What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Four Seasons Retirement Center

COLUMBUS, IN 47203 View Map

Four Seasons Retirement Center is a Nursing Home in Indiana

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Overview of Four Seasons Retirement Center

Four Seasons Retirement Center is a Life Plan Community located in Columbus, Indiana. It offers a vibrant, maintenance-free lifestyle with a full spectrum of living options including Independent Living, Assisted Living, and Memory Care Support. Residents enjoy a range of amenities and services designed to enhance their quality of life.

(812) 372-8481

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 4.81/day

Overall rating

5/5

Health Inspection

5/5

Staffing

4/5

Quality Measures

4/5

Capacity and availability

High-capacity home

May provide extensive amenities, services and programs.

Total beds 239

This home usually has availability

Lower occupancy suggests more openings may be available.

53.2%

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Might be optimal for

Flexible care needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

8% of new residents, usually for short-term rehab.

Typical stay 1 - 2 years

Private pay

92% of new residents, often for short stays.

Typical stay 4 - 5 months

Finances and operations

Home revenue

$8.5M

Surplus of revenue

$301.7K

Voluntary non-profit home Other

Home revenue

$8,509,501.00

Surplus of revenue

$301,680.00

Payroll costs

$3.1M

36.5% of revenue

Other operating costs

$5.1M

Total costs $8.2M

239-bed community

A large-scale community that may provide a wide range of amenities, services, and structured programs.

About this community

License Status

Active

Facility Type

MIXED FACILITY (NURSING + RESIDENTIAL CARE)

License Date

May 1, 2025

Additional licensing details

License number: 25-000543-1

CMS Certification Number: 155471

Ownership & operating entity

Four Seasons Retirement Center is administrated by REBECCA STENNER.

Profit status: NON-PROFIT

Safety & Compliance

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of Nursing: SHERRI HASH

Care Services

Memory Care

Independent Living

Licensed Nurses/CNAs

All Levels of Care

Independent Living

Assisted Living

Memory Care Support

Health & Rehabilitation

Contact Information

Fax: (812) 378-6184

Additional Policies & Features

Minimum Age: 55

Amenities & Lifestyle

On-site salon and barbershop services

Clubhouse with social spaces and game rooms

Beautiful walking trails and pet friendly green spaces

Fully equipped fitness center with exercise classes

Library and reading areas for quiet relaxation

Restaurant-style dining with diverse daily menus

Convenient transportation services for outings and appointments

Programs & Activities

Specific Programs

Independent Living, Assisted Living, Memory Care Support, Health & Rehabilitation, Life Enrichment, Culinary Offerings, Spiritual Life, Financial Options, Testimonials, Moving Guide, FAQ

Dining & Nutrition

Food Description

Residents enjoy chef-prepared meals in a restaurant-style dining room with a variety of daily specials and a welcoming atmosphere.

Results

4 with citations

0 without citations

Show Inspection Reports

1 complaint

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

20 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Compare Nursing Homes around Indiana

Four Seasons Retirement Center

SNF

IN 47203

BHI SENIOR LIVING, INC.

53.2%

$8,470,446.00

$3,106,802.00

36.7%

14.30

5/5

4.8105

5/5

4/5

Adams Woodcrest

SNF

IN 46733

143

71.4%

$12,192,260.00

$5,615,054.00

46.1%

108.40

5/5

3.6901

5/5

3/5

5/5

Adams Heritage

SNF

IN 46773

71.6%

$5,068,983.00

$2,488,962.00

49.1%

39.10

5/5

4.1205

4/5

5/5

Addison Pointe Health & Rehabilitation Center

SNF

IN 46304

100

DOBBEN, STEVEN

92.5%

$15,225,564.00

$5,306,023.00

34.8%

92.50

3/5

3.1554

2/5

3/5

5/5

Albany Health Care & Rehabilitation Center

SNF

IN 47320

102

TROXWELL, MELANIE

75.6%

$12,342,683.00

$4,315,019.00

35%

77.20

2/5

3.5110

2/5

3/5

Four Seasons Retirement Center

Type of care: SNF AL

Community: IN 47203

Bed Count: 88

Pets Allowed: No

Operator: BHI SENIOR LIVING, INC.

CCN: 155471

Occupancy: 53.2%

Home Revenue: $8,470,446.00

Payroll Costs: $3,106,802.00

Payroll %: 36.7%

Avg Residents/Day: 14.30

Overall Rating: 5/5

Adj Nurse Hours: 4.8105

Health Insp Rating: 5/5

Staffing Rating: 4/5

QM Rating: 4/5

Adams Woodcrest

Type of care: SNF AL

Community: IN 46733

Bed Count: 143

Pets Allowed: No

CCN: 155747

Occupancy: 71.4%

Home Revenue: $12,192,260.00

Payroll Costs: $5,615,054.00

Payroll %: 46.1%

Avg Residents/Day: 108.40

Overall Rating: 5/5

Adj Nurse Hours: 3.6901

Health Insp Rating: 5/5

Staffing Rating: 3/5

QM Rating: 5/5

Adams Heritage

Type of care: SNF AL

Community: IN 46773

Bed Count: 61

Pets Allowed: No

CCN: 155729

Occupancy: 71.6%

Home Revenue: $5,068,983.00

Payroll Costs: $2,488,962.00

Payroll %: 49.1%

Avg Residents/Day: 39.10

Overall Rating: 5/5

Adj Nurse Hours: 4.1205

Health Insp Rating: 4/5

Staffing Rating: 4/5

QM Rating: 5/5

Addison Pointe Health & Rehabilitation Center

Type of care: SNF AL

Community: IN 46304

Bed Count: 100

Pets Allowed: No

Operator: DOBBEN, STEVEN

CCN: 155805

Occupancy: 92.5%

Home Revenue: $15,225,564.00

Payroll Costs: $5,306,023.00

Payroll %: 34.8%

Avg Residents/Day: 92.50

Overall Rating: 3/5

Adj Nurse Hours: 3.1554

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 5/5

Number of Fines: 1

Albany Health Care & Rehabilitation Center

Type of care: SNF AL

Community: IN 47320

Bed Count: 102

Pets Allowed: No

Operator: TROXWELL, MELANIE

CCN: 155432

Occupancy: 75.6%

Home Revenue: $12,342,683.00

Payroll Costs: $4,315,019.00

Payroll %: 35%

Avg Residents/Day: 77.20

Overall Rating: 2/5

Adj Nurse Hours: 3.5110

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 3/5

COLUMBUS, IN 47203

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Total Staff

Employees

Contractors

9,370

Total Hours (Quarter)

Avg Staff/Day

6.1

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	4	9.1	No
Licensed Practical Nurse	6	8.5	No
Certified Nursing Assistant	16	7	No

Staff by Category

Administration

2 staff

1.3hs shift avg

Nursing Staff

38 staff

7.2hs shift avg

Physicians & Practitioners

4 staff

5.3hs shift avg

Therapy Services

14 staff

5.6hs shift avg

Activities & Recreation

0 staff

0hs shift avg

Social Services

2 staff

5.2hs shift avg

Dietary Services

1 staff

0.2hs shift avg

Other Services

2 staff

1.7hs shift avg

Contractor Analysis

26.7%

of total hours from contractors

2,506 contractor hours this quarter

Physical Therapy Assistant: 4 Speech Language Pathologist: 2 Respiratory Therapy Technician: 5 Qualified Social Worker: 2 Medical Director: 1 Occupational Therapy Aide: 1 Feeding Assistant: 1 Physical Therapy Aide: 2

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	16	0	16	1,712	91	100%	7
Registered Nurse	4	0	4	1,403	90	99%	9.1
Medication Aide/Technician	8	0	8	1,364	88	97%	8.6
Licensed Practical Nurse	6	0	6	831	71	78%	8.5
Physical Therapy Assistant	0	4	4	817	65	71%	6.4
Clinical Nurse Specialist	3	0	3	750	65	71%	5.7
Speech Language Pathologist	0	2	2	586	64	70%	5.8
RN Director of Nursing	2	0	2	496	64	70%	4
Respiratory Therapy Technician	0	5	5	472	79	87%	5.1
Qualified Social Worker	0	2	2	442	81	89%	5.2
Mental Health Service Worker	2	0	2	106	64	70%	1.7
Occupational Therapy Aide	0	1	1	100	24	26%	4.2
Nurse Aide in Training	1	0	1	88	19	21%	4.6
Nurse Practitioner	1	0	1	63	21	23%	3
Medical Director	0	1	1	49	13	14%	3.8
Administrator	1	0	1	47	59	65%	0.8
Physical Therapy Aide	0	2	2	25	9	10%	2.8
Feeding Assistant	0	1	1	16	26	29%	0.6
Other Dietary Services Staff	1	0	1	5	22	24%	0.2

View All Staffing Data

Total Health inspections 3

50% below Indiana average

Indiana average: 6.0

Last Health inspection on Jun 2025

Total Health citations 8

68% below Indiana average

Indiana average: 25.0

2.67 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 8 citations

Complaint investigations 0 citations

Breakdown of citations

Critical Health citations 0

100% below Indiana average

Indiana average: 0.2

Serious Health citations 0

100% below Indiana average

Indiana average: 0.6

Moderate Health citations 7

Minor Health citations 1

Citations history (last 3 years)

Pharmacy moderate citation Jun 23, 2025

Corrected

Quality of Care moderate citation Jun 23, 2025

Corrected

Administration moderate citation Apr 05, 2024

Corrected

Nursing Services minor citation Apr 05, 2024

Corrected

Short-stay resident measures

Pneumococcal Vaccine 100.0%

22% better than Indiana average

Antipsychotic medication increase 0.0%

100% better than Indiana average

Influenza Vaccine 81.5%

Near Indiana average

Financial Trends

Historical financial and operational data for Four Seasons Retirement Center based on CMS SNF Cost Reports.

Occupancy Rate 53.2% ↓ 0.1pp vs 2022

Net Income $301,680 ↓ ~$138K vs 2022

Total Payroll $4,435,853 ↑ ~$411K vs 2022

Profit Margin 3.6% ↓ 1.8pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	70.6%	67.8%	67.4%	72.3%	71.4%	68.5%	65.7%	69.5%	67.8%	52.0%	52.0%	53.4%	53.2%
Beds	88	88	88	88	88	88	88	88	88	88	88	88	88
Net Income	$632,005	$182,243	$533,128	$887,291	$1,038,757	$892,797	$931,843	$1,433,323	$1,099,946	-$614,814	$118,262	$439,536	$301,680
Gross Revenue	$6,920,525	$7,349,361	$7,532,936	$8,270,097	$8,443,009	$8,466,018	$8,468,824	$9,237,065	$9,115,999	$6,619,891	$7,303,659	$8,138,932	$8,470,446
Operating Expenses	$5,810,053	$6,144,552	$6,188,370	$6,731,935	$6,841,279	$6,991,252	$6,867,377	$7,251,725	$7,554,857	$7,315,068	$7,116,819	$7,434,834	$7,748,753
Net Patient Revenue	$6,344,956	$6,234,599	$6,630,208	$7,527,687	$7,802,497	$7,807,676	$7,728,462	$8,615,886	$8,583,095	$6,678,946	$7,169,040	$7,842,765	$8,011,378
Total Payroll	$3,391,274	$3,536,273	$3,639,685	$3,914,284	$3,949,139	$3,971,135	$3,971,890	$4,354,792	$4,518,167	$4,175,816	$4,113,254	$4,024,984	$4,435,853
Profit Margin %	9.1%	2.5%	7.1%	10.7%	12.3%	10.6%	11.0%	15.5%	12.1%	-9.3%	1.6%	5.4%	3.6%
Medicare %	20.2%	22.5%	23.0%	22.6%	22.3%	25.5%	25.3%	26.8%	24.6%	23.8%	26.8%	26.2%	27.2%
Medicaid %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Private %	79.8%	77.5%	77.0%	77.4%	77.7%	74.5%	74.7%	73.2%	75.4%	76.2%	73.2%	73.8%	72.8%
Revenue/Day	$280	$286	$307	$324	$340	$354	$366	$386	$394	$399	$429	$457	$468
Cost/Day	$256	$282	$286	$290	$299	$317	$325	$325	$347	$437	$426	$434	$453
Avg Length of Stay	27.2 days	23.1 days	24.3 days	28.4 days	25.8 days	26.6 days	35.7 days	40.3 days	32.2 days	34.4 days	31.4 days	26.4 days	25.8 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: Requires level-of-care determination.

CHOICE Program

Indiana CHOICE

General: Age 60+, Indiana resident, at risk of nursing home.

Income Limits: ~$2,000/month (varies).

Asset Limits: $10,000 (individual).

IN Specifics: Limited funding; regional variation.

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025): ~$1,004/month (including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IN Specifics: Three tiers; no waitlist.

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

General: Age 55+, unemployed, low-income, Indiana resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IN Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IN Specifics: High veteran demand statewide.

Four Seasons Retirement Center

Four Seasons Retirement Center is a Nursing Home in Indiana

Four Seasons Retirement Center is a Nursing Home in Indiana

Four Seasons Retirement Center

Four Seasons Retirement Center is a Nursing Home in Indiana

Four Seasons Retirement Center is a Nursing Home in Indiana

Quality ratings

Capacity and availability

High-capacity home

This home usually has availability

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Safety & Compliance

Staffing

Leadership

Care Services

All Levels of Care

Contact Information

Additional Policies & Features

Amenities & Lifestyle

Programs & Activities

Dining & Nutrition

Inspection History

8 visits/inspections

Results

1 complaint

20 total citations

Inspection Reports

Compare Nursing Homes around Indiana

Places of interest near Four Seasons Retirement Center

Calculate Travel Distance to Four Seasons Retirement Center

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Quality of care over time

Short-stay resident measures

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Indiana Seniors

Aged and Disabled Waiver

CHOICE Program

Residential Care Assistance Program (RCAP)

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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