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Other Senior care options in Florence:

Best Independent Living in Florence, KY

Reviewed by Dr. Jordan Weiss
Updated Feb 2026

Sources: CMS Centers for Medicare and Medicaid Services, and Kentucky Department of Health, Office of Aging and Long Term Care.

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Video Tour: Top-rated Independent Living facilities in Florence, Kentucky.

Watch this Video to see Florence's Top-rated Senior Communities
Avg. Monthly cost: $1,795
National average: $5,600
Monthly cost range: $649 - $4,620
National average: $3,400 – $8,200
Avg. Staff-to-Resident ratio: Unknown
National average: 1:6

Compare Independent Living around Florence

Click column headers to sort
Legacy Living Florence
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Florence (Carspen's Creek)
71No 52 Studio / 1 Bed / 2 Bed-
Colonial Heights Senior Living
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Florence (Charleston Pines Apartments)
61No 19 1 Bed-
StoryPoint Union
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Union (Fowler Creek Villas)
-Yes 16 Studio / 1 Bed / 2 BedA+
Colonial Heights Senior Living
MC
AL
Florence
9
Fields Of Florence
MC
AL
Florence
15
Magnolia Springs Florence Senior Living
AL
Florence
23
Overview of Colonial Heights Senior Living

Colonial Heights is one of the trusted senior living places in the city that offers an unmatched level of commitment, care, and compassion for residents in Florence. Considered as Northern Kentucky’s premier retirement home, adults and seniors will discover a new kind of luxury living experience when it comes to personal care, independent living, and memory care options. Driven by sophistication and warmth, residents are ensured feel a whole new level of comfort and security in a vibrant setting that boost a graceful aging experience.
Colonial Heights is built with delightful amenities and services that inspire residents to maintain an active, freeing, and fulfilling lifestyle. Comprehensive features include housekeeping, laundry, engaging programs, social events, recreational activities, fitness classes, gourmet meals at the restaurant-style dining hall, a 24-hour care team, and personalized care plans for a unique senior living experience.

Contact Colonial Heights Senior Living

Legacy Living Florence

8520 Gunpowder Rd, Florence, KY 41042
Overview of Legacy Living Florence

Located in Florence, KY, Legacy Living Florence is an excellent senior living community that offers a range of senior living options, including Independent Living, Assisted Living, and Memory Care. The community guarantees a secure and comfortable residence with their thoughtfully designed apartments ranging from studios to two-bedroom apartments. Residents can rest assured with a qualified personal care attendant available 24/7 to provide assistance when needed.

Focused in giving its residents an enriched quality of life, Legacy Living strives to meet each residents’ most intimate needs, deliver tasty dining experiences, provide fun life enrichment events and ensure a clean and clutter-free living space. Here, residents enjoy vibrant activities and an array of amenities, such as scheduled transportation, housekeeping and laundry services, full-service beauty parlor, and well-equipped entertainment and library. At Legacy Living Florence, residents encounter plenty of experiences that enhances their life and overall well-being.

What does this home offer?

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Housing Options: Studio / 1 Bed / 2 Bed

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Building Type: 2-story

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Transportation Services

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Fitness and Recreation

Contact Legacy Living Florence

Overview of Storypoint Union

Treat yourself to a retirement life like no other at Storypoint Union in Union, KY, a vibrant senior living community that offers independent living and enhanced living services. Residents comfortably settle into beautifully furnished apartments, with a selection of studio, one and two-bedroom floor plans to choose from. The community handles the tedious tasks and chores, so residents have the freedom to continue their passions, make new friends, and participate in engaging activities.

Residents enjoy a high-spirited lifestyle with daily programs, engaging activities and events, and resort-style amenities such as a media room, massage room, salon, library, activity room, a cafe, and much more. The community serves tasty, chef-prepared meals to provide residents with an excellent dining experience that fosters bonding over meals while giving residents the nourishment they need. With compassionate care, friendly neighbors, and thrilling activities, Storypoint Union makes an ideal place to live a full, connected retirement life.

What does this home offer?

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Pets Allowed: Yes, Pets Allowed

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Housing Options: Studio / 1 Bed / 2 Bed

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Building Type: 3-story

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Transportation Services

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Fitness and Recreation

Contact StoryPoint Union

Ranking Methodology

How we rank these independent living communities

Every community above is evaluated across six weighted categories using public data including state inspection records, review platforms, BBB profiles, and operator-published materials.

Public data 6 weighted categories Updated quarterly
Full methodology

Weighting overview

35%
Resident Experience
25%
Regulatory
15%
Visual Media
10%
Website
10%
Stability
5%
Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

Includes Review Sentiment Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

Includes State Inspections Citations/Inspection % Inspections w/ Citations Complaint Visits Accreditations BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

Includes Video Tours Virtual Walkthroughs Photo Quantity Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

Includes Website Content Mobile Usability Staff Info Available Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

Includes Occupancy Rate Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

Includes Walk Score Pricing Transparency

Frequently Asked Questions

What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:

  • Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
  • Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
  • Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
  • Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
  • State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
  • Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
  • Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up. 

What services do you offer?
  • Finding and ranking the best assisted living facilities
  • Finding and ranking the best nursing homes
  • Finding and ranking the best memory care facilities
  • Our concierge service helps seniors move into the perfect home for them
  • Helping seniors use medicare, medicaid, and other government programs to pay for their homes
  • Helping seniors avoid senior homes that have bad service or fraud
  • Autobiography & Family History Writing + Research
  • Senior-focused concierge medicine
  • Senior-focused nutritionist
  • Senior-focused personal training
  • Memory care specialists
  • Custom wheelchairs at all price points.
  • Custom hearing aids
  • Cosmetic skincare + dermatology
  • Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
  • Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Contact us Today

Frequently Asked Questions about Independent Living in Florence, KY

What is the average cost of independent living in Florence, KY?

The average monthly cost of independent living in Florence, KY is approximately $1,795. Actual rates vary by community, level of care, and floorplan.

What is the price range for independent living in Florence, KY?

Independent living in Florence, KY typically ranges from $649 - $4,620 per month, depending on the community, room type, and care needs.

How many licensed independent living communities are there in Florence, KY?

According to state licensing records, there are approximately 53 licensed independent living communities in Florence, KY.

What is independent living?

Independent living communities are residential settings for active older adults — typically with private apartments or cottages, shared amenities (dining, fitness, activities), and no built-in medical care.

How many independent living communities are listed on this page?

This page features 3 independent living communities in Florence, KY. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right independent living community in Florence, KY?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Florence, KY, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting independent living communities in Florence, KY?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.