What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Independent Living Home

Independence Village of Carmel

Independent Living Home

Independence Village of Carmel

13390 Illinois St, Carmel, IN 46032 View map

Calculator See prices in your area

13390 Illinois St, Carmel, IN 46032 View map

Calculator See prices in your area

Overview of Independence Village of Carmel

Independence Village of Carmel independent living, assisted living, and memory care for seniors. The community provides high-quality senior care that allows residents to stay active and maintain individuality; they ensure that residents live the best life possible by creating an environment that cultivates personal growth and blossoming friendships. The vibrant senior living home is the ideal place for an elderly who seeks to find an accepting and inviting community with programs and services that celebrate each individual.

As a proud member of the StoryPoint group, Independence Village ensures that its services are flexible for comfort and stability. They provide a range of services, such as 24-hour licensed support by a team of professional and compassionate care staff, beautiful and thoughtfully designed interiors, and specialized programming for holistic wellness.

(317) 818-0526

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 93

This home usually has availability

Lower occupancy suggests more openings may be available.

75.3%

93-bed community

A larger shared setting that may offer more common spaces and organized community services.

19 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 23 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

About this community

Occupancy

Occupancy rate

75%

9% higher than Indiana average

Indiana average: 69%

Occupied beds

70 / 93

Average residents 70 per day

License details

Facility type

Assisted Living / Residential Care Facility (rcf)

Status Active

Issuance January 6, 2025

Expiration May 31, 2026

Additional licensing details

License number: 25-013297-1

Ownership & operating entity

Independence Village of Carmel is legally operated by SENIOR LIVING CARMEL LLC, and administrated by DANA LARSON.

Profit status: PROFIT

Type Of Units

Residential

93 units

Total beds

93 units

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of Nursing: MELISSA KEPLEY

Contact: Tim Bryant, President

Care Services

Alzheimer's Certification

Contact Information

Fax: (317) 818-0630

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Room Sizes: 400 / 440 / 480 / 540 - 1,220 sq. ft

Housing Options: Studio / 1 Bed / 2 Bed

Building Type: 3-story

Transportation Services

Fitness and Recreation

Types of Care at Independence Village of Carmel

Independent Living Assisted Living Memory Care

Get floorplan photos & videos Schedule a home tour Get detailed pricing Check availability Get brochure

Indiana average: 8 complaint visits

Show Inspection Reports

3 complaints

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

Indiana average: 4 complaints

Latest inspection

Date:July 8, 2025

Type:Complaint Investigation

12 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Indiana average: 26 citations

23 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Inspection Report Summary for Independence Village of Carmel

The most recent inspection on July 8, 2025, found no deficiencies related to the complaint investigated. Earlier inspections showed a pattern of deficiencies primarily involving staff training and certification, documentation of orientations, fire and disaster drills, food safety practices, and tuberculosis testing. Prior reports also cited issues with resident dignity and property security, which led to staff terminations, but no fines or enforcement actions were listed in the available reports. Most complaint investigations were unsubstantiated, with the exception of some substantiated complaints related to resident rights and property misappropriation in 2024. The facility’s inspection history shows some improvement over time, with fewer deficiencies noted in the most recent visits.

Compare Independent Living around Carmel

Woodland Terrace of Carmel

Carmel

149

Yes

A+

Studio / 1 Bed / 2 Bed

Rose Senior Living Carmel

Carmel

122

Yes

Studio / 1 Bed / 2 Bed

Independence Village of Carmel

Carmel

Yes

A+

Studio / 1 Bed / 2 Bed

The Stratford

SNF

Carmel (The Village of West Clay)

Yes

A+

Studio / 1 Bed / 2 Bed

Woodland Terrace of Carmel

Type of care: AL IL MC

Community: Carmel

Bed Count: 149

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

Rose Senior Living Carmel

Type of care: AL IL MC

Community: Carmel

Bed Count: 122

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

Independence Village of Carmel

Type of care: AL IL MC

Community: Carmel

Bed Count: 93

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

The Stratford

Type of care: AL IL MC SNF

Community: Carmel (The Village of West Clay)

Bed Count: 18

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

2.3 miles from city center — 5.85 miles to nearest hospital (Ascension St. Vincent Hospital - Indianapolis)

Quick search

13390 Illinois St, Carmel, IN 46032

Calculate Travel Distance to Independence Village of Carmel

Add your location

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: Requires level-of-care determination.

CHOICE Program

Indiana CHOICE

General: Age 60+, Indiana resident, at risk of nursing home.

Income Limits: ~$2,000/month (varies).

Asset Limits: $10,000 (individual).

IN Specifics: Limited funding; regional variation.

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025): ~$1,004/month (including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IN Specifics: Three tiers; no waitlist.

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

General: Age 55+, unemployed, low-income, Indiana resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IN Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IN Specifics: High veteran demand statewide.

Feedback

Independence Village of Carmel

Independence Village of Carmel

Capacity and availability

Smaller home

This home usually has availability

About this community

Occupancy

License details

Additional licensing details

Ownership & operating entity

Type Of Units

Staffing

Leadership

Care Services

Contact Information

What does this home offer?

Types of Care at Independence Village of Carmel

Inspection History

3 complaints

Latest inspection

12 total citations

23 deficiencies

Inspection Report Summary for Independence Village of Carmel

Inspection Reports

Compare Independent Living around Carmel

Places of interest near Independence Village of Carmel

Calculate Travel Distance to Independence Village of Carmel

Guides for Better Senior Living

Eldertainment

Financial Aid for Indiana Seniors

Aged and Disabled Waiver

CHOICE Program

Residential Care Assistance Program (RCAP)

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Contact Us

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

Send Checklist to Your Email

Write a review for Independence Village of Carmel

Rate your overall experience with this community

Just a few quick questions

Your feedback is important to us.

Need Help?

Let us help you or a loved one find the perfect senior home.