The Harbor at State and Main

Overview of The Harbor at State and Main

The Harbor at State and Main Apartment Homes strives to positively impact each resident’s life. They promote an active 55+ senior independent living at its finest. The upscale community offers a home-like atmosphere that can provide all the essential benefits for its residents, as they make it a point to enhance the lifestyle of every resident and elevate their daily living.

The Harbor encourages its residents to maintain an engaging and active lifestyle throughout. The resort-style living allows residents to focus on themselves while receiving compassionate support and care. Accommodations include premium services and amenities– fitness activities, recreational programs, scheduled outings, entertainment programs, specialized programs, gourmet-style dining, housekeeping, transportation, and ADLs.

Walk Score
Walk Score: 83 / 100 Rank #36 / 580Walk Score — State benchmarkedThis home is ranked 36th out of 580 homes in Wisconsin. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Wisconsin facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Wisconsin that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

Additional Policies & Features

Minimum Age55

Amenities & Lifestyle

Affordable Apartments
Close Proximity To Shops
Art Galleries
Restaurants
Parks
And Marinas

Contact The Harbor at State and Main

What does this home offer?

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Pets Allowed

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Housing options icon

Housing Options: 1 Bed / 2 Bed

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Building Type: Mid-rise

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Transportation Services

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Fitness and Recreation

Living Spaces & Floor Plans for The Harbor at State and Main

The Harbor At State And Main P1
The Harbor At State And Main P3
The Harbor At State And Main P2

Places of interest near The Harbor at State and Main

Address 0.5 miles from city center Info Estimated distance in miles from Racine's city center to The Harbor at State and Main's address, calculated via Google Maps. — 19.65 miles to nearest hospital (Aurora St Luke's Medical Center)

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Financial Assistance for
Independent Living in Wisconsin

The Harbor at State and Main is located in Racine, Wisconsin.
Here are the financial assistance programs available to residents in Wisconsin.

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Family Care Program

WI Medicaid Family Care

Age 65+ or disabled
General Wisconsin resident, Medicaid-eligible, long-term care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
WI

Managed care model; rural/urban balance.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($65/day) Home modifications ($1,500 avg.)

Wisconsin Caregiver Support Program

WI NFCSP Respite

Age Caregiver of someone 60+ (or with dementia)
General Wisconsin resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
WI

High rural demand; ADRC coordination.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

IRIS (Include, Respect, I Self-Direct)

Wisconsin IRIS

Age 65+ (or disabled 18+)
General WI resident, Medicaid-eligible, NFLOC.
Income Limits (2025) ~$2,829/month; QIT optional.
Asset Limits $2,000 (individual), $3,000 (couple).
WI

Flexible budget; serves ~20,000; participant hires caregivers.

Benefits
Personal care (custom hours) Respite Home mods Equipment Transportation Support services

SeniorCare Prescription Drug Assistance

Wisconsin SeniorCare

Age 65+
General WI resident, US citizen/qualified immigrant, not on full Medicaid.
Income Limits (2025) ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
Asset Limits None.
WI

Four benefit levels; serves ~50,000 annually.

Benefits
$5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs

Medicare Savings Program (MSP)

Wisconsin Medicare Savings Program

Age 65+ or disabled
General WI resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
WI

Includes Extra Help for Part D; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Wisconsin Home Energy Assistance Program (WHEAP)

Wisconsin WHEAP

Age 60+ prioritized
General WI resident, low-income household.
Income Limits (2025) ~$3,970/month 185% FPL
Asset Limits Not assessed.
WI

Covers gas, electric, wood; crisis aid available.

Benefits
Heating/electric aid ($300-$1,000/season) Crisis aid ($500 max) Weatherization

VA Aid and Attendance (A&A) and Housebound Benefits

Wisconsin VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General WI resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth
WI

High rural veteran use; supports care costs.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Property Tax Deferral Loan Program

Wisconsin Property Tax Deferral Loan

Age 65+
General WI resident, homeowner, live in home 6+ months/year.
Income Limits (2025) ~$24,980/year household
Asset Limits Home equity < $500,000; limited other assets.
WI

Saves ~$500-$1,500/year; interest ~2%-3%.

Benefits
Deferred tax payment (~$500-$1,500/year avg.)

Senior Farmers’ Market Nutrition Program (SFMNP)

Wisconsin SFMNP

Age 60+
General WI resident, low-income.
Income Limits (2025) ~$2,322/month 185% FPL
Asset Limits Not assessed.
WI

Vouchers (~$45/season); serves ~15,000 annually.

Benefits
Vouchers (~$45/season) for produce at farmers’ markets

Frequently Asked Questions about The Harbor at State and Main

What neighborhood is The Harbor at State and Main in?

The Harbor at State and Main is in the Downtown neighborhood.

Is The Harbor at State and Main in a walkable area?

The Harbor at State and Main has a walk score of 83. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

Are there photos of The Harbor at State and Main?

Yes — there are 5 photos of The Harbor at State and Main in the photo gallery on this page.

What is the address of The Harbor at State and Main?

The Harbor at State and Main is located at 141 Main St Unit 105, Racine, WI 53403.

What is the phone number of The Harbor at State and Main?

(262) 632-3308 will put you in contact with the team at The Harbor at State and Main.

Does The Harbor at State and Main provide medical or personal care assistance?

No — The Harbor at State and Main is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

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