What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Complete Care at Whispering Woods LLC | New Jersey | Photos & Videos

Overview of Complete Care at Whispering Woods LLC

Situated amidst the picturesque landscape of Edison, New Jersey, lies the exceptional haven of Complete Care at Whispering Woods LLC. With a focus on meeting individual needs, they provide a wide array of services, including specialized memory care and on-site medical support. From assistance with medication administration to daily activities, their compassionate approach fosters a sense of security and support.
Each thoughtfully appointed room offers complimentary Wi-Fi and cable TV, promoting connectivity and entertainment at every turn. A dynamic activities director curates an engaging program tailored to individual interests, fostering a vibrant community spirit. Dining becomes an exquisite experience, resembling that of a gourmet restaurant, where residents can relish delectable meals crafted with meticulous care. Enhancing personal well-being, an on-site beauty salon and barbershop provide indulgent pampering opportunities. Impeccably maintained common areas, including inviting lounges and serene courtyard gardens, offer tranquil spaces as well for relaxation and social interaction.

(732) 744-5541

Managed by Michele Chihadeh, CALA, CDP

Executive Director

Michele Chihadeh serves as the Executive Director at Complete Care at Whispering Woods LLC. She leads the community with a focus on establishing strong relationships with residents and fostering a dedicated, long-tenured staff committed to excellence in senior care.

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 126

126-bed community

A larger shared setting that may offer more common spaces and organized community services.

Walk Score: 40 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Occupancy Rate

58%

Occupied Beds

73 of 126

Percentage of available beds currently in use by residents.

License Status

Active

Facility Type

Assisted Living Residence

License Expiration

March 31, 2026

Additional licensing details

License number: 50A006

Awards: Great Place to Work 2025-2026, WW Google, Striving for Ten, High 5

Ownership & operating entity

Complete Care at Whispering Woods LLC is legally operated by COMPLETE CARE AT WHISPERING WOODS LLC, and administrated by MICHELE CHIHADEH.

Officers

Pc Hmh Opco Holdings LLC

Type Of Units

Assisted Living

126 units

Total beds

126 units

Care Services

Nursing Services

Rehabilitation Services

Respite Care

Memory Care

Skilled Nursing

Licensed Nurses/CNAs

24-Hour Staffing

Short-Term Rehab

All Levels of Care

Post-Acute Care

Skilled Nursing

Long-Term Care

Memory Care

Programs & Activities

Specific Programs

Post-Acute Care, Skilled Nursing, Long-Term Care, Memory Care, Respite Care, Palliative Care, Orthopedic & Post-Surgical Care, Cardiac Care, Neuro & Stroke Care, Pulmonary Care, Wound Care, Renal Care, Bariatric Care, Psychology/Psychiatric Care

Show Inspection Reports

Latest inspection

Date:November 20, 2025

5 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

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Complete Care at Whispering Woods LLC

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COMPLETE CARE AT WHISPERING WOODS LLC

Peace Care St. Ann‘s

Type of care: AL MC SNF RC

Community: Jersey City (Greenville)

Bed Count: 120

Pets Allowed: No

Operator: PEACE CARE INC

CCN: 315413

Occupancy: 90.8%

Home Revenue: $21,678,116.00

Payroll Costs: $7,196,377.00

Payroll %: 33.2%

Avg Residents/Day: 111.10

Overall Rating: 5/5

Adj Nurse Hours: 4.0717

Health Insp Rating: 4/5

Staffing Rating: 5/5

QM Rating: 4/5

Citations: 12

RN share vs State Avg:

+184%

Staffing vs State Avg:

+5%

Occupancy vs State Avg:

+18%

Bed Options: Private / Semi-Private Rooms

Adroit Care Rehabilitation And Nursing Center

Type of care: SNF AL

Community: NJ 07065

Bed Count: 122

Pets Allowed: No

Operator: ALEXANDER, SHERITA

CCN: 315198

Occupancy: 84.5%

Home Revenue: $17,857,981.00

Payroll Costs: $4,886,358.00

Payroll %: 27.4%

Avg Residents/Day: 114.50

Overall Rating: 4/5

Adj Nurse Hours: 3.2002

Health Insp Rating: 3/5

Staffing Rating: 2/5

QM Rating: 5/5

Number of Fines: 3

Citations: 19

Severe Citations: 1

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Peace Care St. Joseph’s

Type of care: AL MC SNF RC

Community: Jersey City (Journal Square)

Bed Count: 139

Pets Allowed: No

Operator: CHESTER, ERNEST

CCN: 315452

Occupancy: 77.0%

Home Revenue: $19,379,385.00

Payroll Costs: $8,013,894.00

Payroll %: 41.4%

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Accelerate Skilled Nursing And Rehab Piscataway

Type of care: SNF AL

Community: NJ 08854

Bed Count: 124

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CCN: 315522

Occupancy: 39.0%

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Payroll Costs: $3,599,583.00

Payroll %: 29.6%

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Complete Care at Whispering Woods LLC

Type of care: SNF AL

Community: NJ 08820

Bed Count: 126

Pets Allowed: No

Operator: COMPLETE CARE AT WHISPERING WOODS LLC

Matterport

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Managed Long Term Services and Supports

NJ Medicaid MLTSS

General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

NJ Specifics: High urban demand; managed care model.

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

General: Age 60+, New Jersey resident, at risk of nursing home.

Income Limits: ~$2,500/month (individual, varies).

Asset Limits: $40,000 (individual).

NJ Specifics: Higher asset limit; limited funding.

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).

Asset Limits: Not assessed.

NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Senior Gold Prescription Discount Program

New Jersey Senior Gold

General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).

Asset Limits: Not assessed.

NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

General: Age 65+ or disabled, NJ resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.

Income Limits (2025): ~$150,000/year (combined household, projected).

Asset Limits: Not assessed; home ownership required.

NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.

Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).

Asset Limits: Not assessed.

NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Stay NJ

New Jersey Stay NJ

General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.

Income Limits (2025): ~$500,000/year (projected, subject to final regs).

Asset Limits: Not assessed; home ownership required.

NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.

Universal Service Fund (USF)

New Jersey Universal Service Fund

General: Age 65+ prioritized, NJ resident, utility customer, low-income.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.

Home Energy Assistance Program (LIHEAP)

New Jersey LIHEAP

General: Age 60+ prioritized, NJ resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

NJ Specifics: Covers oil, gas, electric; emergency aid available.

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

NJ Specifics: 21 AAAs; rural/low-income priority.

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

NJ Specifics: High veteran demand in urban/rural areas.

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Complete Care at Whispering Woods LLC

Complete Care at Whispering Woods LLC

Managed by Michele Chihadeh, CALA, CDP

Capacity and availability

Medium-capacity home

About this community

Additional licensing details

Ownership & operating entity

Officers

Type Of Units

Care Services

All Levels of Care

Programs & Activities

Inspection History

8 visits/inspections

Latest inspection

5 deficiencies

Inspection Reports

Compare Nursing Homes around New Jersey

Matterport

Places of interest near Complete Care at Whispering Woods LLC

Calculate Travel Distance to Complete Care at Whispering Woods LLC

Guides for Better Senior Living

Eldertainment

Financial Aid for New Jersey Seniors

Managed Long Term Services and Supports

JACC (Jersey Assistance for Community Caregiving)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Senior Gold Prescription Discount Program

Medicare Savings Program (MSP)

Senior Freeze (Property Tax Reimbursement)

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Stay NJ

Universal Service Fund (USF)

Home Energy Assistance Program (LIHEAP)

NJ Family Caregiver Support Program (via NFCSP)

VA Aid and Attendance (A&A) and Housebound Benefits

Your Senior Care Partner, Every Step of the Way

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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