Charlestown by Erickson Senior Living
Charlestown is an ideal place that provides programs and activities that are enjoyable and nurturing. The senior living retirement community approaches modern senior living by promoting a lifestyle centered on growth. Residents can learn to love life through the staff’s encouragement of purposeful living. At Charlestown, residents can feel comfortable and safe because of the welcoming environment balanced with the vibrant urban atmosphere.
As an Erickson Senior Living Community, seniors can discover endless opportunities in the community: from having chef-prepared meals to digesting what they just ate by walking on the walking trails nearby or from squeezing in a workout before getting a haircut at the salon/barbershop; or having personal care assistance with bathing and dressing to requesting transportation services to get to medical appointments.
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Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
(667)-895-3577 Comparison Chart
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For seniors needing help with daily tasks but not full-time nursing.
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Claim What’s Yours: Financial Aid for Maryland Seniors
- General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
- MD Specifics: High urban demand; rural outreach efforts.
- Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
- General: Age 65+, Maryland resident, at risk of nursing home placement.
- Income Limits: ~$2,000/month (individual, varies by county).
- Asset Limits: $11,000 (individual).
- MD Specifics: Limited funding; waitlists common in high-demand areas.
- Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
- General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
- Income Limits (2025): $943/month (individual); most income applied to care costs.
- Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
- MD Specifics: Home equity limit $636,000; estate recovery applies post-55.
- Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
- General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
- Income Limits (2025): ~$34,000/year (individual, varies by county).
- Asset Limits: Not strict; prioritizes low-income.
- MD Specifics: Not available statewide; facility must be licensed by MDH.
- Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
- General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
- Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
- Asset Limits: $155,356 (net worth limit).
- MD Specifics: High veteran population in suburban/rural areas.
- Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
- General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
- Income Limits (2025): $48,560/year (individual, 300% FPL).
- Asset Limits: None specified.
- MD Specifics: Supplements Medicare Part D; annual enrollment required.
- Services: Up to $40/month premium subsidy, reducing drug costs.
- General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
- Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
- Asset Limits: $9,090 (individual), $13,630 (couple).
- MD Specifics: Includes QMB, SLMB, QI categories.
- Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
- General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
- Income Limits (2025): $943/month (individual); spend-down available.
- Asset Limits: $2,500 (individual), $3,000 (couple).
- MD Specifics: Consumer-directed option allows hiring family caregivers.
- Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
Claim What’s Yours Financial Aid for Maryland Seniors
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