program
  • General: Age 65+ (or disabled 18+), ND resident, in licensed basic care facility, low-income.
  • Income Limits (2025): ~$1,255/month (individual, after facility costs); varies by facility rate.
  • Asset Limits: $3,000 (individual).
  • ND Specifics: Supplements SSI; covers ~50 facilities statewide.
  • Services: Cash (~$1,000-$1,500/month) for room/board/care in basic care facilities.
Family Home Care Program
North Dakota Family Home Care Program
  • General: Age 60+, ND resident, need help with 1+ ADL, family caregiver available.
  • Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
  • Asset Limits: Not assessed; need-based.
  • ND Specifics: Caregiver must be family; payment varies by hours/service.
  • Services: Family caregiver payment (~$10-$15/hour, up to 20 hours/week), respite support.
Medicare Savings Program (MSP)
North Dakota Medicare Savings Program
  • General: Age 65+ or disabled, ND resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • ND Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Low-Income Home Energy Assistance Program (LIHEAP)
North Dakota LIHEAP
  • General: Age 60+ prioritized, ND resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • ND Specifics: Covers oil, gas, electric; emergency aid available.
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max), weatherization.
Family Caregiver Support Program (FCSP)
North Dakota Family Caregiver Support Program
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; ND resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • ND Specifics: 8 regions; rural/low-income priority.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($50/day), training, supplies (~$500/year).
Senior Community Service Employment Program (SCSEP)
North Dakota SCSEP
  • General: Age 55+, unemployed, low-income, ND resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • ND Specifics: Priority for veterans, rural residents; AARP partnership.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
North Dakota VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, ND resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • ND Specifics: High veteran demand in rural areas; ND Veterans Home option.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Property Tax Homestead Credit for Seniors
North Dakota Homestead Property Tax Credit
  • General: Age 65+ (or disabled), ND resident, homeowner, low-income.
  • Income Limits (2025): ~$22,500/year (individual), ~$29,500/year (couple).
  • Asset Limits: Home value < $500,000; other assets not assessed.
  • ND Specifics: Credit up to $500-$1,000; applies to primary residence.
  • Services: Tax reduction (~$500-$1,000/year) on property taxes.
Medicaid Personal Care Option (PCO)
North Dakota Medicaid Personal Care Option
  • General: Age 65+ (or disabled), ND resident, Medicaid-eligible, need help with 1+ ADL.
  • Income Limits (2025): ~$1,255/month (100% FPL, individual); QIT optional for excess income.
  • Asset Limits: $3,000 (individual), $6,000 (couple) (excludes home up to $713,000, car).
  • ND Specifics: Self-directed option (hire family); part of Medicaid State Plan, not a waiver.
  • Services: Personal care (5-20 hours/week), homemaker services, respite (~5 days/year).
About Us

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Assisted Living Magazine is the premier resource for finding the highest quality and best senior living options in the United States. Our team of experts conduct extensive research to ensure individuals feel confident about finding the best retirement homes near their families for their needs and financial situation. Transparency is at the heart of our mission.

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Frequently Asked Questions

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What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:

  • Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
  • Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
  • Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
  • Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
  • State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
  • Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
  • Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up. 

What services do you offer?
  • Autobiography & Family History Writing + Research
  • Senior-focused concierge medicine.
  • Senior-focused nutritionist
  • Senior-focused personal training
  • Memory care specialists
  • Custom wheelchairs at all price points.
  • Custom hearing aids
  • Cosmetic skincare + dermatology
  • Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
  • Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
Virtual Tours & Videos

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Resident interviews at our senior living facilities

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Cost guide to senior living, assisted living, nursing homes, and more.

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