What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Carmel Hills | Mecklenburg County, NC | Photos & Videos

Overview of Carmel Hills

Live your golden years in a relaxing retirement environment with Carmel Hills, a non-profit, Christian community in Charlotte, NC for residents needing independent living and assisted living. With its intimate and welcoming setting, residents enjoy closer relationships with the care team and fellow residents. Those needing extra care and support can feel at ease with a highly trained team of care professionals available round-the-clock to help them with their personal care, daily living activities, medication management, and more.

By handling the housekeeping and laundry for residents, Carmel Hills gives residents more free time to enjoy their passions and focus on their well-being. The community also organizes an array of activities to bring residents closer together and make sure they have plenty of opportunities to stay active and motivated. Well-balanced meals and replenishing snacks are also available to ensure residents never skip meal times and maintain proper nutrition. With Carmel Hills, residents can enjoy a fulfilling lifestyle without worrying about mundane chores or their finances.

(704) 364-8302 info@carmelhills.org

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 38

38-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

45 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 6 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

StatusActive

CountyMecklenburg

License NumberHAL-060-001

Staffing

Key information about the people who lead and staff this community.

ContactDanny Sands, Chief Executive Officer

Nursing Services

24-Hour Staffing

Minimum Age55

HousekeepingYes

Linen ServiceYes

Utilities IncludedYes

ActivitiesResidents enjoy organized activities including gardening, crafts, exercise classes, games, shopping trips, and movie nights.

Specific ProgramsIndependent Living, Assisted Living, Spiritual Activities, Gardening, Crafts, Exercise Classes, Games, Shopping Trips, Movie Nights.

Religious ServicesYes, weekday morning spiritual services.

Volunteer ProgramsYes

Operating HoursMon - Fri, 8:00 - 4:30

Food DescriptionResidents enjoy fresh, high-quality meals served in a communal dining room, with one meal included for independent living residents and three meals for assisted living residents.

Meals IncludedYes

Meals Per Day1 for independent living; 3 for assisted living.

Meal ScheduleDinner served at 5 p.m. Monday-Thursday; 1 p.m. on Friday-Sunday.

What does this home offer?

Minimum Age: 55 Years Old

Housing Options: 1 Bed / 2 Bed

Building Type: Single-story

Dining Services

Beauty Services

Transportation Services

Housekeeping Services

Recreational Activities

Exercise Programs

Types of Care at Carmel Hills

Care Home Independent Living Assisted Living

Ratings

Division Of Health Service Rating

3/4

North Carolina average: 3 stars

Scores

DHSR Score

103.50 / 200

Quality score (0-200). Higher scores indicate better performance in inspections and compliance.

North Carolina average: 98

Results

14 resulted in violations

4 found no issues

Show Inspection Reports

Latest inspection

Date April 24, 2024

Other

20 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

North Carolina average: 46 deficiencies

No penalties in the past years

Compare Care Homes around Mecklenburg County

Filter by care type

Carmel Hills

Charlotte (Montibello)

103.50/200

77.8%

1 Bed / 2 Bed

The Brownstone

Charlotte (Stonehaven)

105.50/200

62.5%

Private Rooms

Carmel Hills

Type of care: AL CH IL

Community: Charlotte (Montibello)

Bed Count: 38

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

The Brownstone

Type of care: AL CH

Community: Charlotte (Stonehaven)

Bed Count: 6

Pets Allowed: No

Bed Options: Private Rooms

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Living Spaces & Floor Plans

A Unit Floor Plan

B Unit Floor Plan

C Unit Floor Plan

D Unit Floor Plan

Duplex Unit Floor Plan

Log Cabin Unit Floor Plan

Calculate Travel Distance to Carmel Hills

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Community Alternatives Program for Disabled Adults

NC Medicaid CAP/DA

General: Age 65+ or disabled, North Carolina resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

NC Specifics: High demand; waitlists common in urban areas.

North Carolina Senior Care Options

NC SCO (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), North Carolina resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

NC Specifics: Limited slots; rural/urban balance.

Program of All-Inclusive Care for the Elderly (PACE)

North Carolina PACE (e.g., PACE of the Triad)

General: Age 55+, NC resident (specific counties), NFLOC, safe with PACE support.

Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.

NC Specifics: Available in 10+ counties (e.g., Guilford, Wake); multiple providers (e.g., PACE of the Southern Piedmont).

In-Home Aide Services

North Carolina In-Home Aide Services

General: Age 60+, NC resident, unable to perform 1+ ADL, at risk of nursing home placement.

Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).

Asset Limits: Not assessed; need-based.

NC Specifics: Family can be aides; varies by county funding.

Medicare Savings Program (MSP)

North Carolina Medicare Savings Program

General: Age 65+ or disabled, NC resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

NC Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Low-Income Energy Assistance Program (LIHEAP)

North Carolina LIHEAP

General: Age 60+ prioritized, NC resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

NC Specifics: Covers oil, gas, electric; emergency aid via Crisis Intervention Program (CIP).

Senior Community Service Employment Program (SCSEP)

North Carolina SCSEP

General: Age 55+, unemployed, low-income, NC resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

NC Specifics: Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

North Carolina VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NC resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

NC Specifics: High veteran demand in rural/urban areas.

Urgent Repair Program (URP)

North Carolina Urgent Repair Program

General: Age 60+ prioritized, NC resident, homeowner, low-income.

Income Limits (2025): ~$30,258/year (50% AMI, varies by county).

Asset Limits: Not strictly assessed; home value considered.

NC Specifics: Forgivable at $2,000/year; statewide via local partners.

State/County Special Assistance (SA)

North Carolina Special Assistance

General: Age 65+ (or disabled), NC resident, in licensed adult care home, low-income.

Income Limits (2025): ~$1,255/month (individual, 100% FPL); varies by facility rate.

Asset Limits: $2,000 (individual).

NC Specifics: Covers assisted living; counties supplement state funds.

Care Home in Mecklenburg County

Carmel Hills

Care Home in Mecklenburg County

Carmel Hills

Capacity and availability

Smaller home

About this community

License Details

Additional Licensing Details

Staffing

Leadership

Staffing & Medical

Additional Policies & Features

Amenities & Lifestyle

Dining & Nutrition

What does this home offer?

Types of Care at Carmel Hills

Contact Carmel Hills

Performance summary

Ratings

Scores

Inspection History

18 visits/inspections

Results

Latest inspection

20 deficiencies

No penalties in the past years

Inspection Reports

Compare Care Homes around Mecklenburg County The information below is reported by the North Carolina Department of Health and Human Services, Division of Health Service Regulation.

Living Spaces & Floor Plans

A Unit Floor Plan

B Unit Floor Plan

C Unit Floor Plan

D Unit Floor Plan

Duplex Unit Floor Plan

Log Cabin Unit Floor Plan

Places of interest near Carmel Hills

Calculate Travel Distance to Carmel Hills

Guides for Better Senior Living

Financial Aid for North Carolina Seniors

Community Alternatives Program for Disabled Adults

North Carolina Senior Care Options

Program of All-Inclusive Care for the Elderly (PACE)

In-Home Aide Services

Medicare Savings Program (MSP)

Low-Income Energy Assistance Program (LIHEAP)

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Urgent Repair Program (URP)

State/County Special Assistance (SA)

Contact Us

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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