What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Baywoods of Annapolis | Independent Living in Annapolis, MD

Overview of Baywoods of Annapolis

Baywood of Annapolis has a solid reputation for offering assisted living and memory care services. The nurturing environment empowers and enhances the quality of life for residents by providing tailored care to each unique individual. The results-driven community follows a resident-centered approach to holistic wellness for seniors. Baywoods of Annapolis is a pleasant, home-like environment where residents can boost their vibrant social life.

Lifelong learning through engaging and enriching activities is one of the learning features they want to keep alive in the community. All-inclusive amenities and services include a library, recreational center, and an elegant dining room; with services such as housekeeping and linen, transportation, daily activities, and programs.

(410) 268-9222 info@BayWoodsofAnnapolis.com

Managed by Frank McGovern

Executive Director

25 years of experience

Frank McGovern is the Executive Director at Baywoods of Annapolis. He is a licensed Nursing Home Administrator in Maryland with a bachelor’s degree in business administration and a master’s degree in health care administration. Frank is dedicated to advancing best practices and continuously improving the quality of care for residents, bringing 25 years of advocacy for seniors to his leadership role.

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 47

This home usually has availability

Lower occupancy suggests more openings may be available.

66.7%

104 days

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

59% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

41% of new residents, often for short stays.

Typical stay 1 years

Finances and operations

Home revenue

$16.5M

Operating loss

-$1.1M

Privately-owned community Operated by a business corporation.

Home revenue

$16.5M

Operating loss

-$1.1M

Payroll costs

$5.9M

35.6% of revenue

Other operating costs

$11.7M

Total costs $17.6M

17 years in operation

A community with a solid operating history and experience delivering ongoing care.

Walk Score: 28 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

About this community

AwardsBest of Annapolis, Best of Anne Arundel County for 2025

Staffing

Key information about the people who lead and staff this community.

ContactMr. Frank McGovern, Executive Director

Licensed Nurses/CNAs

Pets Allowed

Admission CriteriaFinancial and clinical screen upon admission.

Minimum Age60

Specific ProgramsHealth Center, Models & Listings, Dining, Classes, Events, Membership

Food DescriptionBaywoods of Annapolis offers fine cuisine in one of its restaurants.

What does this home offer?

Minimum Age: 60 Years Old

Room Sizes: 1,000 / 1,100 / 1,300 / 1,380 / 1,600 sq. ft

Housing Options: 1 Bed / 2 Bed

Building Type: 3-story

Transportation Services

Fitness and Recreation

Types of Care at Baywoods of Annapolis

Independent Living

Compare Independent Living around Annapolis

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Baywoods of Annapolis	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Annapolis (Bay Front Drive)	47	No	28	1 Bed / 2 Bed	17	A+
Heritage Harbour	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Annapolis	-	Yes	9	1 Bed / 2 Bed	-	-
Victoria Park at Edgewater	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Edgewater (Southdown Estates)	-	Yes	62	1 Bed / 2 Bed	-	-

Baywoods of Annapolis

Type of care: NH IL

Community: Annapolis (Bay Front Drive)

Bed Count: 47

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Heritage Harbour

Type of care: AL IL

Community: Annapolis

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Victoria Park at Edgewater

Type of care: AL IL

Community: Edgewater (Southdown Estates)

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

View all Nearby Homes

Living Spaces & Floor Plans

Baywoods Of Annapolis Plan 3

Baywoods Of Annapolis Plan 2

Baywoods Of Annapolis Plan1

Baywoods Of Annapolis Plan 4

Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled

General Maryland resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).

High urban demand; rural outreach efforts.

Benefits

Personal care (5-7 hours/day, e.g., bathing, dressing) Respite care (up to 240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Senior Care Program

Maryland Senior Care

Age 65+

General Maryland resident, at risk of nursing home placement.

Income Limits ~$2,000/month individual, varies by county

Asset Limits $11,000 individual

Limited funding; waitlists common in high-demand areas.

Benefits

In-home care (3-5 hours/week) Respite care (up to 10 days/year) Meals (~$6/meal) Transportation (~5 trips/month) Case management

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+

General Maryland resident, Medicaid-eligible, requires nursing home-level care.

Income Limits (2025) $943/month (individual); most income applied to care costs.

Asset Limits $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.

Home equity limit $636,000; estate recovery applies post-55.

Benefits

24/7 nursing care Meals Therapy Medications (unlimited per medical need)

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+

General Maryland resident, in or moving to approved assisted living, low/moderate income.

Income Limits (2025) ~$34,000/year individual, varies by county

Asset Limits Not strict; prioritizes low-income.

Not available statewide; facility must be licensed by MDH.

Benefits

Personal care Meals 24-hour supervision (up to $1,500/month subsidy typical)

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Age —

General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.

Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A

Asset Limits $155,356 net worth limit

High veteran population in suburban/rural areas.

Benefits

Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+

General Maryland resident (6+ months), Medicare Part D enrolled.

Income Limits (2025) $48,560/year individual, 300% FPL

Asset Limits None specified.

Supplements Medicare Part D; annual enrollment required.

Benefits

Up to $40/month premium subsidy Reducing drug costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+

General Maryland resident, Medicare Part A/B enrollee.

Income Limits (2025) $2,014/month (QMB), $2,706/month (SLMB/QI, individual).

Asset Limits $9,090 (individual), $13,630 (couple).

Includes QMB, SLMB, QI categories.

Benefits

Covers premiums (up to $174.70/month Part B) Co-pays Deductibles

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+

General Maryland resident, Medicaid-eligible, needs ADL assistance.

Income Limits (2025) $943/month (individual); spend-down available.

Asset Limits $2,500 (individual), $3,000 (couple).

Consumer-directed option allows hiring family caregivers.

Benefits

Personal care (hours vary, typically 20-30/week) Chores Nurse supervision

4.2 miles from city center Estimated distance in miles from Annapolis's city center to Baywoods of Annapolis's address, calculated via Google Maps. — 3.61 miles to nearest hospital (Luminis Health Anne Arundel Medical Center)

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Financial Trends

Historical financial and operational data for Baywoods of Annapolis based on CMS SNF Cost Reports.

Occupancy Rate 66.7% ↓ 2.3pp vs 2022

Net Income -$1.1M ↑ ~$2.2M vs 2022

Total Payroll $6.9M ↑ ~$670.0K vs 2022

Profit Margin -23.5% ↑ 45.8pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	84.6%	82.7%	87.5%	78.8%	91.7%	92.0%	86.7%	94.5%	95.7%	67.6%	73.6%	69.0%	66.7%
Beds	45	45	45	45	45	45	47	47	47	72	47	47	47
Net Income	-$768,306	-$750,447	-$331,445	-$1,196,468	-$1,712,560	-$881,754	$153,978	-$775,409	$72,423	-$783,462	-$1,082,036	-$3,324,869	-$1,107,267
Gross Revenue	$3,852,476	$3,804,380	$4,119,711	$4,002,404	$4,196,477	$4,436,722	$4,590,834	$5,405,528	$5,830,667	$4,789,437	$4,848,922	$4,797,506	$4,719,123
Operating Expenses	$12,068,134	$12,209,205	$12,278,799	$13,153,278	$14,600,849	$13,412,973	$13,785,568	$14,912,740	$16,144,968	$16,386,341	$16,501,542	$18,698,520	$17,589,350
Net Patient Revenue	$3,838,648	$3,790,652	$4,089,066	$3,962,778	$4,154,872	$4,402,245	$4,541,089	$5,352,150	$5,776,094	$4,750,616	$4,787,105	$4,735,412	$4,693,701
Total Payroll	$4,823,086	$4,945,101	$5,112,598	$5,236,679	$5,238,138	$5,389,604	$5,885,367	$6,695,582	$7,016,046	$6,967,745	$6,463,231	$6,188,958	$6,858,998
Profit Margin %	-19.9%	-19.7%	-8.1%	-29.9%	-40.8%	-19.9%	3.4%	-14.3%	1.2%	-16.4%	-22.3%	-69.3%	-23.5%
Medicare %	7.5%	10.9%	10.7%	16.0%	11.1%	12.9%	18.5%	17.1%	11.6%	12.5%	6.4%	8.7%	10.6%
Medicaid %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Private %	92.5%	89.1%	89.3%	84.0%	88.9%	87.1%	81.5%	82.9%	88.4%	87.5%	93.6%	91.3%	89.4%
Revenue/Day	$276	$278	$285	$306	$276	$291	$305	$330	$352	$361	$385	$400	$410
Cost/Day	$869	$896	$854	$1,016	$970	$885	$927	$920	$984	$1,244	$1,327	$1,580	$1,537
Avg Length of Stay	121.0 days	86.1 days	103.9 days	103.4 days	117.9 days	107.1 days	106.7 days	98.0 days	180.8 days	55.7 days	164.4 days	78.2 days	104.0 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Baywoods of Annapolis

Independent Living in Annapolis

Independent Living in Annapolis

Overview of Baywoods of Annapolis

Managed by Frank McGovern

Capacity and availability

Smaller home

This home usually has availability

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Finances and operations

About this community

License Details

Staffing

Leadership

Staffing & Medical

Additional Policies & Features

Amenities & Lifestyle

Dining & Nutrition

What does this home offer?

Types of Care at Baywoods of Annapolis

Contact Baywoods of Annapolis

Compare Independent Living around Annapolis The information below is reported by the Maryland Department of Health, Office of Health Care Quality.

Living Spaces & Floor Plans

Baywoods Of Annapolis Plan 3

Baywoods Of Annapolis Plan 2

Baywoods Of Annapolis Plan1

Baywoods Of Annapolis Plan 4

Financial Assistance for Independent Living in Maryland

Community Options Waiver

Senior Care Program

Maryland Nursing Home Medicaid

Senior Assisted Living Subsidy Program

Veterans Aid and Attendance (A&A) Benefit

Senior Prescription Drug Assistance Program (SPDAP)

Medicare Savings Programs (MSP)

Community Personal Assistance Services (CPAS)

Places of interest near Baywoods of Annapolis

Calculate Travel Distance to Baywoods of Annapolis

Financial Trends

Financial Performance

Payroll & Labor Costs

Payer Mix (percentage)

Guides for Better Senior Living

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Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

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