The Stratford
Nursing Home, Independent Living, Assisted Living & Memory Care · Carmel, IN
CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

The Stratford

Nursing Home, Independent Living, Assisted Living & Memory Care · Carmel, IN
CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
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The Stratford accepts Medicare and private pay.

Overview of The Stratford

Live life on your terms at The Stratford, an independent living community designed for active seniors in Carmel. Residents have the freedom to choose from a variety of apartment styles, each offering a comfortable and secure environment. The Stratford provides an array of amenities to enhance residents’ lives, including a fitness center for maintaining physical well-being, a beautifully appointed library for quiet enjoyment, and landscaped courtyards for socializing outdoors.

This center for independent living prioritizes resident engagement. A dedicated activities director plans a vibrant calendar of events and outings, catering to a wide range of interests. Whether you prefer educational lectures, social gatherings, or cultural excursions, The Stratford offers something for everyone. Additionally, on-site restaurants serve delicious meals, ensuring residents can enjoy a carefree and fulfilling lifestyle.

(317) 854-0219

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
At IN avg.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▲ 9.9% Above IN avg.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▲ 56.9% Above IN avg.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▼ 25.9% Below IN avg.

Staffing hours breakdown

Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day — compared to Indiana state averages

Total nursing care / resident Info This home is ranked 3rd out of 267 homes in Indiana.

Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
7h 5m per day
Rank #3 / 267Nurse hours — state benchmarkedThis home is ranked 3rd out of 267 homes in Indiana.Shows adjusted nurse hours per resident per day benchmarked to the Indiana average, with a ranking across 267 Indiana SNFs. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag.
This facility Indiana avg (3h 32m per day)
vs Indiana avg
+100%
Staff typeHours / dayvs state avg
Total Nursing (Weekend) Info Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours. 5h 40m per day

Capacity and availability

This home usually has availability

Occupancy lower than 85% suggests more openings may be available.

Lower occupancy than the Indiana average: 69.4%
Occupancy rate 65.6% Rank #144 / 269Occupancy rate — state benchmarkedThis home is ranked 144th out of 269 homes in Indiana.Shows this facility's occupancy rate versus the Indiana average, with its statewide rank out of 269. Higher occupancy signals strong local demand and financial stability.
Avg. Length of Stay 63 days
Occupancy rate
65.6% Rank #144 / 269Occupancy rate — state benchmarkedThis home is ranked 144th out of 269 homes in Indiana.Shows this facility's occupancy rate versus the Indiana average, with its statewide rank out of 269. Higher occupancy signals strong local demand and financial stability.
Avg. Length of Stay
63 days

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Breakdown by payment type

Medicare

71% of new residents, usually for short-term rehab.

Typical stay 29 days

Private pay

29% of new residents, often for short stays.

Typical stay 5 - 6 months

Finances and operations

Privately-owned community
Operated by a business corporation.
Home revenue
$19.3M
Profit
$486.5K
Privately-owned community Operated by a business corporation.
Home revenue
$19.3M Rank #252 / 267Revenue — state benchmarkedThis home is ranked 252nd out of 267 homes in Indiana.Shows this facility's annual revenue compared to the Indiana SNF average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.
Profit
$486.5K
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations. Rank #122 / 267Payroll — state benchmarkedThis home is ranked 122nd out of 267 homes in Indiana.Shows total annual staff payroll benchmarked to the Indiana average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.
$5.5M
28.7% of revenue Rank #3 / 267Payroll % — state benchmarkedThis home is ranked 3rd out of 267 homes in Indiana.Shows payroll as a percentage of revenue versus the Indiana average. Well-run SNFs often land around 55–65%. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$13.2M
Total costs $18.8M
Walk Score
Walk Score: 54 / 100 Rank #28 / 100Walk Score — state benchmarkedThis home is ranked 28th out of 100 homes in Indiana.Shows how walkable this facility's neighborhood is compared to the average Walk Score across Indiana SNFs. Higher scores benefit residents, families, and staff.
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

Staffing

Key information about the people who lead and staff this community.

Leadership

ContactDonald Thompson, CEO

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Room sizes icon
Room sizes icon

Room Sizes: 488 / 654 / 737 / 752 - 2,346 sq. ft

Housing options icon
Housing options icon

Housing Options: Suite / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Mid-rise

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at The Stratford

Independent Living Assisted Living Memory Care Nursing Home

Contact The Stratford

Health Inspection History

Inspections
Total health inspections 4

Indiana average 6


Last Health inspection on Jun 2025

Total health citations
16 Rank #83 / 268Health citations — state benchmarkedThis home is ranked 83rd out of 268 homes in Indiana.Shows this facility's total health deficiency citations benchmarked to the Indiana state average, with a ranking across all 268 IN SNFs. Lower citation counts earn a better rank.

Indiana average 25

Citations per inspection
4 Rank #142 / 268Citations per inspection — state benchmarkedThis home is ranked 142nd out of 268 homes in Indiana.Shows average deficiency citations per CMS inspection for this facility versus the Indiana mean across 268 SNFs with citation data. Lower is better.

Indiana average 4.12


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

12 of 16 citations resulted from standard inspections; 2 of 16 resulted from complaint investigations; and 2 of 16 came from combined inspections (standard and complaint).

Breakdown of citation severity (last 3 years)
Critical Health citations More info
0
100% better than Indiana average

Indiana average: 0.2


Serious Health citations More info 0
100% better than Indiana average

Indiana average: 0.6

0 critical citations More info Indiana average: 0.2

0 serious citations More info Indiana average: 0.6

16 moderate citations More info Indiana average: 23.8

0 minor citations More info Indiana average: 0.4
Citations history (last 3 years)
Abuse/Neglect moderate citation Info Issues related to protecting resident's from harm, including abuse, neglect, or mistreatment. Jun 02, 2025
Corrected

Resident Rights moderate citation Info Issues related to resident's rights, including dignity, privacy, and the ability to make decisions about their care. Jun 02, 2025
Corrected

Nutrition moderate citation Info Issues related to food quality, meal service, and resident's nutritional needs. Mar 07, 2025
Corrected

Pharmacy moderate citation Info Issues related to medication management, including how drugs are stored, administered, and monitored. Mar 07, 2025
Corrected

Living Spaces & Floor Plans for The Stratford

The Stratford Plan 3
The Stratford Plan 2
The Stratford Plan 1
The Stratford Plan 5
The Stratford Plan 4

Financial Assistance for
Nursing Home in Indiana

The Stratford is located in Carmel, Indiana.
Here are the financial assistance programs available to residents in Indiana.

Get Financial aid guidance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled
General Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IN

Requires level-of-care determination.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+
General Indiana resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $10,000 individual
IN

Limited funding; regional variation.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+
General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IN

~50 facilities statewide; per diem rate set by FSSA.

Benefits
Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled
General Indiana resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IN

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
IN

16 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IN

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Places of interest near The Stratford

Address 5.0 miles from city center Info Estimated distance in miles from Carmel's city center to The Stratford's address, calculated via Google Maps. — 4.48 miles to nearest hospital (Ascension St. Vincent Hospital - Indianapolis)

Calculate Travel Distance to The Stratford

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Address

Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 114
Employees 50
Contractors 64
Staff to resident ratio 8.77:1
8769131% better than Indiana average

Indiana average ratio: 0.00:1

Avg staff/day 19
Average shift 6.3 hours
18% worse than Indiana average

Indiana average: 7.7 hours

Total staff hours (quarter) 10,967

Nursing staff breakdown

Registered Nurse

Manages medical care and health needs.

Total count 17
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.5 hours

This role is partially covered by contractors.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 24
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.2 hours

This role is partially covered by contractors.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 43
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 6.9 hours

This role is partially covered by contractors.

Contractor staffing

Total hours from contractors

30.2%

3,307 contractor hours this quarter

Licensed Practical Nurse: 16 Registered Nurse: 14 Certified Nursing Assistant: 11 Respiratory Therapy Technician: 5 Speech Language Pathologist: 5 Physical Therapy Assistant: 3 Qualified Social Worker: 3 Physical Therapy Aide: 2 Nurse Practitioner: 2 Medical Director: 1 Feeding Assistant: 1 Occupational Therapy Assistant: 1

Staff by category

Certified Nursing Assistant3211433,83491100%6.9
Registered Nurse314171,8219099%8.5
Licensed Practical Nurse816241,3638088%7.2
Other Dietary Services Staff2029738088%7.3
Nurse Practitioner2245446369%8.1
Dental Services Staff1014756268%7.7
Administrator1014645864%8
Physical Therapy Assistant0333686369%5.3
Qualified Social Worker0333105763%5.2
Physical Therapy Aide0222555965%4.2
Respiratory Therapy Technician0552477279%2.3
Speech Language Pathologist0551316470%1.5
Feeding Assistant0111002527%4
Medical Director011401011%4
Occupational Therapy Aide1013244%8
Occupational Therapy Assistant0111133%3.7
43 Certified Nursing Assistant
% of Days 100%
17 Registered Nurse
% of Days 99%
24 Licensed Practical Nurse
% of Days 88%
2 Other Dietary Services Staff
% of Days 88%
4 Nurse Practitioner
% of Days 69%
1 Dental Services Staff
% of Days 68%
1 Administrator
% of Days 64%
3 Physical Therapy Assistant
% of Days 69%
3 Qualified Social Worker
% of Days 63%
2 Physical Therapy Aide
% of Days 65%
5 Respiratory Therapy Technician
% of Days 79%
5 Speech Language Pathologist
% of Days 70%
1 Feeding Assistant
% of Days 27%
1 Medical Director
% of Days 11%
1 Occupational Therapy Aide
% of Days 4%
1 Occupational Therapy Assistant
% of Days 3%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 13
Medicare
8
61.5% of residents
Private pay or other
5
38.5% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Family Member Group

Family members meet regularly to discuss policies, care quality, and activities

CCRC

Part of a Continuing Care Retirement Community offering multiple care levels

Active Family Council

Organized group of family members that meets regularly to discuss facility policies, resident care, and activities.

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 5.1
36% better than Indiana average

Indiana average: 8.0

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 22.7
33% worse than Indiana average

Indiana average: 17.1

Long-stay resident measures
Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 22.7%
8% better than Indiana average

Indiana average: 24.6%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 4.2%
8% worse than Indiana average

Indiana average: 3.9%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 6.1%
39% worse than Indiana average

Indiana average: 4.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.0%
100% better than Indiana average

Indiana average: 1.2%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 0.0%
100% better than Indiana average

Indiana average: 24.1%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 4.2%
66% better than Indiana average

Indiana average: 12.4%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 66.7%
29% worse than Indiana average

Indiana average: 93.7%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 51.8%
37% worse than Indiana average

Indiana average: 81.7%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 2.0%
42% worse than Indiana average

Indiana average: 1.4%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 82.4%
In line with Indiana average

Indiana average: 79.0%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $0
100% lower than Indiana average

Indiana average: $27K

Number of fines 0
100% fewer fines than Indiana average

Indiana average: 1.4

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 1
152% more payment denials than Indiana average

Indiana average: 0.4

Fines amount comparison
Fines amount comparison
This facility $0
Indiana average $27K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

1 penalty in the past 3 years

Mar 27, 2025 · 6 days

Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. Mar 27, 2025
6 days

Last updated: Jan 2026

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Frequently Asked Questions about The Stratford

What neighborhood is The Stratford in?

The Stratford is in the The Village of West Clay neighborhood of Carmel.

Is The Stratford in a walkable area?

The Stratford has a walk score of 54. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What is the phone number of The Stratford?

(317) 854-0219 will put you in contact with the team at The Stratford.

Is The Stratford Medicare or Medicaid certified?

Yes — The Stratford is a CMS-certified provider of Medicare and Medicaid.

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