What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Benet Place Senior Apartments | Independent Living in Watertown, SD

Overview of Benet Place Senior Apartments

Overlooking the spectacular views of Watertown, SD, Benet Place Senior Apartments is a serene senior living community, offering a peaceful and nurturing environment for independent living. Here, residents are guaranteed a care-free, zero-maintenance living with lawn care, gardening, maintenance, and snow removal handled by the community’s attentive maintenance team. The community features 38 beautifully designed apartments that offer residents utmost comfort and a peaceful space for relaxation or inviting friends and family over.

The community also makes room for vibrant and engaging activities, including daily exercise classes, social activities, arts & crafts classes and more. Hearty meals and nourishing snacks are also offered to make sure residents are always full and happy. Convenient services, such as housekeeping, lawn care, and snow removal are also available to make residents’ living experience more comfortable and carefree.

(605) 886-9177 live@villagewatertown.org

Walk Score: 0 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Specific ProgramsServices/Amenities, Culinary Arts, Life Enrichment, Events, Classes

What does this home offer?

Total Residents: 38

Pets Allowed: Yes, Pets Allowed

Housing Options: 1 Bed / 2 Bed

Building Type: 3-story

Fitness and Recreation

Types of Care at Benet Place Senior Apartments

Independent Living

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Jenkin‘s Living Center	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).	Watertown (South Maple)	110	No	85	1 Bed / 2 Bed	-	-	Klapprodt, Kasey
Edgewood Prairie Crossings Assisted Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Sioux Falls	68	No	31	1 Bed / 2 Bed	1	-	Dougherty, Carmen
Edgewood Watertown	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Watertown	66	No	18	1 Bed / 2 Bed	1	-	Clark, Jackie
Benet Place Senior Apartments	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Watertown (Sheridan Township)	38	Yes	0	1 Bed / 2 Bed	-	-	-
Meadow Lake Assisted Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Watertown	16	No	0	1 Bed / 2 Bed	1	-	Chandler, Chasity

Jenkin‘s Living Center

Type of care: IL NH

Community: Watertown (South Maple)

Bed Count: 110

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Edgewood Prairie Crossings Assisted Living

Type of care: AL IL

Community: Sioux Falls

Bed Count: 68

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Edgewood Watertown

Type of care: AL IL

Community: Watertown

Bed Count: 66

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Benet Place Senior Apartments

Type of care: IL

Community: Watertown (Sheridan Township)

Bed Count: 38

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Meadow Lake Assisted Living

Type of care: AL IL

Community: Watertown

Bed Count: 16

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

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Living Spaces & Floor Plans

Benet Place Senior Apartments Plan 3

Benet Place Senior Apartments Plan 2

Benet Place Senior Apartments Plan 1

Benet Place Senior Apartments Plan 4

Home and Community Based Services Waiver

SD Medicaid HCBS Waiver

Age 65+ or disabled

General South Dakota resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Sparse population aids rural access; limited providers.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home aides

South Dakota Elderly Services Program

SD ESP

Age 60+

General South Dakota resident, at risk of decline.

Income Limits ~$1,732/month individual, varies

Asset Limits $5,000 individual

Limited funding; rural focus.

Benefits

In-home care (2-4 hours/week) Respite (up to 5 days/year) Transportation (~5 trips/month)

Medicare Savings Program (MSP)

South Dakota Medicare Savings Program

Age 65+ or disabled

General SD resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Low-Income Home Energy Assistance Program (LIEAP)

South Dakota LIEAP

Age 60+ prioritized

General SD resident, low-income household.

Income Limits (2025) ~$3,970/month individual, 185% FPL

Asset Limits Not assessed; income-focused.

Covers gas, electric, propane; weatherization add-on available.

Benefits

Heating/cooling aid ($300-$1,000/season) Emergency aid ($500 max)

Family Caregiver Support Program (FCSP)

South Dakota Family Caregiver Support Program

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; SD resident; functional needs (2+ ADLs).

Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year

Asset Limits Not assessed; need-based.

Rural emphasis; includes grandparent caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

Senior Community Service Employment Program (SCSEP)

South Dakota SCSEP

Age 55+

General unemployed, low-income, SD resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; AARP partnership.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

South Dakota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General SD resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

Supports rural veterans; high demand near Sioux Falls VA.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Property Tax Reduction Program

South Dakota Property Tax Reduction from Municipal Taxes

Age 65+ (or disabled) by Jan 1

General SD resident entire prior year, homeowner/renter.

Income Limits (2025) ~$20,192/year (single), ~$24,679/year (multiple-member household).

Asset Limits Not assessed; income-focused.

Refunds up to $575; ~10,000 seniors benefit annually.

Benefits

Tax refund (~$250-$575/year based on income)

Senior Farmers’ Market Nutrition Program (SFMNP)

South Dakota SFMNP

Age 60+

General SD resident, low-income.

Income Limits (2025) ~$2,322/month individual, 185% FPL

Asset Limits Not assessed.

Vouchers (~$50/season); serves ~5,000 annually via 6 AAAs.

Benefits

Vouchers (~$50/season) for fresh produce at approved markets

Freeze on Assessments for Dwellings of Disabled and Senior Citizens

South Dakota Property Tax Freeze

Age 65+ (or disabled)

General SD resident 200+ days prior year, homeowner.

Income Limits (2025) ~$35,000/year (single), ~$45,000/year (multiple-member household).

Asset Limits Property value < $250,000 (single), $300,000 (multiple).

Saves ~$300-$600/year avg.; applies to primary residence.

Benefits

Assessment freeze (~$300-$600/year savings)

Older Americans Act (OAA) Services

South Dakota OAA Services

Age 60+

General SD resident (or spouse of any age); no income/asset limits.

Income Limits (2025) None; donations encouraged for some services.

Asset Limits Not assessed.

6 AAAs; rural focus due to sparse population.

Benefits

Meals (home-delivered or congregate, ~$5-$7/meal value) Transportation Homemaker services (~4 hours/week) Respite (~5 days/year) Legal aid

3.3 miles from city center Estimated distance in miles from Watertown's city center to Benet Place Senior Apartments's address, calculated via Google Maps. — 1.73 miles to nearest hospital (Hy-Vee Pharmacy)

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Benet Place Senior Apartments

Independent Living in Watertown

Independent Living in Watertown