Lake Oaks Senior Apartment Homes

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.5 miles from city center

Description

Lake Oaks is an exquisite senior living community that boasts resort-style living in a modern apartment complex exclusively for 55+ adults. Independent living apartment-style residences encourage seniors to maintain independence while receiving exceptional care from compassionate staff. The compassionate staff truly cares about its residents and families by creating a welcoming and comfortable environment that helps residents feel more safe and secure.

Lake Oaks residential living is built on a list of all-inclusive amenities and services that help make the lives of its residents hassle-free, including 24-hour licensed supervision, medication services, balanced meals provided, and engaging activities scheduled. Amenities include underground parking, a business center, a clubhouse, a picnic area, and a media room.

Map

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Room Sizes 644 / 668 / 821 - 910 / 891 - 1,022 sq. ft

Housing Options 1 Bed / 2 Bed

Building Type 3-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Independent Living

Claim What’s Yours: Financial Aid for Wisconsin Seniors

Program

State Program Name

Eligibility

Benefits

Family Care Program

WI Medicaid Family Care

General: Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
WI Specifics: Managed care model; rural/urban balance.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Wisconsin Caregiver Support Program

WI NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), Wisconsin resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
WI Specifics: High rural demand; ADRC coordination.

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

IRIS (Include, Respect, I Self-Direct)

Wisconsin IRIS

General: Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
Income Limits (2025): ~$2,829/month; QIT optional.
Asset Limits: $2,000 (individual), $3,000 (couple).
WI Specifics: Flexible budget; serves ~20,000; participant hires caregivers.

Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.

SeniorCare Prescription Drug Assistance

Wisconsin SeniorCare

General: Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
Income Limits (2025): ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
Asset Limits: None.
WI Specifics: Four benefit levels; serves ~50,000 annually.

Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.

Medicare Savings Program (MSP)

Wisconsin Medicare Savings Program

General: Age 65+ or disabled, WI resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
WI Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Wisconsin Home Energy Assistance Program (WHEAP)

Wisconsin WHEAP

General: Age 60+ prioritized, WI resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
WI Specifics: Covers gas, electric, wood; crisis aid available.

Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.

Senior Community Service Employment Program (SCSEP)

Wisconsin SCSEP

General: Age 55+, unemployed, low-income, WI resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
WI Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Wisconsin VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
WI Specifics: High rural veteran use; supports care costs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Property Tax Deferral Loan Program

Wisconsin Property Tax Deferral Loan

General: Age 65+, WI resident, homeowner, live in home 6+ months/year.
Income Limits (2025): ~$24,980/year (household).
Asset Limits: Home equity < $500,000; limited other assets.
WI Specifics: Saves ~$500-$1,500/year; interest ~2%-3%.

Services: Deferred tax payment (~$500-$1,500/year avg.).

Senior Farmers’ Market Nutrition Program (SFMNP)

Wisconsin SFMNP

General: Age 60+, WI resident, low-income.
Income Limits (2025): ~$2,322/month (185% FPL).
Asset Limits: Not assessed.
WI Specifics: Vouchers (~$45/season); serves ~15,000 annually.

Services: Vouchers (~$45/season) for produce at farmers’ markets.

Claim What’s Yours Financial Aid for Wisconsin Seniors

WI Medicaid Family Care

Family Care Program

Eligibility

General: Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
WI Specifics: Managed care model; rural/urban balance.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

WI NFCSP Respite

Wisconsin Caregiver Support Program

Eligibility

General: Caregiver of someone 60+ (or with dementia), Wisconsin resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
WI Specifics: High rural demand; ADRC coordination.

Benefits

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Wisconsin IRIS

IRIS (Include, Respect, I Self-Direct)

Eligibility

General: Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
Income Limits (2025): ~$2,829/month; QIT optional.
Asset Limits: $2,000 (individual), $3,000 (couple).
WI Specifics: Flexible budget; serves ~20,000; participant hires caregivers.

Benefits

Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.

Wisconsin SeniorCare

SeniorCare Prescription Drug Assistance

Eligibility

General: Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
Income Limits (2025): ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
Asset Limits: None.
WI Specifics: Four benefit levels; serves ~50,000 annually.

Benefits

Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.

Wisconsin Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, WI resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
WI Specifics: Includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Wisconsin WHEAP

Wisconsin Home Energy Assistance Program (WHEAP)

Eligibility

General: Age 60+ prioritized, WI resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
WI Specifics: Covers gas, electric, wood; crisis aid available.

Benefits

Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.

Wisconsin SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, WI resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
WI Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Wisconsin VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
WI Specifics: High rural veteran use; supports care costs.