Harmony Village at CareOne Paramus

Article: How to get Medicare and Medicaid to Pay for Assisted Living

21.4 miles from city center

Description

Harmony Village at Paramus proudly introduces Bergen County’s first assisted living apartments dedicated to memory care. With a specially trained team, they work closely with residents and their families to develop personalized memory care living plans that promote independence and enhance the quality of life for those with memory impairments.

Harmony Village’s innovative memory-care programs are designed to optimize cognitive and physical functioning, allowing residents to maintain the highest possible quality of life. With 24-hour certified nursing care, dedicated dementia specialists, and advanced technology and practices, Harmony Village is committed to providing exceptional care. The community features 124 private apartments and six distinct “neighborhoods,” catering to residents in various stages of memory impairment, establishing it as the premier assisted living community for memory care in Bergen County.

Map

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Type of Care Available

Skilled Nursing Memory Care Respite Care

Claim What’s Yours: Financial Aid for New York Seniors

Program

State Program Name

Eligibility

Benefits

Community First Choice Option

NY Medicaid CFCO

General: Age 65+ or disabled, New York resident, Medicaid- eligible, care need (not necessarily nursing home level).
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $30,182 (individual, higher due to NY Medicaid expansion).
NY Specifics: Higher asset limit; urban density increases demand.

Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), assistive technology ($500 avg.).

Expanded In-Home Services for the Elderly Program (EISEP)

NY EISEP

General: Age 60+, New York resident, at risk of decline but not nursing home level.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $15,000 (individual).
NY Specifics: Cost-sharing required above certain income; urban/rural balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), case management, transportation (~5 trips/month).

Senior Citizen Rent Increase Exemption (SCRIE)

NY SCRIE

General: Age 62+, NYC resident, live in rent-controlled/stabilized apartment, spend >1/3 of income on rent.
Income Limits (2025): $50,000/year (household).
Asset Limits: No strict asset cap, but income-focused eligibility.
NY Specifics: Limited to NYC’s rent-regulated units; high demand in urban areas.

Services: Rent freeze (e.g., covers increases of $50-$200+/month); tax credit for landlord.

Senior Citizen Homeowners’ Exemption (SCHE)

NY SCHE

General: Age 65+, NYC resident, own and live in a 1-3 family home, co-op, or condo.
Income Limits (2025): $58,399/year (household).
Asset Limits: No strict asset cap, income-driven eligibility.
NY Specifics: Applies only in NYC; excludes large apartment buildings.

Services: Property tax reduction (5-50%, e.g., $500-$5,000/year based on income and property value).

New York Foundation for Senior Citizens (NYFSC) Home Sharing Program

NYFSC Home Sharing

General: One participant must be 60+ (host or guest), NYC resident, able to share living space.
Income Limits: No strict limit, but targets those needing cost relief.
Asset Limits: Not applicable; focus on housing need.
NY Specifics: Primarily NYC-focused; limited slots due to demand.

Services: Shared housing (reduces rent/living costs by 30-50%, e.g., $500-$1,000/month savings); optional light assistance between housemates.

Claim What’s Yours Financial Aid for New York Seniors

NY Medicaid CFCO

Community First Choice Option

Eligibility

General: Age 65+ or disabled, New York resident, Medicaid- eligible, care need (not necessarily nursing home level).
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $30,182 (individual, higher due to NY Medicaid expansion).
NY Specifics: Higher asset limit; urban density increases demand.

Benefits

Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), assistive technology ($500 avg.).

NY EISEP

Expanded In-Home Services for the Elderly Program (EISEP)

Eligibility

General: Age 60+, New York resident, at risk of decline but not nursing home level.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $15,000 (individual).
NY Specifics: Cost-sharing required above certain income; urban/rural balance.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), case management, transportation (~5 trips/month).

NY SCRIE

Senior Citizen Rent Increase Exemption (SCRIE)

Eligibility

General: Age 62+, NYC resident, live in rent-controlled/stabilized apartment, spend >1/3 of income on rent.
Income Limits (2025): $50,000/year (household).
Asset Limits: No strict asset cap, but income-focused eligibility.
NY Specifics: Limited to NYC’s rent-regulated units; high demand in urban areas.

Benefits

Services: Rent freeze (e.g., covers increases of $50-$200+/month); tax credit for landlord.

NY SCHE

Senior Citizen Homeowners’ Exemption (SCHE)

Eligibility

General: Age 65+, NYC resident, own and live in a 1-3 family home, co-op, or condo.
Income Limits (2025): $58,399/year (household).
Asset Limits: No strict asset cap, income-driven eligibility.
NY Specifics: Applies only in NYC; excludes large apartment buildings.

Benefits

Services: Property tax reduction (5-50%, e.g., $500-$5,000/year based on income and property value).

NYFSC Home Sharing

New York Foundation for Senior Citizens (NYFSC) Home Sharing Program

Eligibility

General: One participant must be 60+ (host or guest), NYC resident, able to share living space.
Income Limits: No strict limit, but targets those needing cost relief.
Asset Limits: Not applicable; focus on housing need.
NY Specifics: Primarily NYC-focused; limited slots due to demand.