Five Star Residences of Clearwater
Senior Living, Independent Living, Assisted Living & Respite Care · Indianapolis, IN
CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Five Star Residences of Clearwater

Senior Living, Independent Living, Assisted Living & Respite Care · Indianapolis, Indiana
CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
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Five Star Residences of Clearwater accepts Medicare, Medicaid, and private pay.

Overview of Five Star Residences of Clearwater

A proud member of the Five Star Residences community group, you can definitely count on the quality service of their Clearwater branch in Indianapolis. Five Star Residences offer independent living and assisted living, with outpatient rehabilitation service and respite care service. Your dream home in this community is located down 82nd street, a perfect location near shops, parks, and restaurants so you won’t run out of things to do and to visit. “Your life, your way, every day” you can expect to live your stay here the way you want it, and expect amazing service in a warm community that promotes true independence.

Life at the Five Star Residences of Clearwater offers modern amenities and friendly staff, they offer senior care service like no other. From delicious meals served any time of the day, to fun activities open for everyone, they always strive to provide everything you will need. Residential life is all about the amenities: housekeeping, physical therapy, social events, 24-hour concierge, hair salon, library, and restaurant-style dining that make the environment a place where friendships and memories bloom. They also honor veterans who live in their community through their Wall of Honor that celebrates their effort and experience. 

(317) 849-2244

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▼ 33.6% Below IN avg. ▼ 33.6% Below IN avg.Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▼ 63.4% Below IN avg. ▼ 63.4% Below IN avg.Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▼ 21.6% Below IN avg. ▼ 21.6% Below IN avg.Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▲ 23.5% Above IN avg. ▲ 23.5% Above IN avg.Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing hours breakdown

Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day — compared to Indiana state averages

Total nursing care / resident Info This home is ranked 185th out of 287 homes in Indiana. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
3h 3m per day
Rank #185 / 287Nurse hours — State benchmarkedThis home is ranked 185th out of 287 homes in Indiana. Shows adjusted nurse hours per resident per day benchmarked to the Indiana average, with a ranking across 287 Indiana SNFs. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
This facility Indiana avg (3h 32m per day)
vs Indiana avg
-14%

1 of 1 metrics below state avg

Staff typeHours / Day / Residentvs state avg
Weekend Total Nursing Info Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours. 3h 2m per day ▼ 7% State avg: 3h 15m per day · National avg: 3h 25m per day

Types of Care at Five Star Residences of Clearwater

Independent Living Assisted Living Respite Care

Capacity and availability

Avg. Length of Stay
70 days
Bed community size
81-bed community Rank #327 / 437Bed count — State benchmarkedThis home is ranked 327th out of 437 homes in Indiana. Shows this facility's certified or reported bed count compared to other Indiana SNFs. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
1 year in operation Rank #129 / 362Years in operation — State benchmarkedThis home is ranked 129th out of 362 homes in Indiana. Shows how long this facility has been in operation compared to other Indiana SNFs. Longer operating histories may benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A newer community that may feature more recent facilities and programs.
Walk Score
Walk Score: 55 / 100 Rank #180 / 587Walk Score — State benchmarkedThis home is ranked 180th out of 587 homes in Indiana. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Indiana SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Occupancy

Occupancy rate
75%
Rank #138 / 433Occupancy rate — State benchmarkedThis home is ranked 138th out of 433 homes in Indiana. Shows this facility's occupancy rate versus the Indiana average, with its Statewide rank out of 433. Higher occupancy signals strong local demand and financial stability.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Higher than the Indiana average: 68.1%
Occupied beds
61 / 81
Average occupied beds in Indiana homes 70 beds

License Details

Facility TypeNursing Home
IssuanceMay 1, 2025
ExpirationApril 30, 2026
License Number25-014016-1

Ownership & Operating Entity

Five Star Residences of Clearwater is legally operated by Fve Ec Llc, and administrated by Shane Patterson.

Profit StatusProfit

Type Of Units

Residential
81 units
Total beds
81 units

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of NursingShelliese Strode

Contact Information

Fax(317) 849-6625

Contact Five Star Residences of Clearwater

Inspection History

In Indiana, the Department of Health, Division of Long Term Care is the primary regulatory body that performs onsite inspections and quality of care reviews for all licensed facilities.

Since 2023 · 3 years of data 20 deficiencies 2 complaints 3 inspections
Inspection Score Info A composite 0–100 score combining this facility's inspections, citations, complaints, and enforcement actions relative to the Indiana state average. See the assisted living residences benchmark below for the typical Indiana score; higher is better.

Above the Indiana average for assisted living residences.

Indiana assisted living residences benchmark: C 74/100

Inspection score: 82 out of 100. Letter grade B-. Above the Indiana average for assisted living residences.

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the Indiana state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2023 vs. Indiana state average
Overall vs. IN average 2 Worse Metrics worse than Indiana average:
• Deficiencies per inspection (253% above)
• Inspection deficiency rate (170% above)
8 Better Metrics better than Indiana average:
• Total deficiencies (44% below)
• Deficiencies per year (44% below)
• Total visits (84% below)
• Inspections with deficiencies (57% below)
• Inspections (85% below)
• Total complaints (60% below)
• Complaints per year (59% below)
• Complaint visits (75% below)
Latest Inspection July 2, 2024 Complaint Investigation

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This FacilityIN Averagevs. IN Avg
Total deficiencies Info Formal regulatory issues recorded by inspectors across all inspection types. 2036 This facility has 44% fewer total deficiencies than a typical Indiana assisted living residence (20 vs. IN avg 36).↓ 44% better
Deficiencies per year Info Average deficiencies per year since 2023. 6.712 This facility has 44% fewer deficiencies per year than a typical Indiana assisted living residence (6.7 vs. IN avg 12).↓ 44% better
Deficiencies per inspection Info Average deficiencies per inspection. 6.71.9 This facility has 253% more deficiencies per inspection than a typical Indiana assisted living residence (6.7 vs. IN avg 1.9).↑ 253% worse

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityIN Averagevs. IN Avg
Total visits Info Combined count of all on-site visits — routine inspections, complaint visits, follow-ups, and other focused visits. 319 This facility has 84% fewer total visits than a typical Indiana assisted living residence (3 vs. IN avg 19).↓ 84% better
Inspections with deficiencies Info Inspections that resulted in at least one regulatory deficiency. 37 This facility has 57% fewer inspections with deficiencies than a typical Indiana assisted living residence (3 vs. IN avg 7).↓ 57% better
Inspection deficiency rate Info Percentage of inspections that resulted in at least one deficiency. 100%37% This facility has 63 percentage points higher inspection deficiency rate than a typical Indiana assisted living residence (100% vs. IN avg 37%).↑ 63% worse
Inspections Info Routine, scheduled inspections conducted by state regulators. 213 This facility has 85% fewer inspections than a typical Indiana assisted living residence (2 vs. IN avg 13).↓ 85% better

Complaints & Investigations Info Complaints are formal concerns filed by residents, families, or staff. Investigations are on-site follow-ups.

This FacilityIN Averagevs. IN Avg
Total complaints Info Formal expressions of concern made by residents, families, or staff. 25 This facility has 60% fewer total complaints than a typical Indiana assisted living residence (2 vs. IN avg 5).↓ 60% better
Complaints per year Info Average complaints per year since 2023. 0.71.7 This facility has 59% fewer complaints per year than a typical Indiana assisted living residence (0.7 vs. IN avg 1.7).↓ 59% better
Complaint visits Info On-site visits triggered by formal complaints. Formal complaints can result in multiple visits. 28 This facility has 75% fewer complaint visits than a typical Indiana assisted living residence (2 vs. IN avg 8).↓ 75% better

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

  • The most recent inspection on July 2, 2024, identified multiple deficiencies related to resident care, staff training, food safety, and documentation. Earlier inspections showed similar issues, including medication administration errors, food sanitation problems, and incomplete emergency preparedness. Complaint investigations included one substantiated case involving food storage and sanitation, while another complaint was investigated with no deficiencies found related to the allegations. Enforcement actions such as fines or license suspensions were not listed in the available reports. The pattern of deficiencies suggests ongoing challenges in staff training and food service practices with no clear improvement trend.

Health Inspection History

Inspections since 2023
Total health inspections 12

Indiana average 6


Last Health inspection on Jun 2025

Total health citations
89 Rank #286 / 288Health citations — State benchmarkedThis home is ranked 286th out of 288 homes in Indiana. Shows this facility's total health deficiency citations benchmarked to the Indiana State average, with a ranking across all 288 IN SNFs. Lower citation counts earn a better rank.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Indiana average 25

Citations per inspection
7.42 Rank #271 / 288Citations per inspection — State benchmarkedThis home is ranked 271st out of 288 homes in Indiana. Shows average deficiency citations per CMS inspection for this facility versus the Indiana mean across 288 SNFs with citation data. Lower is better.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Indiana average 4.12


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

54 of 89 citations resulted from standard inspections; 27 of 89 resulted from complaint investigations; and 8 of 89 came from combined inspections (standard and complaint).

Breakdown of citation severity (last 3 years)
Critical health citations
1
400% worse than Indiana average

Indiana average: 0.2


Serious health citations
2
233% worse than Indiana average

Indiana average: 0.6

1 critical citation Indiana average: 0.2

2 serious citations Indiana average: 0.6

86 moderate citations Indiana average: 23.8

0 minor citations Indiana average: 0.4
Citations history (last 3 years)
Pharmacy moderate citation Jun 13, 2025
Corrected

Pharmacy moderate citation Jun 13, 2025
Corrected

Quality of Care moderate citation Jun 13, 2025
Corrected

Quality of Care moderate citation Jun 13, 2025
Corrected

Staffing Data

Reporting period: October 1 – December 31, 2025 (Q4 2025). Source: CMS Payroll-Based Journal report.

Total staff 160
Employees 141
Contractors 19
Staff to resident ratio 1.62:1
1616062% better than Indiana average
Indiana average ratio: 0.00:1 Indiana average ratio: 0.00:1See full Indiana ranking
Avg staff/day 54
Average shift 7.7 hours
0% compared with Indiana average
Indiana average: 7.7 hours Indiana average shift: 7.7 hoursSee full Indiana ranking
Total staff hours (quarter) 38,443

Nursing staff breakdown

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Registered Nurse

Manages medical care and health needs.

RN Staff Info 17 total: 12 full-time employees and 5 contractors. 17
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.5 hours
Licensed Practical Nurse

Assists with medical care and medications.

LPN Staff Info All 29 LPN Staff are full-time employees. No contractors work on this role. 29
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9 hours
Certified Nursing Assistant

Helps with daily care and mobility.

CNA Staff Info All 65 CNA Staff are full-time employees. No contractors work on this role. 65
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.8 hours

Contractor staffing

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.

Total hours from contractors

7.5%

2,896 contractor hours this quarter

Registered Nurse: 5 Speech Language Pathologist: 3 Respiratory Therapy Technician: 3 Physical Therapy Aide: 3 Qualified Social Worker: 2 Physical Therapy Assistant: 1 Qualified Activities Professional: 1 Medical Director: 1

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant6506517,41592100%7.8
Licensed Practical Nurse290299,50192100%9
Registered Nurse125172,68292100%7.5
Medication Aide/Technician9091,9708997%8
Dental Services Staff2029666874%7.7
Clinical Nurse Specialist9098686368%5.4
Speech Language Pathologist0337747076%6.7
Dietitian1015497076%7.8
Administrator1015126470%8
Nurse Practitioner1014645863%8
Respiratory Therapy Technician0334597683%5.6
Physical Therapy Assistant0113945964%6.7
RN Director of Nursing1013884852%8.1
Occupational Therapy Aide5053837379%4.4
Qualified Social Worker0223726368%5.6
Physical Therapy Aide0333486368%5.1
Other Dietary Services Staff5052564246%5.5
Occupational Therapy Assistant10172910%8
Medical Director011602527%2.4
Qualified Activities Professional0111067%1.7
65 Certified Nursing Assistant
% of Days 100%
29 Licensed Practical Nurse
% of Days 100%
17 Registered Nurse
% of Days 100%
9 Medication Aide/Technician
% of Days 97%
2 Dental Services Staff
% of Days 74%
9 Clinical Nurse Specialist
% of Days 68%
3 Speech Language Pathologist
% of Days 76%
1 Dietitian
% of Days 76%
1 Administrator
% of Days 70%
1 Nurse Practitioner
% of Days 63%
3 Respiratory Therapy Technician
% of Days 83%
1 Physical Therapy Assistant
% of Days 64%
1 RN Director of Nursing
% of Days 52%
5 Occupational Therapy Aide
% of Days 79%
2 Qualified Social Worker
% of Days 68%
3 Physical Therapy Aide
% of Days 68%
5 Other Dietary Services Staff
% of Days 46%
1 Occupational Therapy Assistant
% of Days 10%
1 Medical Director
% of Days 27%
1 Qualified Activities Professional
% of Days 7%

Penalties and fines

Includes penalties issued in 2023

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $56K Rank #277 / 289Federal fines — State benchmarkedThis home is ranked 277th out of 289 homes in Indiana. Shows this facility's cumulative CMS federal fine dollars versus the Indiana average among facilities with fines, and where it ranks among 289 skilled nursing facilities in the pool. Lower total dollars mean a better rank.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
107% higher than Indiana average

Indiana average: $27K

Number of fines 1
28% fewer fines than Indiana average

Indiana average: 1.4

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 1
152% more payment denials than Indiana average

Indiana average: 0.4

Fines amount comparison
Fines amount comparison
This facility $56K
Indiana average $27K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

2 penalties in the past 3 years

Multiple penalties were reported in the last 3 years.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Nov 3, 2023
$56K
Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. Nov 3, 2023
2 days

Last updated: Jan 2026

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 5.6
30% better than Indiana average

Indiana average: 8.0

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 11.1
35% better than Indiana average

Indiana average: 17.1

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 5.4%
55% better than Indiana average

Indiana average: 12.0%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 4.6%
68% better than Indiana average

Indiana average: 14.4%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 23.4%
5% better than Indiana average

Indiana average: 24.6%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 2.4%
37% better than Indiana average

Indiana average: 3.9%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 8.8%
101% worse than Indiana average

Indiana average: 4.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.8%
33% better than Indiana average

Indiana average: 1.2%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 6.9%
22% worse than Indiana average

Indiana average: 5.7%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 66.5%
176% worse than Indiana average

Indiana average: 24.1%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 12.1%
In line with Indiana average

Indiana average: 12.4%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 94.9%
In line with Indiana average

Indiana average: 93.7%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 98.0%
In line with Indiana average

Indiana average: 95.4%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 48.4%
41% worse than Indiana average

Indiana average: 81.7%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.9%
37% better than Indiana average

Indiana average: 1.4%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 55.3%
30% worse than Indiana average

Indiana average: 79.0%

Breakdown by payment type

Medicare

11% of new residents, usually for short-term rehab.

Typical stay 23 days

Private pay

50% of new residents, often for short stays.

Typical stay 26 days

Medicaid

39% of new residents, often for long-term daily care.

Typical stay 4 - 5 months

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 99
Medicare
5
5.1% of residents
Medicaid
69
69.7% of residents
Private pay or other
25
25.3% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Family Member Group

Family members meet regularly to discuss policies, care quality, and activities

Active Family Council

Organized group of family members that meets regularly to discuss facility policies, resident care, and activities.

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Finances and operations

Privately-owned community
Operated by a business corporation.
Home revenue
$24.2M
Profit
$532.3K
Privately-owned community Operated by a business corporation.
Home revenue
$24.2M Rank #12 / 290Revenue — State benchmarkedThis home is ranked 12th out of 290 homes in Indiana. Shows this facility's annual revenue compared to the Indiana SNF average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Profit
$532.3K
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations. Rank #28 / 290Payroll — State benchmarkedThis home is ranked 28th out of 290 homes in Indiana. Shows total annual staff payroll benchmarked to the Indiana average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$9.1M
37.5% of revenue Rank #258 / 290Payroll % — State benchmarkedThis home is ranked 258th out of 290 homes in Indiana. Shows payroll as a percentage of revenue versus the Indiana average. Well-run Indiana SNFs typically land around 54–68% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$14.6M
Total costs $23.6M

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Single-story

Dining services icon
Dining services icon

Dining Services

Beauty services icon
Beauty services icon

Beauty Services

Transportation services icon
Transportation services icon

Transportation Services

Housekeeping icon
Housekeeping icon

Housekeeping Services

Recreational activities icon
Recreational activities icon

Recreational Activities

Exercise program icon
Exercise program icon

Exercise Programs

Who this home usually serves

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Living Spaces & Floor Plans for Five Star Residences of Clearwater

Five Star Residences Of Clearwater Plan 4
Five Star Residences Of Clearwater Plan 2
Five Star Residences Of Clearwater Plan 1
Five Star Residences Of Clearwater Plan 3

Places of interest near Five Star Residences of Clearwater

Address 7.7 miles from city center Info Estimated distance in miles from Indianapolis's city center to Five Star Residences of Clearwater's address, calculated via Google Maps. — 2.8 miles to nearest hospital (Indiana Spine Group)

Calculate Travel Distance to Five Star Residences of Clearwater

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Financial Assistance for
Senior Living in Indiana

Five Star Residences of Clearwater is located in Indianapolis, Indiana.
Here are the financial assistance programs available to residents in Indiana.

Get Financial aid guidance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled
General Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IN

Requires level-of-care determination.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+
General Indiana resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $10,000 individual
IN

Limited funding; regional variation.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+
General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IN

~50 facilities statewide; per diem rate set by FSSA.

Benefits
Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled
General Indiana resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IN

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
IN

16 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IN

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Compare Senior Living around Fishers

Filter by care type
Five Star Residences of Clearwater
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Indianapolis (Allisonville) -81 551 Bed / 2 Bed
Hamilton Trace
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Fishers -210 331 Bed / 2 Bed

Frequently Asked Questions about Five Star Residences of Clearwater

What neighborhood is Five Star Residences of Clearwater in?

Five Star Residences of Clearwater is in the Allisonville neighborhood of Indianapolis.

Who is the Director of Nursing at Five Star Residences of Clearwater?

Shelliese Strode is the Director of Nursing at Five Star Residences of Clearwater.

Who is the owner of Five Star Residences of Clearwater?

The legal owner and operator of Five Star Residences of Clearwater is Fve Ec Llc.

Is Five Star Residences of Clearwater in a walkable area?

Five Star Residences of Clearwater has a walk score of 55. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What is the license number of Five Star Residences of Clearwater?

According to IN state health department records, Five Star Residences of Clearwater's license number is 25-014016-1.

When does Five Star Residences of Clearwater's license expire?

According to IN state health department records, Five Star Residences of Clearwater's license expires on April 30, 2026.

What is the occupancy rate at Five Star Residences of Clearwater?

Five Star Residences of Clearwater's occupancy is 75%.

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