What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Waterford Senior Living and Memory Care

301 6th St, Waterford, WI 53185 View Map

Waterford Senior Living and Memory Care is a Memory Care Home in Wisconsin

Waterford Senior Living and… is a Memory Care Home in Wisconsin

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Waterford Senior Living and Memory Care
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Overview of Waterford Senior Living and Memory Care

Waterford Senior Living and Memory Care home in Racine offers quality care for adults and seniors who receive compassion and kindness; residents can feel comfortable with the team of dedicated staff ready to attend to any needs. Waterford Senior Living is a luxury community that performs nothing less than exceptional service in a nurturing and expansive environment.
Specializing in assisted living and memory care living, Waterford boasts its memory care benefits that ensure an unwavering commitment to security, as the facility is thoughtfully designed to offer a secure and comfortable atmosphere. The residence boasts a vibrant social calendar and a wide range of recreational activities, promoting engagement and fulfillment in personalized care plans. Other services and amenities include medication management, supervised care, specialized programs, and assisted living activities.

(414) 260-0676

Walk Score: 38 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Comparison Chart

Compare Memory Care around Racine

The Woods of Caledonia

Racine

$4,100 - $6,300

MAX STESEL

The Pillars at Crystal Bay

Racine

$4,050 - $5,100

Hillel Feuerman

Waterford Senior Living and Memory Care

Waterford

Comfort Keepers Home Care

Racine

The Parkview Senior Living Community

Racine

The Woods of Caledonia

Type of care: AL

Community: Racine

Rate Range: $4,100 - $6,300

Bed Count: 64

Pets Allowed: No

Operator: MAX STESEL

The Pillars at Crystal Bay

Type of care: AL MC RC

Community: Racine

Rate Range: $4,050 - $5,100

Bed Count: 40

Pets Allowed: No

Operator: Hillel Feuerman

Waterford Senior Living and Memory Care

Type of care: AL

Community: Waterford

Pets Allowed: No

Comfort Keepers Home Care

Type of care: AL

Community: Racine

Pets Allowed: No

The Parkview Senior Living Community

Type of care: AL

Community: Racine

Pets Allowed: No

301 6th St, Waterford, WI 53185

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Wisconsin Seniors

Program

State Program Name

Eligibility

Benefits

Family Care Program

WI Medicaid Family Care

Official government program page

General: Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
WI Specifics: Managed care model; rural/urban balance.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Wisconsin Caregiver Support Program

WI NFCSP Respite

Official government program page

General: Caregiver of someone 60+ (or with dementia), Wisconsin resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
WI Specifics: High rural demand; ADRC coordination.

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

IRIS (Include, Respect, I Self-Direct)

Wisconsin IRIS

Official government program page

General: Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
Income Limits (2025): ~$2,829/month; QIT optional.
Asset Limits: $2,000 (individual), $3,000 (couple).
WI Specifics: Flexible budget; serves ~20,000; participant hires caregivers.

Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.

SeniorCare Prescription Drug Assistance

Wisconsin SeniorCare

Official government program page

General: Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
Income Limits (2025): ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
Asset Limits: None.
WI Specifics: Four benefit levels; serves ~50,000 annually.

Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.

Medicare Savings Program (MSP)

Wisconsin Medicare Savings Program

General: Age 65+ or disabled, WI resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
WI Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Wisconsin Home Energy Assistance Program (WHEAP)

Wisconsin WHEAP

General: Age 60+ prioritized, WI resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
WI Specifics: Covers gas, electric, wood; crisis aid available.

Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.

Senior Community Service Employment Program (SCSEP)

Wisconsin SCSEP

Official government program page

General: Age 55+, unemployed, low-income, WI resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
WI Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Wisconsin VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
WI Specifics: High rural veteran use; supports care costs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Property Tax Deferral Loan Program

Wisconsin Property Tax Deferral Loan

General: Age 65+, WI resident, homeowner, live in home 6+ months/year.
Income Limits (2025): ~$24,980/year (household).
Asset Limits: Home equity < $500,000; limited other assets.
WI Specifics: Saves ~$500-$1,500/year; interest ~2%-3%.

Services: Deferred tax payment (~$500-$1,500/year avg.).

Senior Farmers’ Market Nutrition Program (SFMNP)

Wisconsin SFMNP

Official government program page

General: Age 60+, WI resident, low-income.
Income Limits (2025): ~$2,322/month (185% FPL).
Asset Limits: Not assessed.
WI Specifics: Vouchers (~$45/season); serves ~15,000 annually.

Services: Vouchers (~$45/season) for produce at farmers’ markets.

Claim What’s Yours Financial Aid for Wisconsin Seniors

WI Medicaid Family Care

Family Care Program

Requirements:

General:
Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
WI Specifics:
Managed care model; rural/urban balance.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Official Program Page

WI NFCSP Respite

Wisconsin Caregiver Support Program

Requirements:

General:
Caregiver of someone 60+ (or with dementia), Wisconsin resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
WI Specifics:
High rural demand; ADRC coordination.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Official Program Page

Wisconsin IRIS

IRIS (Include, Respect, I Self-Direct)

Requirements:

General:
Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
Income Limits (2025):
~$2,829/month; QIT optional.
Asset Limits:
$2,000 (individual), $3,000 (couple).
WI Specifics:
Flexible budget; serves ~20,000; participant hires caregivers.

Benefits without Contact:

Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.

Official Program Page

Wisconsin SeniorCare

SeniorCare Prescription Drug Assistance

Requirements:

General:
Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
Income Limits (2025):
~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
Asset Limits:
None.
WI Specifics:
Four benefit levels; serves ~50,000 annually.

Benefits without Contact:

Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.

Official Program Page

Wisconsin Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, WI resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
WI Specifics:
Includes Extra Help for Part D; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Wisconsin WHEAP

Wisconsin Home Energy Assistance Program (WHEAP)

Requirements:

General:
Age 60+ prioritized, WI resident, low-income household.
Income Limits (2025):
~$3,970/month (185% FPL).
Asset Limits:
Not assessed.
WI Specifics:
Covers gas, electric, wood; crisis aid available.

Benefits without Contact:

Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.

Wisconsin SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, WI resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified.
WI Specifics:
Priority for veterans, rural residents; Goodwill/AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Wisconsin VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth).
WI Specifics:
High rural veteran use; supports care costs.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Wisconsin Property Tax Deferral Loan

Property Tax Deferral Loan Program

Requirements:

General:
Age 65+, WI resident, homeowner, live in home 6+ months/year.
Income Limits (2025):
~$24,980/year (household).
Asset Limits:
Home equity < $500,000; limited other assets.
WI Specifics:
Saves ~$500-$1,500/year; interest ~2%-3%.

Benefits without Contact:

Services: Deferred tax payment (~$500-$1,500/year avg.).

Wisconsin SFMNP

Senior Farmers’ Market Nutrition Program (SFMNP)

Requirements:

General:
Age 60+, WI resident, low-income.
Income Limits (2025):
~$2,322/month (185% FPL).
Asset Limits:
Not assessed.
WI Specifics:
Vouchers (~$45/season); serves ~15,000 annually.

Benefits without Contact:

Services: Vouchers (~$45/season) for produce at farmers’ markets.

Official Program Page

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Waterford Senior Living and Memory Care

Waterford Senior Living and Memory Care is a Memory Care Home in Wisconsin

Waterford Senior Living and… is a Memory Care Home in Wisconsin

Waterford Senior Living and Memory Care

Waterford Senior Living and Memory Care is a Memory Care Home in Wisconsin

Waterford Senior Living and… is a Memory Care Home in Wisconsin

Comparison Chart

Places of interest near Waterford Senior Living and Memory Care

Calculate Travel Distance to Waterford Senior Living and Memory Care

Guides for Better Senior Living

Eldertainment

Claim What’s Yours: Financial Aid for Wisconsin Seniors

Claim What’s Yours Financial Aid for Wisconsin Seniors

Family Care Program

Requirements:

Benefits without Contact:

Wisconsin Caregiver Support Program

Requirements:

Benefits without Contact:

IRIS (Include, Respect, I Self-Direct)

Requirements:

Benefits without Contact:

SeniorCare Prescription Drug Assistance

Requirements:

Benefits without Contact:

Medicare Savings Program (MSP)

Requirements:

Benefits without Contact:

Wisconsin Home Energy Assistance Program (WHEAP)

Requirements:

Benefits without Contact:

Senior Community Service Employment Program (SCSEP)

Requirements:

Benefits without Contact:

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

Benefits without Contact:

Property Tax Deferral Loan Program

Requirements:

Benefits without Contact:

Senior Farmers’ Market Nutrition Program (SFMNP)

Requirements:

Benefits without Contact:

Contact Us

Your Senior Care Partner, Every Step of the Way

Touring Checklist for Senior Living

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