Ashland Terrace
Independent Living · Lexington, KY

Overview of Ashland Terrace

Ashland Terrace has been serving as a senior living community for women with grace and warmth. As a non-profit private foundation, it has been fulfilling the housing needs of individuals since its inception, with the current building being erected in 1960. Over time, the community has undergone expansion and renovations to enhance the quality of service it provides to individuals aged 60 and older. This esteemed establishment offers dedicated memory care services and boasts a thoughtfully designed dining room and communal living spaces that foster a sense of togetherness.

Among its offerings are valuable services like transportation, housekeeping, and laundry facilities. Residents also have access to an on-site beauty salon, a variety of daily programs and activities, a well-stocked library, and the convenience of wireless internet. With elevators readily available, Ashland Terrace ensures a comfortable and connected living experience for its residents.

Types of Care at Ashland Terrace

Independent Living
Walk Score
Walk Score: 91 / 100 Rank #2 / 423Walk Score — State benchmarkedThis home is ranked 2nd out of 423 homes in Kentucky. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Kentucky SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

About this community

Safety & Compliance

Safety FeaturesSecure environment.

Additional Policies & Features

Minimum Age60
HousekeepingYes
Linen ServiceYes

Amenities & Lifestyle

Three Meals Served Daily
Weekly Housekeeping And Linen Service
Weekday Transportation
Personalized Shopping
Daily Programs And Activities
On-Site Beauty Salon
On-Site Library With Computers
Free Wireless Internet Throughout Building
Conveniently Located Elevators
Pet Friendly
Easy Access To Ric’s Garden
ActivitiesDaily programs and activities.
Volunteer ProgramsYes

Dining & Nutrition

Food DescriptionThree meals served daily.

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What does this home offer?

Minimum age icon
Minimum age icon

Minimum Age: 60 Years Old

Pets allowed icon
Pets allowed icon

Pets Allowed

Housing options icon
Housing options icon

Housing Options: Private Rooms

Building type icon
Building type icon

Building Type: Two-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Places of interest near Ashland Terrace

Address 26.6 miles from city center Info Estimated distance in miles from Lexington's city center to Ashland Terrace's address, calculated via Google Maps. — 0.81 miles to nearest hospital (Lexington VA Health Care System - Troy Bowling Campus)

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Financial Assistance for
Independent Living in Kentucky

Ashland Terrace is located in Lexington, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

Get Financial aid guidance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Compare Independent Living around Lexington

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AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

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RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

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Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Lexington (Lansdowne Merrick) 24 No 59 Private Rooms
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A+ -
Ashland Terrace
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Lexington (Chenault Road) - Yes 91 Private Rooms - - -
The Lafayette
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Lexington (Mason Headley Road) - No 61 Private Rooms
43
Facility 43
KY AVG 10
Rank #4 / 132
A+ -
Holiday Hartland Hills
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Lexington - Yes 36 Private Rooms - A+ -

Frequently Asked Questions about Ashland Terrace

What neighborhood is Ashland Terrace in?

Ashland Terrace is in the Chenault Road neighborhood.

Is Ashland Terrace in a walkable area?

Ashland Terrace has a walk score of 91. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

Are there photos of Ashland Terrace?

Yes — there are 4 photos of Ashland Terrace in the photo gallery on this page.

What is the phone number of Ashland Terrace?

(859) 266-2581 will put you in contact with the team at Ashland Terrace.

Is Ashland Terrace Medicare or Medicaid certified?

Ashland Terrace is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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