Cottingham Retirement Community
Cottingham Retirement Community is a Memory Care Home in Ohio
Cottingham Retirement Community is a Memory Care Home in Ohio
Cottingham Retirement Community
Cottingham Retirement Community is a Memory Care Home in Ohio
Cottingham Retirement Community is a Memory Care Home in Ohio
Overview of Cottingham Retirement Community
Cottingham Retirement Community offers premier senior living care services for independent living, assisted living, memory care, and skilled nursing residents. The retirement home promotes a youthful and energetic atmosphere for its residents because the staff celebrates each individual by promoting a vibrant and freeing lifestyle– seniors create a personalized care plan based on their decisions. The resort-style home practices an excellent and exemplary, resident-centered approach where seniors can thrive.
Cottingham offers amenities and services that help make the lives of its residents hassle-free, such as 24-hour licensed supervision, medication services, balanced meals provided, engaging activities scheduled, specialized programs, and individualized care plans.
Shelley Owens is the Executive Director at Cottingham Retirement Community. She holds a Bachelor’s degree in Sociology from Eastern Kentucky University and received her Administrator’s license in 1992. Shelley has served as Administrator at Mason Health Care Center and Ivy Court at Cottingham. She is dedicated to understanding residents’ needs and making Cottingham feel like home, welcoming and learning from the opportunity to serve the community.
Home Information
COTTINGHAM RETIREMENT COMMUNITY
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Occupancy levels track close to the statewide midpoint, indicating balanced availability. The facility operates with a larger bed count than most state competitors, supporting broader intake. Residents tend to stay here longer than similar facilities across the state.
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Home revenue lands near the state median, signaling steady but not standout inflows. Payroll outlays align with state averages, keeping staffing resources on par with peers. Total income exceeds the majority of state facilities, highlighting strong profitability.
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Medicare nights lag behind other facilities, revealing limited Medicare demand. Medicaid nights are roughly in line with the state middle third, maintaining a balanced safety-net share. Private pay nights lead the state, showing strong demand from market-rate residents.
OccupancyBeds
128
Occupancy
85.2%
Total Bed Days Available
21900
Avg. Length of Stay
133 days
Avg. Residents per Day
53
FinanceHome Revenue
$9,002,691.00
Payroll Costs
$2,836,911.00
Profit
$1,647,018.00
Total Home Costs
$5,591,273.00
Payroll % of Revenue
Percentage of home revenue spent on payroll costs.
Percentage of home revenue spent on payroll costs.
31.5%
House Specifics:CCN
365652
Rural vs. Urban
Urban
County
Hamilton
Type of Control
Voluntary Nonprofit — Church
OperationsTotal Admissions
147
Total Discharges
147
% Medicaid Admissions
12%
% Medicare Admissions
22%
% Private Pay Admissions
65%
% Medicaid Discharges
12%
% Medicare Discharges
22%
% Private Pay Discharges
65%
Quality Ratings
Overall Rating
CMS 5-star rating based on health inspections, staffing, and quality measures.
CMS 5-star rating based on health inspections, staffing, and quality measures.
3 / 5
Health Inspection Rating
Rating based on deficiencies found during state health inspections.
Rating based on deficiencies found during state health inspections.
2 / 5
Staffing Rating
Rating based on nurse staffing hours per resident per day.
Rating based on nurse staffing hours per resident per day.
2 / 5
QM Rating
Quality Measures rating based on clinical outcomes for residents.
Quality Measures rating based on clinical outcomes for residents.
5 / 5
Nurse Hours / Resident / Day
Total nurse staffing hours per resident per day.
Total nurse staffing hours per resident per day.
2.78 hrs
Number of Fines
1
Medicaid, Medicare & Private
Medicare Nights
Number of resident nights paid by Medicare for short-term or rehab care.
Number of resident nights paid by Medicare for short-term or rehab care.
2689
Medicaid Nights
Resident nights covered by Medicaid for long-term care or support services.
Resident nights covered by Medicaid for long-term care or support services.
1997
Free Market Nights
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
14927
128-bed community
A larger shared setting that may offer more common spaces and organized community services.
18+ years in operation
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score: 53 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
About this community
License Status
ActiveFacility Type
RESIDENTIAL CARE FACILITY
Additional licensing details
CMS Certification Number:
365652
County:
HAMILTON
Policies
No pets allowed
No Smoking
No Alcohol
Staffing
Key information about the people who lead and staff this community.
Leadership
Director of Nursing:
STEFFANY ANDERSON
Contact:
Ms. Margie Berryman, Exective Director
Contact Information
Email:
[email protected]
Fax:
(513) 563-3717
What does this home offer?
Housing Options: Private Rooms
Building Type: Mid-rise
Transportation Services
Fitness and Recreation
Types of Care at Cottingham Retirement Community
Assisted Living
Memory Care
Independent Living
Nursing Home
Access & Eligibility
Ways to qualify for care at this community, including accepted programs and payment options.
Inspection History
In Ohio, the Department of Health, Bureau of Survey and Certification conducts unannounced onsite inspections to evaluate the quality of care and environment in all licensed facilities.
0 visits/inspections
Latest inspection
Date:August 5, 2025
Inspection oversight
Immediate jeopardy identified:No
Substandard quality of care cited:No
1 citation
Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.
Ohio average: 3 citations
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Thinking of living here? We can help you speak to a current resident
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Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
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Places of interest near Cottingham Retirement Community
20.3 miles from city center
3995 Cottingham Dr, Cincinnati, OH 45241
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Comparison Chart
The information below is reported by the Ohio Department of Health, Bureau of Survey and Certification.Compare Memory Care around Cincinnati
Cottingham Retirement Community
AL
For seniors needing help with daily tasks but not full-time nursing.
IL
For self-sufficient seniors seeking community and minimal assistance.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
24/7 care needed
Cincinnati
60
No
-
53
85.2%
$9,002,691.00
$2,836,911.00
31.5%
52.60
3/5
2.7814
2/5
2/5
5/5
1
Private Rooms
Brookdale Finneytown
AL
For seniors needing help with daily tasks but not full-time nursing.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Cincinnati
39
Yes
A+
54
-
-
-
-
-
-
-
-
-
-
-
Studio / Suite
Ellie‘s Memory Care
AL
For seniors needing help with daily tasks but not full-time nursing.
Day Heights
-
No
-
20
-
-
-
-
-
-
-
-
-
-
-
Private Rooms
Artis Senior Living of Bridgetown
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Cincinnati
-
No
-
43
-
-
-
-
-
-
-
-
-
-
-
Private Rooms
Elmcroft of Deer Park
AL
For seniors needing help with daily tasks but not full-time nursing.
IL
For self-sufficient seniors seeking community and minimal assistance.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
24/7 care needed
Cincinnati
-
Yes
-
62
-
-
-
-
-
-
-
-
-
-
-
Private Rooms
Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
122
Total Staff
88
Employees
34
Contractors
20,696
Total Hours (Quarter)
29
Avg Staff/Day
7.8
Avg Shift (hrs)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 4 | 9.3 | No |
| Licensed Practical Nurse | 23 | 9.8 | Yes |
| Certified Nursing Assistant | 50 | 8.9 | Yes |
Staff by Category
Administration ⓘ
2 staff
7.4hs shift avg
Nursing Staff ⓘ
77 staff
9.2hs shift avg
Physicians & Practitioners ⓘ
4 staff
7.8hs shift avg
Therapy Services ⓘ
23 staff
5.5hs shift avg
Activities & Recreation ⓘ
0 staff
0hs shift avg
Social Services ⓘ
3 staff
6.1hs shift avg
Dietary Services ⓘ
12 staff
6.4hs shift avg
Other Services ⓘ
1 staff
8hs shift avg
Contractor Analysis
4.3%
of total hours from contractors
895 contractor hours this quarter
Licensed Practical Nurse: 11
Certified Nursing Assistant: 15
Physical Therapy Aide: 3
Speech Language Pathologist: 1
Physical Therapy Assistant: 1
Occupational Therapy Aide: 1
Occupational Therapy Assistant: 1
Medical Director: 1
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 35 | 15 | 50 | 7,919 | 91 | 100% | 8.9 |
| Licensed Practical Nurse | 12 | 11 | 23 | 4,030 | 91 | 100% | 9.8 |
| Physical Therapy Aide | 6 | 3 | 9 | 1,454 | 69 | 76% | 7.6 |
| Registered Nurse | 4 | 0 | 4 | 1,392 | 84 | 92% | 9.3 |
| Other Dietary Services Staff | 11 | 0 | 11 | 1,224 | 88 | 97% | 5.9 |
| Speech Language Pathologist | 4 | 1 | 5 | 988 | 78 | 86% | 6.4 |
| Clinical Nurse Specialist | 2 | 0 | 2 | 734 | 63 | 69% | 7.7 |
| Qualified Social Worker | 3 | 0 | 3 | 538 | 62 | 68% | 6.1 |
| Dietitian | 1 | 0 | 1 | 483 | 62 | 68% | 7.8 |
| Nurse Practitioner | 2 | 0 | 2 | 474 | 59 | 65% | 7.9 |
| Administrator | 1 | 0 | 1 | 456 | 59 | 65% | 7.7 |
| Dental Services Staff | 1 | 0 | 1 | 431 | 54 | 59% | 8 |
| Respiratory Therapy Technician | 4 | 0 | 4 | 205 | 52 | 57% | 2.8 |
| Occupational Therapy Aide | 0 | 1 | 1 | 150 | 49 | 54% | 3.1 |
| Physical Therapy Assistant | 2 | 1 | 3 | 147 | 66 | 73% | 2.2 |
| Medical Director | 0 | 1 | 1 | 45 | 9 | 10% | 5 |
| Occupational Therapy Assistant | 0 | 1 | 1 | 26 | 3 | 3% | 8.7 |
Health Inspection History
Source: CMS Health Citations (Apr 2018 – Sep 2025)
6
Inspections
22
Total Citations
1
Critical (J-L)
1
Serious (G-I)
3.67
Citations/Inspection
Sep 2025
Last Inspection
Citation Severity Distribution
What do these levels mean?
Top Deficiency Categories
Quality of Life & Care
6
27% of total
Pharmacy Services
4
18% of total
Infection Control
3
14% of total
Abuse, Neglect & Exploitation
3
14% of total
Environmental
2
9% of total
Resident Rights
1
5% of total
Citation Sources
Standard Inspections
12
Complaint Investigations
10
State Comparison (OH)
Avg Citations (State)
30.9
This Facility: 22
Avg Critical (State)
0.3
This Facility: 1
Recent Citations (Last 3 Years)
| Date | Severity ? | Category | Tag | Status |
|---|---|---|---|---|
| Sep 10, 2025 | D | Administration | F0770 | Corrected |
| Dec 11, 2024 | D | Abuse/Neglect | F0610 | Corrected |
| Dec 11, 2024 | D | Infection Control | F0880 | Corrected |
| Jan 19, 2023 | F | Environmental | F0908 | Corrected |
| Jan 19, 2023 | D | Pharmacy | F0755 | Corrected |
| Jan 19, 2023 | D | Pharmacy | F0759 | Corrected |
| Jan 19, 2023 | F | Pharmacy | F0761 | Corrected |
| Jan 19, 2023 | D | Quality of Care | F0677 | Corrected |
| Jan 19, 2023 | D | Quality of Care | F0684 | Corrected |
| Jan 19, 2023 | G | Quality of Care | F0689 | Corrected |
| Aug 19, 2022 | F | Nursing Services | F0727 | Corrected |
| Aug 19, 2022 | E | Quality of Care | F0692 | Corrected |
| Aug 19, 2022 | J | Resident Rights | F0580 | Corrected |
| May 02, 2019 | F | Infection Control | F0880 | Corrected |
| May 02, 2019 | D | Pharmacy | F0759 | Corrected |
| May 02, 2019 | D | Quality of Care | F0689 | Corrected |
| Apr 12, 2018 | D | Abuse/Neglect | F0607 | Corrected |
| Apr 12, 2018 | D | Abuse/Neglect | F0609 | Corrected |
| Apr 12, 2018 | D | Environmental | F0908 | Corrected |
| Apr 12, 2018 | D | Infection Control | F0881 | Corrected |
| Apr 12, 2018 | F | Nutrition | F0812 | Corrected |
| Apr 12, 2018 | D | Quality of Care | F0689 | Corrected |
Facility Characteristics
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Ownership: For-Profit Corporation
Part of: LionStone Care
Resident Census by Payment Source
57
Total Residents
Medicare
5
(8.8%)
ⓘ
Medicaid
25
(43.9%)
ⓘ
Private Pay/Other
27
(47.4%)
ⓘ
Programs & Services
Residents' Group
ⓘ
CCRC
ⓘ
Family Engagement
Active councils help families stay involved in care decisions and facility operations.
Active
Resident Council
ⓘ
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for Ohio Seniors
Program
State Program Name
Eligibility
Benefits
PASSPORT Waiver
Ohio Medicaid PASSPORT
- General: Age 60+, Ohio resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- OH Specifics: Administered through regional agencies; waitlists possible.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
Ohio Home Care Program (non-Medicaid)
OH HCP
- General: Age 60+, Ohio resident, at risk of decline.
- Income Limits: ~$2,000/month (individual, varies).
- Asset Limits: $5,000 (individual).
- OH Specifics: Limited funding; regional variation.
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).
Assisted Living Waiver (ALW)
Ohio Assisted Living Waiver
- General: Age 21+ (65+ prioritized), OH resident, Medicaid-eligible, NFLOC.
- Income Limits (2025): ~$2,829/month (individual); QIT required.
- Asset Limits: $2,000 (individual), $3,000 (couple).
- OH Specifics: Covers ~300 facilities; room/board not included (separate cost).
- Services: Personal care, meals, medication management, transportation (~$3,000-$4,000/month value).
Program of All-Inclusive Care for the Elderly (PACE)
Ohio PACE (e.g., McGregor PACE)
- General: Age 55+, OH resident (specific counties), NFLOC, safe with PACE support.
- Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
- Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
- OH Specifics: Available in 9 counties (e.g., Cuyahoga, Franklin); expanding via Healthy Aging Grants.
- Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.
Medicare Savings Program (MSP)
Ohio Medicare Savings Program
- General: Age 65+ or disabled, OH resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- OH Specifics: Three tiers; includes Extra Help for Part D; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Home Energy Assistance Program (HEAP)
Ohio HEAP
- General: Age 60+ prioritized, OH resident, low-income household.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- OH Specifics: Covers gas, electric, oil; emergency aid via Winter/Summer Crisis Programs.
- Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).
Family Caregiver Support Program (FCSP)
Ohio Family Caregiver Support Program
- General: Caregivers of 60+ needing care or 55+ caregivers of others; OH resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- OH Specifics: 12 AAAs; rural/low-income priority; volunteer respite option.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
Senior Community Service Employment Program (SCSEP)
Ohio SCSEP
- General: Age 55+, unemployed, low-income, OH resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- OH Specifics: Priority for veterans, rural residents; AARP partnership.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Ohio VA Aid and Attendance/Housebound
- General: Age 65+ or disabled veteran/spouse, OH resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- OH Specifics: High veteran demand; supports care in multiple settings.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Homestead Exemption
Ohio Homestead Exemption
- General: Age 65+ (or disabled), OH resident, homeowner, low-income.
- Income Limits (2025): ~$38,500/year (individual, adjusted annually).
- Asset Limits: Not assessed; home ownership required.
- OH Specifics: Reduces taxable value by $25,000; applies to primary residence.
- Services: Tax reduction (~$400-$800/year avg., varies by county).
Save the Dream Ohio (Homeowner Assistance Fund)
Ohio Save the Dream
- General: Age 60+ prioritized, OH resident, homeowner, hardship post-Jan 21, 2020.
- Income Limits (2025): ~$147,600/year (family of 4, 150% AMI; varies by county).
- Asset Limits: Not assessed; hardship-focused.
- OH Specifics: Covers delinquent mortgages, utilities, taxes; max $25,000 mortgage aid.
- Services: Mortgage aid ($25,000 max), utility/property tax aid ($5,000 avg.).
Claim What’s Yours Financial Aid for Ohio Seniors
Ohio Medicaid PASSPORT
PASSPORT Waiver
Requirements:
- General:Age 60+, Ohio resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025):~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual), $3,000 (couple).
- OH Specifics:Administered through regional agencies; waitlists possible.
Benefits without Contact:
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
OH HCP
Ohio Home Care Program (non-Medicaid)
Requirements:
- General:Age 60+, Ohio resident, at risk of decline.
- Income Limits:~$2,000/month (individual, varies).
- Asset Limits:$5,000 (individual).
- OH Specifics:Limited funding; regional variation.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).
Ohio Assisted Living Waiver
Assisted Living Waiver (ALW)
Requirements:
- General:Age 21+ (65+ prioritized), OH resident, Medicaid-eligible, NFLOC.
- Income Limits (2025):~$2,829/month (individual); QIT required.
- Asset Limits:$2,000 (individual), $3,000 (couple).
- OH Specifics:Covers ~300 facilities; room/board not included (separate cost).
Benefits without Contact:
- Services: Personal care, meals, medication management, transportation (~$3,000-$4,000/month value).
Ohio PACE (e.g., McGregor PACE)
Program of All-Inclusive Care for the Elderly (PACE)
Requirements:
- General:Age 55+, OH resident (specific counties), NFLOC, safe with PACE support.
- Income Limits (2025):~$2,829/month (Medicaid-eligible); private pay option available.
- Asset Limits:$2,000 (individual), $3,000 (couple) for Medicaid enrollees.
- OH Specifics:Available in 9 counties (e.g., Cuyahoga, Franklin); expanding via Healthy Aging Grants.
Benefits without Contact:
- Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.
Ohio Medicare Savings Program
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, OH resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- OH Specifics:Three tiers; includes Extra Help for Part D; no waitlist.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Ohio HEAP
Home Energy Assistance Program (HEAP)
Requirements:
- General:Age 60+ prioritized, OH resident, low-income household.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- OH Specifics:Covers gas, electric, oil; emergency aid via Winter/Summer Crisis Programs.
Benefits without Contact:
- Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).
Ohio Family Caregiver Support Program
Family Caregiver Support Program (FCSP)
Requirements:
- General:Caregivers of 60+ needing care or 55+ caregivers of others; OH resident; functional needs (2+ ADLs).
- Income Limits (2025):Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits:Not assessed; need-based.
- OH Specifics:12 AAAs; rural/low-income priority; volunteer respite option.
Benefits without Contact:
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
Ohio SCSEP
Senior Community Service Employment Program (SCSEP)
Requirements:
- General:Age 55+, unemployed, low-income, OH resident.
- Income Limits (2025):~$1,983/month (125% FPL).
- Asset Limits:Not specified; income-focused.
- OH Specifics:Priority for veterans, rural residents; AARP partnership.
Benefits without Contact:
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Ohio VA Aid and Attendance/Housebound
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, OH resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- OH Specifics:High veteran demand; supports care in multiple settings.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Ohio Homestead Exemption
Homestead Exemption
Requirements:
- General:Age 65+ (or disabled), OH resident, homeowner, low-income.
- Income Limits (2025):~$38,500/year (individual, adjusted annually).
- Asset Limits:Not assessed; home ownership required.
- OH Specifics:Reduces taxable value by $25,000; applies to primary residence.
Benefits without Contact:
- Services: Tax reduction (~$400-$800/year avg., varies by county).
Ohio Save the Dream
Save the Dream Ohio (Homeowner Assistance Fund)
Requirements:
- General:Age 60+ prioritized, OH resident, homeowner, hardship post-Jan 21, 2020.
- Income Limits (2025):~$147,600/year (family of 4, 150% AMI; varies by county).
- Asset Limits:Not assessed; hardship-focused.
- OH Specifics:Covers delinquent mortgages, utilities, taxes; max $25,000 mortgage aid.
Benefits without Contact:
- Services: Mortgage aid ($25,000 max), utility/property tax aid ($5,000 avg.).
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