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The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
Settled in the vibrant neighborhood of Niceville, FL, the Opal at Bluewater Bay is a peculiar senior living community that provides assisted living services. A variety of luxurious accommodations are available for its residents. This community offers round-the-clock personalized care and support for its residents through its highly equipped and dedicated team.
Enjoy its wide array of top-tier amenities and services including personalized care to meet individual needs, medical assistance and preferred pharmacy, on-site physician, and specialty providers, physical, occupational, and speech therapy, and mobile lab and diagnostic services. With its mantra, “Enjoy Every Moment”, indulge in its nutritious and home-cooked meals and engage with interactive social events. At the Opal at Bluewater Bay, seniors are assured of a fantastic living experience.
The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.
This home is ranked 65th out of 252 homes in Florida. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
| Staff type | Hours / Day / Resident | vs state avg |
|---|---|---|
|
Weekend Total Nursing
Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours.
|
3h 35m per day |
Occupancy between 85% and 95% suggests balanced demand.
The Opal at Bluewater Bay is legally operated by Niceville OSL Property, LLC, and administrated by Barbara Scheurer.
Key information about the people who lead and staff this community.
In Florida, the Agency for Health Care Administration (AHCA) is the primary authority that conducts unannounced inspections and completes official health quality reports for all healthcare facilities.
Formal stipulations and orders filed by Florida regulators against this facility, including fines and total monetary penalties.
This scorecard compares key inspection, citation, and complaint metrics at this facility against the Florida state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.
Citations
|
This Facility | FL Average | vs. FL Avg |
|---|---|---|---|
|
Total citations
Formal regulatory issues recorded by inspectors across all inspection types.
|
25 | 33 | This facility has 24% fewer total citations than a typical Florida nursing home (25 vs. FL avg 33).↓ 24% better |
|
Citations per year
Average citations per year since 2013.
|
1.9 | 2.5 | This facility has 24% fewer citations per year than a typical Florida nursing home (1.9 vs. FL avg 2.5).↓ 24% better |
|
Citations per inspection
Average citations per inspection.
|
0.9 | 1.3 | This facility has 31% fewer citations per inspection than a typical Florida nursing home (0.9 vs. FL avg 1.3).↓ 31% better |
Inspections
|
This Facility | FL Average | vs. FL Avg |
|---|---|---|---|
|
Total inspections
Combined count of all routine and focused inspections. Excludes complaint investigations.
|
29 | 26 | This facility has 12% more total inspections than a typical Florida nursing home (29 vs. FL avg 26).↑ 12% worse |
|
Inspections with citations
Inspections that resulted in at least one regulatory citation.
|
16 | 16 | This facility has inspections with citations in line with the Florida average (16 vs. FL avg 16).— At avg |
|
Inspection citation rate
Percentage of inspections that resulted in at least one citation.
|
55% | 62% | This facility has 7 percentage points lower inspection citation rate than a typical Florida nursing home (55% vs. FL avg 62%).↓ 7% better |
An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.
THE OPAL AT BLUEWATER BAY was inspected on 2024-08-26, with no deficiencies cited in its latest report. Over a period of 27 inspections from 2012 to 2024, the facility has undergone various types of assessments, including standard and complaint-based reviews. Notably, 21 total deficiencies were identified across these inspections, with common themes emerging in areas such as records/documentation, resident care/rights, and dietary/food service. While past inspections did identify issues that required correction, the facility's latest inspection indicates a satisfactory status.
Read the full inspection reports for this facility, including detailed findings and corrective actions.
Show Inspection ReportsReporting period: October 1 – December 31, 2025 (Q4 2025). Source: CMS Payroll-Based Journal report.
10% better than Florida average
0% compared with Florida average
This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Manages medical care and health needs.
Average shift length. Calculated as total hours divided by days worked and average staff per day.
9.2 hours
No contractors work on this role.
Assists with medical care and medications.
Average shift length. Calculated as total hours divided by days worked and average staff per day.
7.8 hours
No contractors work on this role.
Helps with daily care and mobility.
Average shift length. Calculated as total hours divided by days worked and average staff per day.
7.6 hours
No contractors work on this role.
This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Total hours from contractors
107 contractor hours this quarter
This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
| Certified Nursing Assistant | 68 | 0 | 68 | 17,913 | 92 | 100% | 7.6 |
| Licensed Practical Nurse | 32 | 0 | 32 | 9,629 | 92 | 100% | 7.8 |
| Nurse Aide in Training | 22 | 0 | 22 | 5,086 | 92 | 100% | 7.7 |
| Registered Nurse | 18 | 0 | 18 | 3,226 | 92 | 100% | 9.2 |
| Speech Language Pathologist | 7 | 0 | 7 | 2,194 | 67 | 73% | 7.1 |
| Clinical Nurse Specialist | 4 | 0 | 4 | 1,556 | 85 | 92% | 7.4 |
| Mental Health Service Worker | 4 | 0 | 4 | 1,519 | 85 | 92% | 7 |
| Physical Therapy Assistant | 3 | 0 | 3 | 1,002 | 65 | 71% | 7.7 |
| Qualified Social Worker | 3 | 0 | 3 | 924 | 64 | 70% | 7.7 |
| Physical Therapy Aide | 2 | 0 | 2 | 849 | 64 | 70% | 7.1 |
| Occupational Therapy Aide | 3 | 1 | 4 | 801 | 68 | 74% | 6.3 |
| Administrator | 1 | 0 | 1 | 528 | 66 | 72% | 8 |
| Dental Services Staff | 1 | 0 | 1 | 524 | 67 | 73% | 7.8 |
| Nurse Practitioner | 1 | 0 | 1 | 464 | 58 | 63% | 8 |
| RN Director of Nursing | 2 | 0 | 2 | 454 | 66 | 72% | 6.2 |
| Dietitian | 2 | 0 | 2 | 392 | 52 | 57% | 7.4 |
| Respiratory Therapist | 1 | 0 | 1 | 320 | 47 | 51% | 6.8 |
| Other Dietary Services Staff | 1 | 0 | 1 | 141 | 18 | 20% | 7.8 |
| Respiratory Therapy Technician | 1 | 0 | 1 | 101 | 21 | 23% | 4.8 |
| Occupational Therapy Assistant | 0 | 1 | 1 | 48 | 11 | 12% | 4.4 |
| Medical Director | 0 | 1 | 1 | 7 | 15 | 16% | 0.4 |
| Other Physician | 0 | 2 | 2 | 3 | 3 | 3% | 0.5 |
Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.
Source: CMS Penalties Database
No penalties in the past 3 years
No civil money penalties or payment denials were reported in the last 3 years.
These measures show how residents usually do over time at this home, based on health outcomes and preventive care.
A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline.
11.0
48% worse than Florida average
Florida average: 7.4
A composite score based on activities of daily living decline, walking ability decline, and incontinence.
17.7
43% worse than Florida average
Florida average: 12.4
Percent of long-stay residents whose need for help with daily activities has increased
14.7%
40% worse than Florida average
Florida average: 10.5%
Percent of long-stay residents whose ability to move independently worsened
22.0%
70% worse than Florida average
Florida average: 12.9%
Percent of low risk long-stay residents who lose control of their bowels or bladder
16.5%
22% worse than Florida average
Florida average: 13.5%
Percent of long-stay residents experiencing one or more falls with major injury
2.8%
7% worse than Florida average
Florida average: 2.6%
Percent of long-stay high risk residents with pressure ulcers
4.1%
24% better than Florida average
Florida average: 5.4%
Percent of long-stay residents with a urinary tract infection
2.7%
208% worse than Florida average
Florida average: 0.9%
Percent of long-stay residents who lose too much weight
11.3%
89% worse than Florida average
Florida average: 6.0%
Percent of long-stay residents who have depressive symptoms
6.7%
101% worse than Florida average
Florida average: 3.3%
Percent of long-stay residents who received an antipsychotic medication
5.0%
38% better than Florida average
Florida average: 8.0%
Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine
100.0%
In line with Florida average
Florida average: 97.7%
Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine
100.0%
In line with Florida average
Florida average: 99.2%
Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine
99.6%
6% better than Florida average
Florida average: 94.0%
Percent of short-stay residents who newly received an antipsychotic medication
0.8%
46% better than Florida average
Florida average: 1.5%
Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine
99.5%
5% better than Florida average
Florida average: 94.7%
Quality measures are calculated from Minimum Data Set (MDS) assessments. For most measures, lower percentages indicate better care quality.
68% of new residents, usually for short-term rehab.
23% of new residents, often for short stays.
10% of new residents, often for long-term daily care.
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Total residents
112
Residents meet regularly to discuss policies, care quality, and activities
Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.
Data sourced from CMS Long-Term Care Facility Characteristics quarterly report. Payer mix reflects the current resident census by primary payment source.
Historical financial and operational data for The Opal at Bluewater Bay based on CMS SNF Cost Reports.
The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
Rank #96 / 256Payroll — State benchmarkedThis home is ranked 96th out of 256 homes in Florida. Shows total annual staff payroll benchmarked to the Florida average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
Building Type: Single-story
Fitness and Recreation
Most residents typically stay for a few weeks or months before returning home or moving on.
5.1 miles from city center
Estimated distance in miles from Niceville's city center to The Opal at Bluewater Bay's address, calculated via Google Maps.
Add your location
The Opal at Bluewater Bay is located in Niceville, Florida.
Here are the financial assistance programs available to residents in Florida.
The Opal at Bluewater Bay is in the Bluewater Bay neighborhood of Niceville.
The team at The Opal at Bluewater Bay speaks English.
The legal owner and operator of The Opal at Bluewater Bay is Niceville OSL Property, LLC.
The Opal at Bluewater Bay has a walk score of 55. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
According to FL state health department records, The Opal at Bluewater Bay's license number is 9189.
According to FL state health department records, The Opal at Bluewater Bay's license expires on June 27, 2026.
The Opal at Bluewater Bay accepts Insurance and/or HMO, Other, and VA.
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