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Memory Care Home

Cottingham Retirement Community

Memory Care Home

Cottingham Retirement Community

3995 Cottingham Dr, Cincinnati, OH 45241 View map
Overview of Cottingham Retirement Community

Cottingham Retirement Community offers premier senior living care services for independent living, assisted living, memory care, and skilled nursing residents. The retirement home promotes a youthful and energetic atmosphere for its residents because the staff celebrates each individual by promoting a vibrant and freeing lifestyle– seniors create a personalized care plan based on their decisions. The resort-style home practices an excellent and exemplary, resident-centered approach where seniors can thrive.

Cottingham offers amenities and services that help make the lives of its residents hassle-free, such as 24-hour licensed supervision, medication services, balanced meals provided, engaging activities scheduled, specialized programs, and individualized care plans.

(513) 563-3600

Managed by Shelley Owens

Executive Director

Shelley Owens is the Executive Director at Cottingham Retirement Community. She holds a Bachelor’s degree in Sociology from Eastern Kentucky University and received her Administrator’s license in 1992. Shelley has served as Administrator at Mason Health Care Center and Ivy Court at Cottingham. She is dedicated to understanding residents’ needs and making Cottingham feel like home, welcoming and learning from the opportunity to serve the community.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
3/5
Ohio average: 3.4/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
2/5
Ohio average: 2.9/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
2/5
Ohio average: 2.9/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
5/5
Ohio average: 4.4/5

Nursing care per resident

Info This shows how many total hours of nursing staff time are available per resident each day. Higher numbers usually mean more staff support.
2h 47m per day

This home provides 28% less nursing time per resident than the Ohio average.

Ohio average: 3h 50m per day

Staffing hours breakdown

Info Hours of care per resident per day, broken down by staff type. Data from CMS Medicare.
Staff type Facility State avg National avg
Registered Nurse (RN) Info Registered nurse hours per resident per day. 34m per day 38m per day 41m per day
Nurse Aide Info Nurse aide hours per resident per day. 1h 43m per day 2h 8m per day 2h 21m per day
Total Nursing (Weekend) Info Total number of nurse staff hours per resident per day on weekends. 2h 44m per day 3h 17m per day 3h 26m per day
Physical Therapist Info Physical therapist staff hours per resident per day. 2m per day 3m per day 4m per day
RN (Weekend) Info Registered nurse hours per resident per day on weekends. 17m per day 25m per day 29m per day

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 128

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the Ohio average
Occupancy rate 45.3%
Residents per day (avg) 53
Occupancy rate
45.3%
Residents per day (avg)
53

Who this home usually serves

TYPE OF STAY

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Might be optimal for
Post-acute recovery Temporary care Transitional stays

Breakdown by payment type

Medicare

14% of new residents, usually for short-term rehab.

Typical stay 2 - 3 months

Private pay

74% of new residents, often for short stays.

Typical stay 5 - 6 months

Medicaid

12% of new residents, often for long-term daily care.

Typical stay 4 - 5 months

Finances and operations

Privately-owned community
Operated by a partnership between two or more business owners.
Home revenue
$9.0M
Profit
$1.4M
Privately-owned community Operated by a partnership between two or more business owners.
Home revenue
$9,026,026.00
Profit
$1,428,478.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$3.2M
35.7% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$4.4M
Total costs $7.6M
Bed community size
128-bed community
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
41 years in operation
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 53 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Occupancy

Occupancy rate
45%
In line with Ohio average
Occupied beds
58 / 128
Average residents 72 per day

License details

Facility type
Residential Care Facility
Status Active
County: HAMILTON

Additional licensing details

CMS Certification Number: 365652

Safety & Compliance

Policies

No pets allowed
No Smoking
No Alcohol

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of Nursing: STEFFANY ANDERSON
Contact: Ms. Margie Berryman, Exective Director

Care Services

Nursing Services
Rehabilitation Services
Memory Care
Independent Living
Skilled Nursing
Licensed Nurses/CNAs

All Levels of Care

Independent Living
Assisted Living
Skilled Nursing
Memory Care
Rehabilitation

Contact Information

Fax: (513) 563-3717

Additional Policies & Features

Minimum Age: 65

Programs & Activities

Specific Programs
Independent Living | Windsor Court, Assisted Living | Heather Court, Skilled Nursing | Ivy Court, Memory Care | Elizabeth Court, Rehabilitation

Pricing & Financial Information

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Private Rooms

Building type icon
Building type icon

Building Type: Mid-rise

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Cottingham Retirement Community

Assisted Living Memory Care Independent Living Nursing Home
Contact Cottingham Retirement Community

Access & Eligibility

Ways to qualify for care at this community, including accepted programs and payment options.

Payment & Funding Options

Methods of Payment other than Private: Medicaid Assisted Living Waiver for Services

Performance summary

Key indicators of commitment to quality care and safety.

Scores

Resident Satisfaction Score
71.22

Based on survey responses.

Inspection History

In Ohio, the Department of Health, Bureau of Survey and Certification conducts unannounced onsite inspections to evaluate the quality of care and environment in all licensed facilities.

7 visits/inspections

Latest inspection

Date:August 5, 2025

Inspection oversight

Immediate jeopardy identified:No
Substandard quality of care cited:No

1 total citation

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Ohio average: 2 citations

17 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Resident satisfaction survey results

Every two years, the Ohio Department of Aging and the Office of the State Long-Term Care Ombudsman organizations conduct a satisfaction survey among residents in long-term care facilities to assess their quality of care and life.

Average score

74 / 100

Ohio average: 86 / 100

2022 – 2023 Period

Care and services

79 / 100

Ohio average: 89 / 100

Environment

90 / 100

Ohio average: 95 / 100

Moving in

74 / 100

Ohio average: 82 / 100

Facility culture

65 / 100

Ohio average: 86 / 100

Caregivers

75 / 100

Ohio average: 89 / 100

Spending time

70 / 100

Ohio average: 80 / 100

Meals and dining

62 / 100

Ohio average: 81 / 100

Family satisfaction survey results

The Scripps Gerontology Center at Miami University conducts a satisfaction survey among residents' family members, friends and guardians to assess quality of care and life.

Average score

68 / 100

Ohio average: 77 / 100

Latest survey results

Care and services

68 / 100

Ohio average: 80 / 100

Environment

70 / 100

Ohio average: 78 / 100

Moving in

82 / 100

Ohio average: 85 / 100

Facility culture

62 / 100

Ohio average: 78 / 100

Caregivers

77 / 100

Ohio average: 78 / 100

Spending time

58 / 100

Ohio average: 68 / 100

Meals and dining

66 / 100

Ohio average: 67 / 100

How often family visits residents at Cottingham Retirement Community

Profile of respondents of this survey

Daily 4.2
Several times a week 33.3
Once a week 45.8
Two to three times a month 16.7
Once a month 0.0
Few times a year 0.0

Health Inspection History

Inspections
Total health inspections 6

Ohio average 6.7


Last Health inspection on Sep 2025

Total health citations 22

Ohio average 30.9

Citations per inspection
3.67

Ohio average 4.59


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

12 of 22 citations resulted from standard inspections; and 10 of 22 resulted from complaint investigations.

Breakdown of citation severity (last 3 years)
Critical Health citations More info 1
233% worse than Ohio average

Ohio average: 0.3


Serious Health citations More info 1
11% worse than Ohio average

Ohio average: 0.9

1 critical citation More info Ohio average: 0.3

1 serious citation More info Ohio average: 0.9

20 moderate citations More info Ohio average: 29

0 minor citations More info Ohio average: 0.7
Citations history (last 3 years)
Administration moderate citation Info Issues related to how the facility is managed, including policies, procedures, and compliance with regulations. Sep 10, 2025
Corrected

Abuse/Neglect moderate citation Info Issues related to protecting resident's from harm, including abuse, neglect, or mistreatment. Dec 11, 2024
Corrected

Infection Control moderate citation Info Issues related to preventing and controlling infections, including hygiene practices and safety protocols. Dec 11, 2024
Corrected

Environmental moderate citation Info Issues related to building safety, cleanliness, maintenance, and overall living conditions. Jan 19, 2023
Corrected

Compare Memory Care around Cincinnati The information below is reported by the Ohio Department of Health, Bureau of Survey and Certification.

Cottingham Retirement Community
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Cincinnati
60
-
53
Private Rooms
-
74
1
Brookdale Finneytown
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Cincinnati
39
A+
54
Private Rooms
-
89
6
Artis Senior Living of Bridgetown
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Cincinnati
-
-
43
Private Rooms
-
82
5
Ellie‘s Memory Care
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Day Heights
-
-
20
Private Rooms
-
-
-
Elmcroft of Deer Park
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Cincinnati
-
-
62
Private Rooms
-
-
-

Places of interest near Cottingham Retirement Community

Address 20.3 miles from city center — 4.09 miles to nearest hospital (TriHealth Bethesda North Hospital)

Address 3995 Cottingham Dr, Cincinnati, OH 45241

Calculate Travel Distance to Cottingham Retirement Community

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Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 122
Employees 88
Contractors 34
Staff to resident ratio 2.14:1
0% compared with Ohio average

Ohio average ratio: 2.14:1

Avg staff/day 29
Average shift 7.8 hours
0% compared with Ohio average

Ohio average: 8.1 hours

Total staff hours (quarter) 20,696
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 4
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.3 hours

No contractors work on this role.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 23
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.8 hours

This role is partially covered by contractors.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 50
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.9 hours

This role is partially covered by contractors.

Contractor staffing

Total hours from contractors

4.3%

895 contractor hours this quarter

Certified Nursing Assistant: 15 Licensed Practical Nurse: 11 Physical Therapy Aide: 3 Speech Language Pathologist: 1 Physical Therapy Assistant: 1 Occupational Therapy Aide: 1 Occupational Therapy Assistant: 1 Medical Director: 1
Staff by category
Certified Nursing Assistant3515507,91991100%8.9
Licensed Practical Nurse1211234,03091100%9.8
Physical Therapy Aide6391,4546976%7.6
Registered Nurse4041,3928492%9.3
Other Dietary Services Staff110111,2248897%5.9
Speech Language Pathologist4159887886%6.4
Clinical Nurse Specialist2027346369%7.7
Qualified Social Worker3035386268%6.1
Dietitian1014836268%7.8
Nurse Practitioner2024745965%7.9
Administrator1014565965%7.7
Dental Services Staff1014315459%8
Respiratory Therapy Technician4042055257%2.8
Occupational Therapy Aide0111504954%3.1
Physical Therapy Assistant2131476673%2.2
Medical Director01145910%5
Occupational Therapy Assistant0112633%8.7
50 Certified Nursing Assistant
% of Days 100%
23 Licensed Practical Nurse
% of Days 100%
9 Physical Therapy Aide
% of Days 76%
4 Registered Nurse
% of Days 92%
11 Other Dietary Services Staff
% of Days 97%
5 Speech Language Pathologist
% of Days 86%
2 Clinical Nurse Specialist
% of Days 69%
3 Qualified Social Worker
% of Days 68%
1 Dietitian
% of Days 68%
2 Nurse Practitioner
% of Days 65%
1 Administrator
% of Days 65%
1 Dental Services Staff
% of Days 59%
4 Respiratory Therapy Technician
% of Days 57%
1 Occupational Therapy Aide
% of Days 54%
3 Physical Therapy Assistant
% of Days 73%
1 Medical Director
% of Days 10%
1 Occupational Therapy Assistant
% of Days 3%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total census
57 residents
Residents by payment source
Medicare
5 residents (8.8%)
Medicaid
25 residents (43.9%)
Private pay or other
27 residents (47.4%)
Programs & Services
Residents' Group

Residents meet regularly to discuss policies, care quality, and activities

CCRC

Part of a Continuing Care Retirement Community offering multiple care levels

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 3.2
46% better than Ohio average

Ohio average: 5.8

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 8.8
31% better than Ohio average

Ohio average: 12.7

Long-stay resident measures
Significantly above average Ohio avg: 4.8 Info CMS star rating based on long-stay quality measure performance. 5 stars = significantly above average, 1 star = significantly below average.
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 2.3%
66% better than Ohio average

Ohio average: 6.8%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 0.0%
100% better than Ohio average

Ohio average: 8.9%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 24.1%
9% worse than Ohio average

Ohio average: 22.0%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 2.9%
16% better than Ohio average

Ohio average: 3.4%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 2.9%
25% better than Ohio average

Ohio average: 3.9%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.0%
100% better than Ohio average

Ohio average: 0.5%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 7.7%
24% worse than Ohio average

Ohio average: 6.2%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 24.4%
In line with Ohio average

Ohio average: 24.0%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 4.1%
52% better than Ohio average

Ohio average: 8.4%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 97.7%
6% better than Ohio average

Ohio average: 92.4%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 97.7%
In line with Ohio average

Ohio average: 94.5%

Hospitalizations per 1,000 days Info Number of hospitalizations per 1,000 long-stay resident days. 1.45
18% better than Ohio average

Ohio average: 1.77

ED visits per 1,000 days Info Number of outpatient emergency department visits per 1,000 long-stay resident days. 2.06
13% worse than Ohio average

Ohio average: 1.83

Short-stay resident measures
Average Ohio avg: 1.9 Info CMS star rating based on short-stay quality measure performance. 5 stars = much above average, 1 star = much below average.
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 96.2%
23% better than Ohio average

Ohio average: 78.0%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.0%
100% better than Ohio average

Ohio average: 1.3%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 25.4%
66% worse than Ohio average

Ohio average: 75.6%

Re-hospitalized after SNF stay Info Percentage of short-stay residents who were re-hospitalized after their nursing home admission. 38.7%
54% worse than Ohio average

Ohio average: 25.1%

Emergency department visits Info Percentage of short-stay residents who had an outpatient emergency department visit. 9.8%
22% better than Ohio average

Ohio average: 12.5%

Falls with major injury Info Percentage of SNF residents who experience falls with major injury during their stay. 0.0%
100% better than Ohio average

Ohio average: 0.8%

Ability to care for self at discharge Info Percentage of residents at or above expected ability to care for themselves at discharge. 57.1%
6% better than Ohio average

Ohio average: 53.7%

Successful return to home or community Info Rate of successful return to home or community from a skilled nursing facility. 44.3%
12% worse than Ohio average

Ohio average: 50.6%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $21K
70% lower than Ohio average

Ohio average: $69K

Number of fines 1
46% fewer fines than Ohio average

Ohio average: 1.9

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 0
100% fewer payment denials than Ohio average

Ohio average: 0.5

Fines amount comparison
Fines amount comparison
This facility $21K
Ohio average $69K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Jan 19, 2023
$21K

Last updated: Jan 2026

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Financial Aid for Ohio Seniors

Get financial aid guidance

PASSPORT Waiver

Ohio Medicaid PASSPORT

Age 60+, Ohio resident, Medicaid-eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

Administered through regional agencies; waitlists possible.

Ohio Home Care Program (non-Medicaid)

OH HCP

Age 60+, Ohio resident, at risk of decline.

~$2,000/month (individual, varies).

$5,000 (individual).

Limited funding; regional variation.

Assisted Living Waiver (ALW)

Ohio Assisted Living Waiver

Age 21+ (65+ prioritized), OH resident, Medicaid-eligible, NFLOC.

~$2,829/month (individual); QIT required.

$2,000 (individual), $3,000 (couple).

Covers ~300 facilities; room/board not included (separate cost).

Program of All-Inclusive Care for the Elderly (PACE)

Ohio PACE (e.g., McGregor PACE)

Age 55+, OH resident (specific counties), NFLOC, safe with PACE support.

~$2,829/month (Medicaid-eligible); private pay option available.

$2,000 (individual), $3,000 (couple) for Medicaid enrollees.

Available in 9 counties (e.g., Cuyahoga, Franklin); expanding via Healthy Aging Grants.

Medicare Savings Program (MSP)

Ohio Medicare Savings Program

Age 65+ or disabled, OH resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; includes Extra Help for Part D; no waitlist.

Home Energy Assistance Program (HEAP)

Ohio HEAP

Age 60+ prioritized, OH resident, low-income household.

~$3,970/month (individual, 185% FPL).

Not assessed; income-focused.

Covers gas, electric, oil; emergency aid via Winter/Summer Crisis Programs.

Family Caregiver Support Program (FCSP)

Ohio Family Caregiver Support Program

Caregivers of 60+ needing care or 55+ caregivers of others; OH resident; functional needs (2+ ADLs).

Prioritizes ~$24,980/year (individual); no strict cap.

Not assessed; need-based.

12 AAAs; rural/low-income priority; volunteer respite option.

Senior Community Service Employment Program (SCSEP)

Ohio SCSEP

Age 55+, unemployed, low-income, OH resident.

~$1,983/month (125% FPL).

Not specified; income-focused.

Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Ohio VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, OH resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand; supports care in multiple settings.

Homestead Exemption

Ohio Homestead Exemption

Age 65+ (or disabled), OH resident, homeowner, low-income.

~$38,500/year (individual, adjusted annually).

Not assessed; home ownership required.

Reduces taxable value by $25,000; applies to primary residence.

Save the Dream Ohio (Homeowner Assistance Fund)

Ohio Save the Dream

Age 60+ prioritized, OH resident, homeowner, hardship post-Jan 21, 2020.

~$147,600/year (family of 4, 150% AMI; varies by county).

Not assessed; hardship-focused.

Covers delinquent mortgages, utilities, taxes; max $25,000 mortgage aid.