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Complete Care at Mercerville
Article: How to get Medicare and Medicaid to Pay for Assisted Living

Complete Care at Mercerville

2240 Whitehorse Mercerville Rd, Mercerville, NJ 08619, United States
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4.5 miles from city center
Description

Complete Care in Mercerville is committed to delivering top-quality care that produces excellent outcomes. They provide families with hands-on guidance every step of the way with dedicated team members who are prioritizing forming meaningful connections with their residents. By offering memory care, respiratory care, orthopedic rehab, cardiac care, and long-term care services, they support their residents in various ways.

One of the standout qualities of Complete Care is the extraordinary level of care and compassion that their staff provides. To ensure a comfortable and pleasant stay, the facility offers a range of amenities such as free Wi-Fi, full stylist services, a full-time activities director, private suites, lounges, guest areas, courtyard gardens, and an on-site beauty salon. At Complete Care, they take pride in going the extra mile to deliver exceptional care and comfort to seniors.

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Type of Care Available

Skilled Nursing Memory Care Hospice Care
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Comparison Chart

Compare senior living communities around the area
Community
Type of Care
Location
Bed Options
Bed Count
Pets Allowed
Complete Care at Mercerville
AL

For seniors needing help with daily tasks but not full-time nursing.

HC

Hospice Care

MC

Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.

SNF

24/7 care needed

Mercerville
N/A
N/A
No
Seaton Ocean Grove Assisted Living & Memory Care
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.

SNF

24/7 care needed

Ocean Grove
Studio / 1 Bed
N/A
No

Claim What’s Yours: Financial Aid for New Jersey Seniors

Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
NJ Medicaid MLTSS
  • General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • NJ Specifics: High urban demand; managed care model.
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
NJ JACC
  • General: Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits: ~$2,500/month (individual, varies).
  • Asset Limits: $40,000 (individual).
  • NJ Specifics: Higher asset limit; limited funding.
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
New Jersey PAAD
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
New Jersey Senior Gold
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
  • Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
  • General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025): ~$150,000/year (combined household, projected).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
New Jersey ANCHOR
  • General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits: Not assessed.
  • NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
New Jersey Stay NJ
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025): ~$500,000/year (projected, subject to final regs).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
  • General: Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
New Jersey LIHEAP
  • General: Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Covers oil, gas, electric; emergency aid available.
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • NJ Specifics: 21 AAAs; rural/low-income priority.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • NJ Specifics: High veteran demand in urban/rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for New Jersey Seniors

NJ Medicaid MLTSS

Managed Long Term Services and Supports

Eligibility
  • General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • NJ Specifics: High urban demand; managed care model.
Benefits
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC

JACC (Jersey Assistance for Community Caregiving)

Eligibility
  • General: Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits: ~$2,500/month (individual, varies).
  • Asset Limits: $40,000 (individual).
  • NJ Specifics: Higher asset limit; limited funding.
Benefits
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Eligibility
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold

Senior Gold Prescription Discount Program

Eligibility
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
Benefits
  • Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze

Senior Freeze (Property Tax Reimbursement)

Eligibility
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025): ~$150,000/year (combined household, projected).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Eligibility
  • General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits: Not assessed.
  • NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ

Stay NJ

Eligibility
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025): ~$500,000/year (projected, subject to final regs).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
Benefits
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund

Universal Service Fund (USF)

Eligibility
  • General: Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP

Home Energy Assistance Program (LIHEAP)

Eligibility
  • General: Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Covers oil, gas, electric; emergency aid available.
Benefits
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program

NJ Family Caregiver Support Program (via NFCSP)

Eligibility
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • NJ Specifics: 21 AAAs; rural/low-income priority.
Benefits
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • NJ Specifics: High veteran demand in urban/rural areas.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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Medicaid Nights
Free Market Days
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Payroll Costs
Home Costs
Owner
CCN
PREFERRED CARE AT HAMILTON
88.17%
128
7447
24670
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$15,448,220.00
$4,666,521.00
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215
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36928
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AVANT REHAB AND CARE CENTER
63.62%
149
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3224
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BELLE CARE NURSING AND REHAB CENTER
88.77%
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RIVERSIDE NURSING & REHAB
91.77%
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35911
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HAMILTON GROVE HEALTHCARE
90.69%
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7146
40694
13338
$22,078,200.00
$7,377,313.00
$12,820,530.00
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0315423
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