VINE HOMECARE & STAFFING

Description

Located in Lowell, Massachusetts, Vine Homecare & Staffing, Inc. is a dedicated home healthcare agency that champions the well-being of seniors in the very place they call home. Their experienced team is committed to providing compassionate care that addresses physical needs and nurtures the emotional and spiritual aspects of senior well-being, making every day a celebration of life.
At Vine Homecare & Staffing, Inc., they believe that every senior deserves to age gracefully, surrounded by the comforts of home. Their goal is to deliver high-quality home care assistance to seniors of all ages with diverse needs, all while fostering and preserving personal independence and dignity, regardless of where seniors reside.

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Claim What’s Yours: Financial Aid for Massachusetts Seniors

Program

State Program Name

Eligibility

Benefits

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Home Care Program

MassHealth Home Care

General: Age 60+, Massachusetts resident, at risk of nursing home placement.
Income Limits (2025): ~$1,500/month (individual, varies by region).
Asset Limits: $2,000 (individual, excludes home, car).
MA Specifics: Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Services: In-home care (3-5 hours/day), homemaker services, respite care (up to 14 days/year), adult day care (~$75/day).

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

General: Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
MA Specifics: Requires clinical eligibility determination.

Services: Personal care (5-7 hours/day), respite care (240 hours/year), adult day care (~$75/day), home health services.

Senior Care Options (SCO)

Massachusetts Senior Care Options

General: Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
MA Specifics: Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Services: Personal care (5-7 hours/day), medical care, respite (240 hours/year), adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

General: Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MA Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
MA Specifics: 27 ASAPs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training, supplies (~$500/year).

Prescription Advantage

Massachusetts Prescription Advantage

General: Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
Income Limits (2025): No strict limit; copays vary by income (~$24,980-$75,000/year individual).
Asset Limits: Not assessed.
MA Specifics: Supplements Medicare Part D; no enrollment fee for low-income.

Services: Covers prescription copays ($5-$40/drug), fills coverage gaps, catastrophic cost protection ($4,000+ covered).

Senior Community Service Employment Program (SCSEP)

Massachusetts SCSEP

General: Age 55+, unemployed, low-income, Massachusetts resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MA Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$15/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MA Specifics: High veteran demand statewide.