What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Chester Street Residence | Memory Care in Clarkston, MI

Overview of Chester Street Residence

Chester Street Residence is a leading senior living community offering assisted living and specialized memory care services in Oakland County, Warren, Michigan. Guided by a steadfast mission, the community is committed to delivering unwavering care and support to residents and their families, ensuring safety, comfort, dignity, and enjoyment in every moment. Residents are given personalized care plans that thoroughly match their individual needs. Whether it’s assistance with daily living activities or access to physical, occupational and speech therapy, Chester Street Residence is guaranteed to meet your needs.

Committed to providing interactive experiences that foster well-being and fulfillment of the lives of each resident, the community conducts a variety of engaging and stimulating activities and daily programming. Plenty of amenities and services, such as daily home cooked meals, laundry services, housekeeping, and room service, are provided to make residents’ lives more comfortable and convenient. With a professional, caring team available 24 hrs a day, 7 days a week, residents are sure to receive the care and support they need to lead the lifestyle they desire.

(248) 439-6800 wecare@chesterstreetresidence.com

15 years in operation

A community with a solid operating history and experience delivering ongoing care.

Walk Score: 63 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Secured Perimeter

Rehabilitation Services

Doctor on Staff

Nursing Services

24-Hour Staffing

Private Rooms

Private Bathroom & Shower

Secure Community

Full Unlimited Private Telephone Service

Cable Television Service

Assistance With All Activities Of Daily Living

Geriatric Physician In The Community Twice Per Week

Physical

Occupational And Speech Therapy

Housekeeping And Laundry Services Daily

Quiet

Warm

Charming Residential Atmosphere

Excellent Location And Neighborhood

Specific ProgramsPhoto gallery, Blog, Reviews, Contact, Schedule a Tour, Menu

Food DescriptionHome Cooked Meals every day; Accommodations to meet all dietary needs & desires.

What does this home offer?

Housing Options: Private Room

Building Type: 2-story

Fitness and Recreation

Types of Care at Chester Street Residence

Assisted Living Memory Care

Compare Assisted Living around Clarkston

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Beaumont Commons – Farmington Hills	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Farmington Hills (Botsford Commons Senior Community)	179	Yes	24	Private Room	-	-	0	0	-
Hampton Manor of Holly	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Holly	104	Yes	38	Private Room	1	-	5	14	Hampton Manor Of Holly Llc
New Heights Assisted Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Village Of Clarkston	6	No	0	Private Room	-	-	3	6	New Heights Assisted Living, Llc
Genesis Senior Living – Warren	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).	Warren	6	No	49	Private Room	-	-	3	7	New Genesis Senior Living Llc
Chester Street Residence	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Royal Oak	-	No	63	Private Room	15	A+	0	0	-

Beaumont Commons – Farmington Hills

Type of care: NH AL

Community: Farmington Hills (Botsford Commons Senior Community)

Bed Count: 179

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Hampton Manor of Holly

Type of care: AL IL MC

Community: Holly

Bed Count: 104

Pets Allowed: Yes

Bed Options: Private Room

New Heights Assisted Living

Type of care: AL

Community: Village Of Clarkston

Bed Count: 6

Pets Allowed: No

Bed Options: Private Rooms

Genesis Senior Living – Warren

Type of care: AL IL MC NH

Community: Warren

Bed Count: 6

Pets Allowed: No

Bed Options: Private Room

Chester Street Residence

Type of care: AL MC

Community: Royal Oak

Pets Allowed: No

Bed Options: Private Room

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MI Choice Waiver

Michigan Medicaid MI Choice Waiver

Age 65+ or disabled

General Michigan resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Delivered through regional waiver agents; waitlists possible.

Benefits

Personal care (5-7 hours/day) Respite care (240 hours/year) Home modifications ($1,500 avg.) Adult day care ($65/day)

Home Help Program

Michigan Home Help

Age 65+ or disabled

General Michigan resident, Medicaid- eligible or low-income.

Income Limits ~$1,732/month individual, Medicaid threshold

Asset Limits $2,000 individual

Can hire family caregivers; less intensive than waiver.

Benefits

Personal care (up to 60 hours/month) Homemaker services Respite (varies)

Program of All-Inclusive Care for the Elderly (PACE)

Michigan PACE

Age 55+

General Michigan resident, nursing home-level care need, safe with PACE support.

Income Limits (2025) ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits $2,000 (individual), $3,000 (couple).

16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Therapy Respite

Medicare Savings Program (MSP)

Michigan Medicare Savings Program

Age 65+ or disabled

General Michigan resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Michigan NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

16 AAAs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

Senior Community Service Employment Program (SCSEP)

Michigan SCSEP

Age 55+

General unemployed, low-income, Michigan resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; Operation ABLE partnership.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Michigan VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Michigan resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in urban/rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

12.9 miles from city center Estimated distance in miles from Royal Oak's city center to Chester Street Residence's address, calculated via Google Maps. — 7.17 miles to nearest hospital (Select Specialty Hospital - Northwest Detroit)

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Chester Street Residence

Memory Care in Warren

Memory Care in Warren