CareOne at Hackensack University Medical Center

Eligibility

General

Aid and Attendance or Housebound is an increased VA pension rate for eligible veterans or surviving spouses who meet pension and additional care/disability requirements; it is not a stand-alone state benefit.

NJ specifics

Federal VA pension rules apply nationwide.

What it provides

• Monthly pension is based on the applicable MAPR less countable annual income; divided by 12. Maximum annual veteran Aid and Attendance rates are $29,093 without dependents and $34,488 with one dependent; actual payments may be lower.

Eligibility

General

Age 60+, nursing-home level of care, and desire to remain at home; JACC does not serve people enrolled in Medicaid such as NJ FamilyCare or MLTSS.

What it provides

• Care management and an individualized plan of home/community services.

Eligibility

General

New Jersey adults 18+ living in the community with certified functional impairment and daily unpaid care or supervision. Financial rules apply; participation cannot overlap with MLTSS, JACC, Alzheimer’s Adult Day Services or Congregate Housing Services.

What it provides

• Short-term or intermittent respite for an unpaid caregiver; the care recipient’s income determines a 0%–25% share of service costs.

Eligibility

General

New Jersey resident age 65+ or age 18–64 receiving Social Security disability benefits; meet the program income and prescription-coverage rules. Medicare-eligible participants must meet Part D enrollment requirements.

What it provides

• Covered prescription copay generally $5 for generic and $7 for brand-name drugs; subject to coordination with Medicare Part D.

Eligibility

General

New Jersey resident age 65+ or age 18–64 receiving Social Security disability benefits; meet the program income and prescription-coverage rules. Medicare-eligible participants must meet Part D enrollment requirements.

What it provides

• Covered prescriptions generally cost the member $15 plus half the remaining drug cost; with program-specific catastrophic protection.

Eligibility

General

Medicare beneficiary; the state determines the applicable Medicare Savings Program. QMB helps with premiums and Medicare cost sharing; SLMB and QI generally help with Part B premiums.

NJ specifics

QI requires annual application and is funded first-come, first-served with priority for prior recipients. QMB, SLMB and QI confer Part D Extra Help.

What it provides

• QMB pays eligible Part A/Part B premiums and Medicare deductibles and cost sharing; SLMB and QI pay Part B premiums. The exact benefit depends on the approved program.

Eligibility

General

Income-eligible New Jersey households with qualifying natural-gas or electric costs; assistance depends on household income and energy burden.

NJ specifics

USF accepts applications year-round and shares an application with LIHEAP.

What it provides

• Monthly credits on qualifying natural-gas and electric bills.

Eligibility

General

Income-eligible households responsible for home-heating costs, including qualifying heating costs included in rent.

NJ specifics

The 2026–2027 LIHEAP application period runs October 1, 2026 through June 30, 2027, subject to funding; the combined application also screens for USF.

What it provides

• Assistance with eligible home-heating costs; qualifying households may also receive medically necessary cooling assistance.

Eligibility

General

New Jersey residents who meet PAAD criteria or a specified qualifying assistance category; applies to eligible utility customers and tenants whose gas/electric costs are included in rent.

What it provides

• A $225 annual electric/gas bill credit or eligible tenant payment. SSI recipients receive the utility supplement through their SSI payment instead of a second Lifeline award.

Eligibility

General

New Jersey residents with hearing loss who meet PAAD/Lifeline age-or-disability and financial criteria. Beneficiaries must be enrolled in PAAD or Lifeline; if not already enrolled, complete NJSave before applying for HAAAD. Other hearing-aid coverage is considered.

What it provides

• Reimbursement up to $500 for one hearing aid or $1,000 for two per calendar year; partial insurance coverage may qualify within program rules.