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Memory Care Home

Complete Care at Westfield

Memory Care Home

Complete Care at Westfield

1515 Lamberts Mill Rd, Westfield, NJ 07090 View map
Overview of Complete Care at Westfield

Create meaningful moments with the idyllic senior living community of Complete Care at Westfield settling in the serene residential area of Lamberts Mill Road, Westfield, NJ, that features a wide array of living options. These include memory care, respiratory care, short-term rehabilitation, long-term care, and hospice care. Comfortable and safe private and semi-private accommodations await seniors as they transition into the community. Receive top-notch care and assistance for your every need and aspiration with a competent and highly skilled team.

Gain meaningful experiences through meticulously curated enjoyable programs and fun activities that highlight residents’ interests and strengths. The community also serves delicious and healthy meals to foster comfort and satisfy dietary needs. Complete Care at Westfield strives to provide a haven for seniors to spend their retirement without worries.

(908) 233-9700

Managed by Joe Cohen

Administrator

Joe Cohen serves as the Administrator at Complete Care at Westfield. He leads the community with a focus on establishing strong relationships with residents and fostering a committed, long-tenured staff. His leadership reflects the community’s dedication to providing exemplary, thoughtful care that goes beyond traditional standards.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
3/5
New Jersey average: 3.4/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
2/5
New Jersey average: 2.9/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
2/5
New Jersey average: 3.1/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
5/5
New Jersey average: 4.4/5

Nursing care per resident

Info This shows how many total hours of nursing staff time are available per resident each day. Higher numbers usually mean more staff support.
3h 39m per day

This home provides 6% less nursing time per resident than the New Jersey average.

New Jersey average: 3h 54m per day

Staffing hours breakdown

Info Hours of care per resident per day, broken down by staff type. Data from CMS Medicare.
Staff type Facility State avg National avg
Registered Nurse (RN) Info Registered nurse hours per resident per day. 24m per day 41m per day 41m per day
Nurse Aide Info Nurse aide hours per resident per day. 2h 6m per day 2h 14m per day 2h 21m per day
Total Nursing (Weekend) Info Total number of nurse staff hours per resident per day on weekends. 3h 19m per day 3h 27m per day 3h 26m per day
Physical Therapist Info Physical therapist staff hours per resident per day. 3m per day 6m per day 4m per day
RN (Weekend) Info Registered nurse hours per resident per day on weekends. 13m per day 29m per day 29m per day

Capacity and availability

High-capacity home

May provide extensive amenities, services and programs.

Total beds 227

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the New Jersey average
Occupancy rate 58.6%
Residents per day 133
Occupancy rate
58.6%
Residents per day
133

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for
Short stays Recovery Medicare-covered care

Breakdown by payment type

Medicare

37% of new residents, usually for short-term rehab.

Typical stay 30 days

Private pay

32% of new residents, often for short stays.

Typical stay 1 - 2 months

Medicaid

32% of new residents, often for long-term daily care.

Typical stay 9 - 10 months

Finances and operations

Privately-owned community
Home revenue
$26.5M
Profit
$1.4M
Privately-owned community
Home revenue
$26,491,376.00
Profit
$1,433,179.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$9.8M
37.1% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$15.2M
Total costs $25.1M
Bed community size
227-bed community
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Walk Score
Walk Score: 33 / 100
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Occupancy

Occupancy rate
59%
In line with New Jersey average
Occupied beds
133 / 227
Average residents 119 per day

License details

Facility type
Long Term Care Facility
Expiration January 31, 2026

Additional licensing details

License number: 62013
CMS Certification Number: 315122

Ownership & operating entity

Complete Care at Westfield is legally operated by COMPLETE CARE AT WESTFIELD, LLC, and administrated by Mr.. YOSEF COHEN.

Officers

Info Officers are individuals or entities with formal legal or financial responsibility for the organization that owns this facility

LLC Pc Nj 2 Opcos

Type Of Units

Long Term Care
214 units
Ventilator
13 units
Total beds
227 units

Safety & Compliance

Hoyer Lift

Care Services

Nursing Services
Rehabilitation Services
Respite Care
Memory Care
Independent Living
Skilled Nursing
Licensed Nurses/CNAs
24-Hour Staffing
Short-Term Rehab

All Levels of Care

Post-Acute Care
Skilled Nursing
Long-Term Care

Programs & Activities

Specific Programs
Services, What to Expect, Careers, Contact

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Private Rooms / Semi-Private Rooms

Building type icon
Building type icon

Building Type: Single-story

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Complete Care at Westfield

Memory Care Hospice Care Nursing Home
Contact Complete Care at Westfield

Inspection History

In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.

15 visits/inspections

7 complaint inspections

8 routine inspections

New Jersey average: 8 visits/inspections

New Jersey average: 6 inspections

Routine Scope And Severity F – Moderate Concern

On a scale from A (least severe) to L (most severe).

Latest inspection

Date:November 20, 2025

71 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

New Jersey average: 18 deficiencies

29 deficiencies identified during routine visits

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

New Jersey average: 18 deficiencies

Health Inspection History

Inspections
Total health inspections 4

New Jersey average 4


Last Health inspection on Mar 2025

Total health citations 17

New Jersey average 20.9

Citations per inspection
4.25

New Jersey average 5.35


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

7 of 17 citations resulted from standard inspections; 5 of 17 resulted from complaint investigations; and 5 of 17 came from combined inspections (standard and complaint).

Breakdown of citation severity (last 3 years)
Critical Health citations More info 1
43% worse than New Jersey average

New Jersey average: 0.7


Serious Health citations More info 0
100% better than New Jersey average

New Jersey average: 0.4

1 critical citation More info New Jersey average: 0.7

0 serious citations More info New Jersey average: 0.4

16 moderate citations More info New Jersey average: 19.3

0 minor citations More info New Jersey average: 0.5
Citations history (last 3 years)
Abuse/Neglect moderate citation Info Issues related to protecting resident's from harm, including abuse, neglect, or mistreatment. Mar 10, 2025
Corrected

Infection Control moderate citation Info Issues related to preventing and controlling infections, including hygiene practices and safety protocols. Mar 10, 2025
Corrected

Nutrition moderate citation Info Issues related to food quality, meal service, and resident's nutritional needs. Mar 10, 2025
Corrected

Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Mar 10, 2025
Corrected

Compare Memory Care around Union County The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.

Complete Care at Westfield
HC

Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Westfield
227
-
33
Private Rooms / Semi-Private Rooms
COMPLETE CARE AT WESTFIELD, LLC
Mr.. YOSEF COHEN
58.6%
15
29
Jewish Home Family
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

HC

Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Rockleigh
196
-
17
Private Rooms / Semi-Private Rooms
JEWISH HOME AT ROCKLEIGH
Mr. ARYEH MARKOWITZ
94.4%
14
16
AristaCare at Norwood Terrace
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Plainfield
120
-
69
Private Rooms / Semi-Private Rooms
NORWOOD TERRACE NURSING AND REHABILITATION CENTER
Ms. MARY KALMAN
82.5%
13
38
Elizabeth Nursing and Rehabilitation Center
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Elizabeth
-
-
85
Private Rooms / Semi-Private Rooms
-
-
-
-
-
Lantern Hill Senior Living Community
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

New Providence
-
-
20
Private Rooms / Semi-Private Rooms
-
-
-
-
-

Complete Care at Westfield Reviews

Share your thoughts and experiences about Complete Care at Westfield. Let’s celebrate the stories that make a difference!
Reviewer avatar
Jay Thomas
This facility is not a place for loved ones you which to thrive in life. When visit my friend he is often soiled and I have to locate someone to clean him. Numerous residents are left in one small activity room which is so crowded and noisy you can not think. The administers including the, business office, is non responsive. Please do not send a loved one here. What do you like most about living here? Answer: Not much. Are there enough caregivers to handle the residents' needs, especially during emergencies? Answer: No Are the common areas pleasant and comfortable for socializing or relaxing? Answer: No How would you rate the quality and variety of the meals? (1-5) Answer: 2 Are special diets handled well? Answer: No Is the dining schedule flexible enough to meet your preferences? Answer: No How do you feel about the level of social interaction available with other residents? Answer: Very low How was the units offered in this community? Answer: No offering Do you feel safe living in this community? Answer: No How well do you think the community handles emergencies or unexpected events? Answer: Not good Are there any hidden fees or unexpected charges? Answer: Yes. Business Office is unresponsive Would you recommend this community to others looking for senior living options? Answer: Definitely not Is there anything you wish you knew before moving in? Answer: The incompetence of the business office

Places of interest near Complete Care at Westfield

Address 4.6 miles from city center

Address 1515 Lamberts Mill Rd, Westfield, NJ 07090

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Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 475
Employees 144
Contractors 331
Staff to resident ratio 2.29:1
29% better than New Jersey average

New Jersey average ratio: 1.77:1

Avg staff/day 94
Average shift 8.1 hours
0% compared with New Jersey average

New Jersey average: 8 hours

Total staff hours (quarter) 69,313
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 10
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.3 hours

No contractors work on this role.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 145
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.9 hours

This role is partially covered by contractors.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 269
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.4 hours

This role is partially covered by contractors.

Contractor staffing

Total hours from contractors

24%

16,658 contractor hours this quarter

Certified Nursing Assistant: 201 Licensed Practical Nurse: 112 Respiratory Therapy Technician: 8 Physical Therapy Assistant: 4 Speech Language Pathologist: 3 Qualified Social Worker: 2 Physical Therapy Aide: 1
Staff by category
Certified Nursing Assistant 68 201 269 36,973 91 100% 8.4
Licensed Practical Nurse 33 112 145 16,244 91 100% 7.9
Other Dietary Services Staff 13 0 13 3,820 91 100% 7.4
Registered Nurse 10 0 10 3,650 91 100% 7.3
Clinical Nurse Specialist 10 0 10 3,580 91 100% 8.6
RN Director of Nursing 3 0 3 1,460 72 79% 8.1
Dietitian 1 0 1 510 61 67% 8.4
Nurse Practitioner 1 0 1 456 57 63% 8
Administrator 1 0 1 440 55 60% 8
Dental Services Staff 1 0 1 437 59 65% 7.4
Mental Health Service Worker 1 0 1 428 62 68% 6.9
Respiratory Therapy Technician 0 8 8 360 26 29% 7.4
Physical Therapy Assistant 0 4 4 288 22 24% 6.6
Speech Language Pathologist 0 3 3 245 20 22% 7.2
Nurse Aide in Training 2 0 2 165 11 12% 11.8
Qualified Social Worker 0 2 2 143 20 22% 7.1
Physical Therapy Aide 0 1 1 116 20 22% 5.8
269 Certified Nursing Assistant
% of Days 100%
145 Licensed Practical Nurse
% of Days 100%
13 Other Dietary Services Staff
% of Days 100%
10 Registered Nurse
% of Days 100%
10 Clinical Nurse Specialist
% of Days 100%
3 RN Director of Nursing
% of Days 79%
1 Dietitian
% of Days 67%
1 Nurse Practitioner
% of Days 63%
1 Administrator
% of Days 60%
1 Dental Services Staff
% of Days 65%
1 Mental Health Service Worker
% of Days 68%
8 Respiratory Therapy Technician
% of Days 29%
4 Physical Therapy Assistant
% of Days 24%
3 Speech Language Pathologist
% of Days 22%
2 Nurse Aide in Training
% of Days 12%
2 Qualified Social Worker
% of Days 22%
1 Physical Therapy Aide
% of Days 22%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total census
207 residents
Residents by payment source
Medicare
36 residents (17.4%)
Medicaid
164 residents (79.2%)
Private pay or other
7 residents (3.4%)
Programs & Services
Residents' Group

Residents meet regularly to discuss policies, care quality, and activities

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 2.2
68% better than New Jersey average

New Jersey average: 6.8

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 3.1
75% better than New Jersey average

New Jersey average: 12.4

Long-stay resident measures
Significantly above average New Jersey avg: 4.5 Info CMS star rating based on long-stay quality measure performance. 5 stars = significantly above average, 1 star = significantly below average.
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 1.6%
84% better than New Jersey average

New Jersey average: 10.1%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 1.7%
85% better than New Jersey average

New Jersey average: 11.0%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 5.9%
63% better than New Jersey average

New Jersey average: 16.0%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 1.8%
27% better than New Jersey average

New Jersey average: 2.4%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 4.4%
27% better than New Jersey average

New Jersey average: 6.1%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.0%
100% better than New Jersey average

New Jersey average: 1.0%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 1.4%
71% better than New Jersey average

New Jersey average: 4.6%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 3.9%
65% better than New Jersey average

New Jersey average: 11.3%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 16.5%
49% worse than New Jersey average

New Jersey average: 11.1%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 99.4%
7% better than New Jersey average

New Jersey average: 93.0%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 100.0%
In line with New Jersey average

New Jersey average: 97.2%

Hospitalizations per 1,000 days Info Number of hospitalizations per 1,000 long-stay resident days. 1.87
10% better than New Jersey average

New Jersey average: 2.08

ED visits per 1,000 days Info Number of outpatient emergency department visits per 1,000 long-stay resident days. 1.28
14% worse than New Jersey average

New Jersey average: 1.12

Short-stay resident measures
Significantly above average New Jersey avg: 3.5 Info CMS star rating based on short-stay quality measure performance. 5 stars = much above average, 1 star = much below average.
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 99.6%
26% better than New Jersey average

New Jersey average: 78.9%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.3%
72% better than New Jersey average

New Jersey average: 1.2%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 98.6%
23% better than New Jersey average

New Jersey average: 80.1%

Re-hospitalized after SNF stay Info Percentage of short-stay residents who were re-hospitalized after their nursing home admission. 22.1%
13% better than New Jersey average

New Jersey average: 25.4%

Emergency department visits Info Percentage of short-stay residents who had an outpatient emergency department visit. 7.5%
9% better than New Jersey average

New Jersey average: 8.2%

Falls with major injury Info Percentage of SNF residents who experience falls with major injury during their stay. 1.3%
74% worse than New Jersey average

New Jersey average: 0.8%

Ability to care for self at discharge Info Percentage of residents at or above expected ability to care for themselves at discharge. 70.8%
32% better than New Jersey average

New Jersey average: 53.7%

Successful return to home or community Info Rate of successful return to home or community from a skilled nursing facility. 59.9%
18% better than New Jersey average

New Jersey average: 50.6%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $248K
222% higher than New Jersey average

New Jersey average: $77K

Number of fines 1
50% fewer fines than New Jersey average

New Jersey average: 2.0

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 0
100% fewer payment denials than New Jersey average

New Jersey average: 0.1

Fines amount comparison
Fines amount comparison
This facility $248K
New Jersey average $77K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Feb 13, 2023
$248K

Last updated: Jan 2026

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Financial Aid for New Jersey Seniors

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Managed Long Term Services and Supports

NJ Medicaid MLTSS

Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

High urban demand; managed care model.

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

Age 60+, New Jersey resident, at risk of nursing home.

~$2,500/month (individual, varies).

$40,000 (individual).

Higher asset limit; limited funding.

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

~$42,142/year (individual), ~$49,209/year (couple).

Not assessed.

Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Senior Gold Prescription Discount Program

New Jersey Senior Gold

Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).

Not assessed.

Copays $15 + 50% of remaining cost; no premium assistance.

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

Age 65+ or disabled, NJ resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.

~$150,000/year (combined household, projected).

Not assessed; home ownership required.

Combines with ANCHOR/Stay NJ via PAS-1; annual application.

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.

~$150,000/year (homeowners), ~$75,000/year (renters).

Not assessed.

Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Stay NJ

New Jersey Stay NJ

Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.

~$500,000/year (projected, subject to final regs).

Not assessed; home ownership required.

Up to 50% tax credit (max $6,500); phased implementation.

Universal Service Fund (USF)

New Jersey Universal Service Fund

Age 65+ prioritized, NJ resident, utility customer, low-income.

~$3,970/month (individual, 185% FPL).

Not assessed; income-focused.

Must owe >$25 on bill; combines with LIHEAP if eligible.

Home Energy Assistance Program (LIHEAP)

New Jersey LIHEAP

Age 60+ prioritized, NJ resident, low-income household.

~$3,970/month (individual, 185% FPL).

Not assessed; income-focused.

Covers oil, gas, electric; emergency aid available.

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).

Prioritizes ~$24,980/year (individual); no strict cap.

Not assessed; need-based.

21 AAAs; rural/low-income priority.

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand in urban/rural areas.

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