The Harbor at State and Main
The Harbor at State and Main is an Independent Living Home in Wisconsin
The Harbor at State… is an Independent Living Home in Wisconsin
The Harbor at State and Main
The Harbor at State and Main is an Independent Living Home in Wisconsin
The Harbor at State… is an Independent Living Home in Wisconsin
The Harbor at State and Main Apartment Homes strives to positively impact each resident’s life. They promote an active 55+ senior independent living at its finest. The upscale community offers a home-like atmosphere that can provide all the essential benefits for its residents, as they make it a point to enhance the lifestyle of every resident and elevate their daily living.
The Harbor encourages its residents to maintain an engaging and active lifestyle throughout. The resort-style living allows residents to focus on themselves while receiving compassionate support and care. Accommodations include premium services and amenities– fitness activities, recreational programs, scheduled outings, entertainment programs, specialized programs, gourmet-style dining, housekeeping, transportation, and ADLs.
Home Information
The Harbor at State and Main
Community Stability & Environment
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Walk Score
Walk Score in senior living communities measures how easy it is for residents to access essential services and amenities—like grocery stores, parks, pharmacies, and transit—without needing a car.
83 / 100 Very Walkable Most errands can be accomplished on foot. Many essentials within a short walk. Strong sidewalk network and safe crossings. Car useful but not necessary for daily life.
What does this home offer?
Pets Allowed: Yes, Pets Allowed
Housing Options: 1 Bed / 2 Bed
Building Type: Mid-rise
Transportation Services
Fitness and Recreation
Planning a tour? Check our touring checklist.
Thinking of living here? We can help you speak to a current resident
Looking for a job? Apply for Open Positions at The Harbor at State and Main
Thinking about senior living? Use our bidding system to get competitive quotes from the best homes in your area.
Touring Checklist for Senior Living
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Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
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Types of Care at The Harbor at State and Main
Independent Living
Floor Plans
Places of interest near The Harbor at State and Main
0.5 miles from city center
141 Main St UNIT 105, Racine, WI 53403
Email:
[email protected]
Phone:
(262) 632-3308
Email:[email protected]
Phone:(262) 632-3308
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Join Our Online
Senior Community!
Connect, laugh, and explore — all from the comfort of your home.
Daily Trivia Games
Test your knowledge, have fun, and win friendly bragging rights.
Shared Hobbies & Projects
Team up with others who love gardening, crafts, photography, and writing.
Birthday Celebrations
We honor our members with live shoutouts, music, and cheerful messages.
Story Circles
Share your life stories, lessons, and laughter with friends who truly listen.
Memory Match Mondays
Boost your brain with fun, interactive memory games.
Travel Time Machine
Take virtual tours through Rome, Paris, or America's most beautiful national parks.
Magic Nights
Enjoy weekly live magic shows that surprise and delight.
Pen Pal Connections
Make new friends across the country through letters, stories, and shared memories.
Golden Hour Music Sessions
Sing along to timeless favorites with live performers and themed playlists.
Garden & Nature Club
Watch live garden tours, swap growing tips, and share photos of your blooms.
Gentle Movement & Meditation
Stretch, breathe, and feel good with calming live sessions.
Tech Help Tuesdays
Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Comparison Chart
Compare Independent Living around Racine
Community
Type of Care
Location
Bed Options
Bed #
Pets Allowed
BBB Score
Walk Score
Home Owner
CCN
Occupancy
Home Revenue
Primrose Retirement Community of Racine
AL
For seniors needing help with daily tasks but not full-time nursing.
IL
For self-sufficient seniors seeking community and minimal assistance.
Mt Pleasant
1 Bed / 2 Bed
76
Yes
N/A
9
N/A
N/A
N/A
N/A
Killarney Kourt
AL
For seniors needing help with daily tasks but not full-time nursing.
IL
For self-sufficient seniors seeking community and minimal assistance.
Sturtevant
1 Bed / 2 Bed
55
No
N/A
48
N/A
N/A
N/A
N/A
The Harbor at State and Main
IL
For self-sufficient seniors seeking community and minimal assistance.
Racine
1 Bed / 2 Bed
N/A
Yes
N/A
83
N/A
N/A
N/A
N/A
Crystal Bay Senior Apartments
IL
For self-sufficient seniors seeking community and minimal assistance.
Racine
1 Bed / 2 Bed
N/A
No
N/A
29
N/A
N/A
N/A
N/A
Lake Oaks Senior Apartment Homes
IL
For self-sufficient seniors seeking community and minimal assistance.
Racine
1 Bed / 2 Bed
N/A
Yes
N/A
34
N/A
N/A
N/A
N/A
Claim What’s Yours: Financial Aid for Wisconsin Seniors
Program
State Program Name
Eligibility
Benefits
Family Care Program
WI Medicaid Family Care
Official government program page
- General: Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- WI Specifics: Managed care model; rural/urban balance.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
Wisconsin Caregiver Support Program
WI NFCSP Respite
Official government program page
- General: Caregiver of someone 60+ (or with dementia), Wisconsin resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- WI Specifics: High rural demand; ADRC coordination.
- Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
IRIS (Include, Respect, I Self-Direct)
Wisconsin IRIS
Official government program page
- General: Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
- Income Limits (2025): ~$2,829/month; QIT optional.
- Asset Limits: $2,000 (individual), $3,000 (couple).
- WI Specifics: Flexible budget; serves ~20,000; participant hires caregivers.
- Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.
SeniorCare Prescription Drug Assistance
Wisconsin SeniorCare
Official government program page
- General: Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
- Income Limits (2025): ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
- Asset Limits: None.
- WI Specifics: Four benefit levels; serves ~50,000 annually.
- Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.
Medicare Savings Program (MSP)
Wisconsin Medicare Savings Program
- General: Age 65+ or disabled, WI resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- WI Specifics: Includes Extra Help for Part D; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Wisconsin Home Energy Assistance Program (WHEAP)
Wisconsin WHEAP
- General: Age 60+ prioritized, WI resident, low-income household.
- Income Limits (2025): ~$3,970/month (185% FPL).
- Asset Limits: Not assessed.
- WI Specifics: Covers gas, electric, wood; crisis aid available.
- Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.
Senior Community Service Employment Program (SCSEP)
Wisconsin SCSEP
Official government program page
- General: Age 55+, unemployed, low-income, WI resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified.
- WI Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Wisconsin VA Aid and Attendance/Housebound
- General: Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth).
- WI Specifics: High rural veteran use; supports care costs.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.
Property Tax Deferral Loan Program
Wisconsin Property Tax Deferral Loan
- General: Age 65+, WI resident, homeowner, live in home 6+ months/year.
- Income Limits (2025): ~$24,980/year (household).
- Asset Limits: Home equity < $500,000; limited other assets.
- WI Specifics: Saves ~$500-$1,500/year; interest ~2%-3%.
- Services: Deferred tax payment (~$500-$1,500/year avg.).
Senior Farmers’ Market Nutrition Program (SFMNP)
Wisconsin SFMNP
Official government program page
- General: Age 60+, WI resident, low-income.
- Income Limits (2025): ~$2,322/month (185% FPL).
- Asset Limits: Not assessed.
- WI Specifics: Vouchers (~$45/season); serves ~15,000 annually.
- Services: Vouchers (~$45/season) for produce at farmers’ markets.
Claim What’s Yours Financial Aid for Wisconsin Seniors
WI Medicaid Family Care
Family Care Program
Requirements:
General:Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
Income Limits (2025):~$2,829/month (300% FBR, individual).- Asset Limits:$2,000 (individual), $3,000 (couple).
WI Specifics:Managed care model; rural/urban balance.
Benefits without Contact:
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
WI NFCSP Respite
Wisconsin Caregiver Support Program
Requirements:
- General:Caregiver of someone 60+ (or with dementia), Wisconsin resident.
- Income Limits:No strict limit; prioritizes low-income.
- Asset Limits:Not applicable.
- WI Specifics:High rural demand; ADRC coordination.
Benefits without Contact:
- Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
Wisconsin IRIS
IRIS (Include, Respect, I Self-Direct)
Requirements:
- General:Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
- Income Limits (2025):~$2,829/month; QIT optional.
- Asset Limits:$2,000 (individual), $3,000 (couple).
- WI Specifics:Flexible budget; serves ~20,000; participant hires caregivers.
Benefits without Contact:
- Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.
Wisconsin SeniorCare
SeniorCare Prescription Drug Assistance
Requirements:
- General:Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
- Income Limits (2025):~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
- Asset Limits:None.
- WI Specifics:Four benefit levels; serves ~50,000 annually.
Benefits without Contact:
- Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.
Wisconsin Medicare Savings Program
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, WI resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- WI Specifics:Includes Extra Help for Part D; no waitlist.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Wisconsin WHEAP
Wisconsin Home Energy Assistance Program (WHEAP)
Requirements:
- General:Age 60+ prioritized, WI resident, low-income household.
- Income Limits (2025):~$3,970/month (185% FPL).
- Asset Limits:Not assessed.
- WI Specifics:Covers gas, electric, wood; crisis aid available.
Benefits without Contact:
- Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.
Wisconsin SCSEP
Senior Community Service Employment Program (SCSEP)
Requirements:
- General:Age 55+, unemployed, low-income, WI resident.
- Income Limits (2025):~$1,983/month (125% FPL).
- Asset Limits:Not specified.
- WI Specifics:Priority for veterans, rural residents; Goodwill/AARP partnership.
Benefits without Contact:
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Wisconsin VA Aid and Attendance/Housebound
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth).
- WI Specifics:High rural veteran use; supports care costs.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.
Wisconsin Property Tax Deferral Loan
Property Tax Deferral Loan Program
Requirements:
- General:Age 65+, WI resident, homeowner, live in home 6+ months/year.
- Income Limits (2025):~$24,980/year (household).
- Asset Limits:Home equity < $500,000; limited other assets.
- WI Specifics:Saves ~$500-$1,500/year; interest ~2%-3%.
Benefits without Contact:
- Services: Deferred tax payment (~$500-$1,500/year avg.).
Wisconsin SFMNP
Senior Farmers’ Market Nutrition Program (SFMNP)
Requirements:
- General:Age 60+, WI resident, low-income.
- Income Limits (2025):~$2,322/month (185% FPL).
- Asset Limits:Not assessed.
- WI Specifics:Vouchers (~$45/season); serves ~15,000 annually.
Benefits without Contact:
- Services: Vouchers (~$45/season) for produce at farmers’ markets.
Contact Us
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