The Harbor at State and Main

Q: What neighborhood is The Harbor at State and Main in?

The Harbor at State and Main is in the Downtown neighborhood.

Q: Is The Harbor at State and Main in a walkable area?

The Harbor at State and Main has a walk score of 83. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

Q: What is the phone number of The Harbor at State and Main?

(262) 632-3308 will put you in contact with the team at The Harbor at State and Main.

Q: Is The Harbor at State and Main Medicare or Medicaid certified?

The Harbor at State and Main is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Overview of The Harbor at State and Main

The Harbor at State and Main Apartment Homes strives to positively impact each resident’s life. They promote an active 55+ senior independent living at its finest. The upscale community offers a home-like atmosphere that can provide all the essential benefits for its residents, as they make it a point to enhance the lifestyle of every resident and elevate their daily living.

The Harbor encourages its residents to maintain an engaging and active lifestyle throughout. The resort-style living allows residents to focus on themselves while receiving compassionate support and care. Accommodations include premium services and amenities– fitness activities, recreational programs, scheduled outings, entertainment programs, specialized programs, gourmet-style dining, housekeeping, transportation, and ADLs.

(262) 632-3308

Walk Score: 83 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

Minimum Age55

Affordable Apartments

Close Proximity To Shops

Art Galleries

Restaurants

Parks

And Marinas

Specific ProgramsCenter Membership

What does this home offer?

Pets Allowed

Housing Options: 1 Bed / 2 Bed

Building Type: Mid-rise

Transportation Services

Fitness and Recreation

Types of Care at The Harbor at State and Main

Independent Living

Living Spaces & Floor Plans for The Harbor at State and Main

The Harbor At State And Main P1

The Harbor At State And Main P3

The Harbor At State And Main P2

Family Care Program

WI Medicaid Family Care

Age 65+ or disabled

General Wisconsin resident, Medicaid-eligible, long-term care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Managed care model; rural/urban balance.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($65/day) Home modifications ($1,500 avg.)

Wisconsin Caregiver Support Program

WI NFCSP Respite

Age Caregiver of someone 60+ (or with dementia)

General Wisconsin resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

High rural demand; ADRC coordination.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

IRIS (Include, Respect, I Self-Direct)

Wisconsin IRIS

Age 65+ (or disabled 18+)

General WI resident, Medicaid-eligible, NFLOC.

Income Limits (2025) ~$2,829/month; QIT optional.

Asset Limits $2,000 (individual), $3,000 (couple).

Flexible budget; serves ~20,000; participant hires caregivers.

Benefits

Personal care (custom hours) Respite Home mods Equipment Transportation Support services

SeniorCare Prescription Drug Assistance

Wisconsin SeniorCare

Age 65+

General WI resident, US citizen/qualified immigrant, not on full Medicaid.

Income Limits (2025) ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.

Asset Limits None.

Four benefit levels; serves ~50,000 annually.

Benefits

$5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs

Medicare Savings Program (MSP)

Wisconsin Medicare Savings Program

Age 65+ or disabled

General WI resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Includes Extra Help for Part D; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Wisconsin Home Energy Assistance Program (WHEAP)

Wisconsin WHEAP

Age 60+ prioritized

General WI resident, low-income household.

Income Limits (2025) ~$3,970/month 185% FPL

Asset Limits Not assessed.

Covers gas, electric, wood; crisis aid available.

Benefits

Heating/electric aid ($300-$1,000/season) Crisis aid ($500 max) Weatherization

VA Aid and Attendance (A&A) and Housebound Benefits

Wisconsin VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General WI resident, wartime service, ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth

High rural veteran use; supports care costs.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Property Tax Deferral Loan Program

Wisconsin Property Tax Deferral Loan

Age 65+

General WI resident, homeowner, live in home 6+ months/year.

Income Limits (2025) ~$24,980/year household

Asset Limits Home equity < $500,000; limited other assets.

Saves ~$500-$1,500/year; interest ~2%-3%.

Benefits

Deferred tax payment (~$500-$1,500/year avg.)

Senior Farmers’ Market Nutrition Program (SFMNP)

Wisconsin SFMNP

Age 60+

General WI resident, low-income.

Income Limits (2025) ~$2,322/month 185% FPL

Asset Limits Not assessed.

Vouchers (~$45/season); serves ~15,000 annually.

Benefits

Vouchers (~$45/season) for produce at farmers’ markets

0.5 miles from city center Estimated distance in miles from Racine's city center to The Harbor at State and Main's address, calculated via Google Maps. — 19.65 miles to nearest hospital (Aurora St Luke's Medical Center)

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What neighborhood is The Harbor at State and Main in?

The Harbor at State and Main is in the Downtown neighborhood.

Is The Harbor at State and Main in a walkable area?

The Harbor at State and Main has a walk score of 83. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

What is the phone number of The Harbor at State and Main?

(262) 632-3308 will put you in contact with the team at The Harbor at State and Main.

Is The Harbor at State and Main Medicare or Medicaid certified?

The Harbor at State and Main is not currently listed as a CMS-certified provider of Medicare or Medicaid.