Ideal Senior Living

Article: How to get Medicare and Medicaid to Pay for Assisted Living

5.4 miles from city center

Description

Nestled peacefully in Oakland County, Bloomfield, MI, Ideal Senior Living is a quaint senior living community that offers a warm and loving environment for assisted living and memory care. The community welcomes residents into private and secure residences featuring bathrooms with roll-in showers, a big open kitchen and living room, and wheelchair accessible. The community offers a wide array of care services, ranging from assistance with daily living and medication management to more specialized care like diabetic care and hospice care.

Residents are guaranteed to receive immediate assistance and support with a highly trained team of caregivers, registered nurses, and doctors available on-site and on-call 24/7. There’s always something to do with plenty of social and recreational activities regularly held by the community, such as games, musical programs, movies, exercise classes, and arts & crafts. Ideal Senior Living also thoroughly maintains a ratio of one caregiver for every three residents to ensure every resident is given professional, focused and high quality care.

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Details

What does this place offer?

Housing Options Private Room

Building Type 2-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Memory Care Respite Care Hospice Care

Claim What’s Yours: Financial Aid for Michigan Seniors

Program

State Program Name

Eligibility

Benefits

MI Choice Waiver

Michigan Medicaid MI Choice Waiver

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: Delivered through regional waiver agents; waitlists possible.

Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).

Home Help Program

Michigan Home Help

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
Income Limits: ~$1,732/month (individual, Medicaid threshold).
Asset Limits: $2,000 (individual).
MI Specifics: Can hire family caregivers; less intensive than waiver.

Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).

Program of All-Inclusive Care for the Elderly (PACE)

Michigan PACE

General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Medicare Savings Program (MSP)

Michigan Medicare Savings Program

General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Michigan NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.

Senior Community Service Employment Program (SCSEP)

Michigan SCSEP

General: Age 55+, unemployed, low-income, Michigan resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Michigan VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MI Specifics: High veteran demand in urban/rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Claim What’s Yours Financial Aid for Michigan Seniors

Michigan Medicaid MI Choice Waiver

MI Choice Waiver

Eligibility

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: Delivered through regional waiver agents; waitlists possible.

Benefits

Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).

Michigan Home Help

Home Help Program

Eligibility

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
Income Limits: ~$1,732/month (individual, Medicaid threshold).
Asset Limits: $2,000 (individual).
MI Specifics: Can hire family caregivers; less intensive than waiver.

Benefits

Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).

Michigan PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Michigan Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Michigan NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.

Michigan SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Michigan resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Michigan VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MI Specifics: High veteran demand in urban/rural areas.