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Cooperative Living Center

Cooperative Living Center is an Assisted Living Home in North Dakota

Cooperative Living Center is an Assisted Living Home in North Dakota

Cooperative Living Center Matterport Tour

Cooperative Living Center

Cooperative Living Center is an Assisted Living Home in North Dakota

Cooperative Living Center is an Assisted Living Home in North Dakota

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Overview of Cooperative Living Center

Situated in the heart of West Fargo, North Dakota, the Cooperative Living Center presents a distinctive haven for those seeking an elevated retirement living experience. This vibrant community, designed for individuals aged 55 years and older, offers a unique blend of comfort and convenience. Embracing a smoke-free environment, the center boasts accessible features, including an elevator, ensuring that every resident can navigate the space with ease.
Residents are met with 24-hour emergency maintenance, providing an additional layer of security and peace of mind. Beyond the functional aspects, the Cooperative Living Center enhances the lifestyle of its residents with the option to unwind on their private patio or balcony, all while having the convenience of an available garage. The community’s strategic location grants residents access to local amenities and services, further enriching their retirement experience.

What families are saying

Sense of community and social connection

The community places a strong emphasis on sustainability and green living, with features like geothermal heating and cooling, solar panels, and green-certified buildings being consistently highlighted.

Community

Activities, programs, and daily engagement

There is a vibrant and supportive community atmosphere, characterized by friendly, caring, and diverse residents who actively engage in social activities and look out for one another.

Activities Community Care & staff
Home Information Cooperative Living Center
Walk Score
Walk Score: 65 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
Contact Cooperative Living Center
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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games
Test your knowledge, have fun, and win friendly bragging rights.
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Shared Hobbies & Projects
Team up with others who love gardening, crafts, photography, and writing.
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Birthday Celebrations
We honor our members with live shoutouts, music, and cheerful messages.
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Story Circles
Share your life stories, lessons, and laughter with friends who truly listen.
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Memory Match Mondays
Boost your brain with fun, interactive memory games.
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Travel Time Machine
Take virtual tours through Rome, Paris, or America's most beautiful national parks.
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Magic Nights
Enjoy weekly live magic shows that surprise and delight.
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Pen Pal Connections
Make new friends across the country through letters, stories, and shared memories.
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Golden Hour Music Sessions
Sing along to timeless favorites with live performers and themed playlists.
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Garden & Nature Club
Watch live garden tours, swap growing tips, and share photos of your blooms.
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Gentle Movement & Meditation
Stretch, breathe, and feel good with calming live sessions.
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Tech Help Tuesdays
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Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Care Cost Calculator: See Prices in Your Area

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Nursing Home Data Explorer

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The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Comparison Chart

Compare Assisted Living around West Fargo
Cooperative Living Center
AL

For seniors needing help with daily tasks but not full-time nursing.

No
65
Ecumen Evergreens of Fargo
AL

For seniors needing help with daily tasks but not full-time nursing.

No
76
Evergreens of Moorhead
AL

For seniors needing help with daily tasks but not full-time nursing.

No
83
Sheyenne Terrace
AL

For seniors needing help with daily tasks but not full-time nursing.

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View all Nearby Homes
Cooperative Living Center Cooperative Living Center
Type of care: AL
Pets Allowed: No
Rate Range: -
Ecumen Evergreens of Fargo Ecumen Evergreens of Fargo
Type of care: AL
Pets Allowed: No
Rate Range: -
Evergreens of Moorhead Evergreens of Moorhead
Type of care: AL
Pets Allowed: No
Rate Range: -
Sheyenne Terrace Sheyenne Terrace
Type of care: AL
Pets Allowed: No
Rate Range: -

Claim What’s Yours: Financial Aid for North Dakota Seniors

Program
State Program Name
Eligibility
Benefits
Aged and Disabled Waiver
ND Medicaid A&D Waiver
  • General: Age 65+ or disabled, North Dakota resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • ND Specifics: Higher asset limit; sparse population aids rural access.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.
Service Payments for Elderly and Disabled (SPED)
  • General: Age 65+ or disabled, North Dakota resident, at risk of decline.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $50,000 (individual, higher limit).
  • ND Specifics: Higher asset limit; rural focus.
  • Services: In-home care (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Basic Care Assistance Program (BCAP)
North Dakota Basic Care Assistance Program
Official government program page
  • General: Age 65+ (or disabled 18+), ND resident, in licensed basic care facility, low-income.
  • Income Limits (2025): ~$1,255/month (individual, after facility costs); varies by facility rate.
  • Asset Limits: $3,000 (individual).
  • ND Specifics: Supplements SSI; covers ~50 facilities statewide.
  • Services: Cash (~$1,000-$1,500/month) for room/board/care in basic care facilities.
Family Home Care Program
North Dakota Family Home Care Program
  • General: Age 60+, ND resident, need help with 1+ ADL, family caregiver available.
  • Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
  • Asset Limits: Not assessed; need-based.
  • ND Specifics: Caregiver must be family; payment varies by hours/service.
  • Services: Family caregiver payment (~$10-$15/hour, up to 20 hours/week), respite support.
Medicare Savings Program (MSP)
North Dakota Medicare Savings Program
Official government program page
  • General: Age 65+ or disabled, ND resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • ND Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Low-Income Home Energy Assistance Program (LIHEAP)
North Dakota LIHEAP
  • General: Age 60+ prioritized, ND resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • ND Specifics: Covers oil, gas, electric; emergency aid available.
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max), weatherization.
Family Caregiver Support Program (FCSP)
North Dakota Family Caregiver Support Program
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; ND resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • ND Specifics: 8 regions; rural/low-income priority.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($50/day), training, supplies (~$500/year).
Senior Community Service Employment Program (SCSEP)
North Dakota SCSEP
  • General: Age 55+, unemployed, low-income, ND resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • ND Specifics: Priority for veterans, rural residents; AARP partnership.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
North Dakota VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, ND resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • ND Specifics: High veteran demand in rural areas; ND Veterans Home option.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Property Tax Homestead Credit for Seniors
North Dakota Homestead Property Tax Credit
Official government program page
  • General: Age 65+ (or disabled), ND resident, homeowner, low-income.
  • Income Limits (2025): ~$22,500/year (individual), ~$29,500/year (couple).
  • Asset Limits: Home value < $500,000; other assets not assessed.
  • ND Specifics: Credit up to $500-$1,000; applies to primary residence.
  • Services: Tax reduction (~$500-$1,000/year) on property taxes.
Medicaid Personal Care Option (PCO)
North Dakota Medicaid Personal Care Option
  • General: Age 65+ (or disabled), ND resident, Medicaid-eligible, need help with 1+ ADL.
  • Income Limits (2025): ~$1,255/month (100% FPL, individual); QIT optional for excess income.
  • Asset Limits: $3,000 (individual), $6,000 (couple) (excludes home up to $713,000, car).
  • ND Specifics: Self-directed option (hire family); part of Medicaid State Plan, not a waiver.
  • Services: Personal care (5-20 hours/week), homemaker services, respite (~5 days/year).

Claim What’s Yours Financial Aid for North Dakota Seniors

ND Medicaid A&D Waiver

Aged and Disabled Waiver

Requirements:
  • General:
    Age 65+ or disabled, North Dakota resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $3,000 (individual, higher than most states).
  • ND Specifics:
    Higher asset limit; sparse population aids rural access.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.
ND SPED

Service Payments for Elderly and Disabled (SPED)

Requirements:
  • General:
    Age 65+ or disabled, North Dakota resident, at risk of decline.
  • Income Limits:
    ~$1,732/month (individual, varies).
  • Asset Limits:
    $50,000 (individual, higher limit).
  • ND Specifics:
    Higher asset limit; rural focus.
Benefits without Contact:
  • Services: In-home care (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Official Program Page
North Dakota Basic Care Assistance Program

Basic Care Assistance Program (BCAP)

Requirements:
  • General:
    Age 65+ (or disabled 18+), ND resident, in licensed basic care facility, low-income.
  • Income Limits (2025):
    ~$1,255/month (individual, after facility costs); varies by facility rate.
  • Asset Limits:
    $3,000 (individual).
  • ND Specifics:
    Supplements SSI; covers ~50 facilities statewide.
Benefits without Contact:
  • Services: Cash (~$1,000-$1,500/month) for room/board/care in basic care facilities.
Official Program Page
North Dakota Family Home Care Program

Family Home Care Program

Requirements:
  • General:
    Age 60+, ND resident, need help with 1+ ADL, family caregiver available.
  • Income Limits (2025):
    No strict cap; prioritizes low-income (~$24,980/year).
  • Asset Limits:
    Not assessed; need-based.
  • ND Specifics:
    Caregiver must be family; payment varies by hours/service.
Benefits without Contact:
  • Services: Family caregiver payment (~$10-$15/hour, up to 20 hours/week), respite support.
North Dakota Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:
  • General:
    Age 65+ or disabled, ND resident, Medicare Part A/B.
  • Income Limits (2025):
    ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits:
    $9,430 (individual), $14,130 (couple).
  • ND Specifics:
    Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Official Program Page
North Dakota LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Requirements:
  • General:
    Age 60+ prioritized, ND resident, low-income household.
  • Income Limits (2025):
    ~$3,970/month (individual, 185% FPL).
  • Asset Limits:
    Not assessed; income-focused.
  • ND Specifics:
    Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max), weatherization.
North Dakota Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Requirements:
  • General:
    Caregivers of 60+ needing care or 55+ caregivers of others; ND resident; functional needs (2+ ADLs).
  • Income Limits (2025):
    Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits:
    Not assessed; need-based.
  • ND Specifics:
    8 regions; rural/low-income priority.
Benefits without Contact:
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($50/day), training, supplies (~$500/year).
North Dakota SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:
  • General:
    Age 55+, unemployed, low-income, ND resident.
  • Income Limits (2025):
    ~$1,983/month (125% FPL).
  • Asset Limits:
    Not specified; income-focused.
  • ND Specifics:
    Priority for veterans, rural residents; AARP partnership.
Benefits without Contact:
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
North Dakota VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:
  • General:
    Age 65+ or disabled veteran/spouse, ND resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025):
    Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits:
    ~$155,356 (net worth limit).
  • ND Specifics:
    High veteran demand in rural areas; ND Veterans Home option.
Benefits without Contact:
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
North Dakota Homestead Property Tax Credit

Property Tax Homestead Credit for Seniors

Requirements:
  • General:
    Age 65+ (or disabled), ND resident, homeowner, low-income.
  • Income Limits (2025):
    ~$22,500/year (individual), ~$29,500/year (couple).
  • Asset Limits:
    Home value < $500,000; other assets not assessed.
  • ND Specifics:
    Credit up to $500-$1,000; applies to primary residence.
Benefits without Contact:
  • Services: Tax reduction (~$500-$1,000/year) on property taxes.
Official Program Page
North Dakota Medicaid Personal Care Option

Medicaid Personal Care Option (PCO)

Requirements:
  • General:
    Age 65+ (or disabled), ND resident, Medicaid-eligible, need help with 1+ ADL.
  • Income Limits (2025):
    ~$1,255/month (100% FPL, individual); QIT optional for excess income.
  • Asset Limits:
    $3,000 (individual), $6,000 (couple) (excludes home up to $713,000, car).
  • ND Specifics:
    Self-directed option (hire family); part of Medicaid State Plan, not a waiver.
Benefits without Contact:
  • Services: Personal care (5-20 hours/week), homemaker services, respite (~5 days/year).

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    Author: Jeremy Clerc
     Updated on Mar 27, 2024
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