What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Lake Oaks Senior Apartment Homes | Independent Living in Racine, WI

Overview of Lake Oaks Senior Apartment Homes

Lake Oaks is an exquisite senior living community that boasts resort-style living in a modern apartment complex exclusively for 55+ adults. Independent living apartment-style residences encourage seniors to maintain independence while receiving exceptional care from compassionate staff. The compassionate staff truly cares about its residents and families by creating a welcoming and comfortable environment that helps residents feel more safe and secure.

Lake Oaks residential living is built on a list of all-inclusive amenities and services that help make the lives of its residents hassle-free, including 24-hour licensed supervision, medication services, balanced meals provided, and engaging activities scheduled. Amenities include underground parking, a business center, a clubhouse, a picnic area, and a media room.

(262) 633-8438

Walk Score: 34 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Fitness Center

Bbq/Picnic Area

Clubhouse

Planned Community Events

Convenience Store

Stylish 50'S Cafe

Dining Room

Media Center

Underground Parking

Specific ProgramsAmenities, Floor Plans, Resident Success, Contact Us

Operating HoursMonday: 9 AM to 5 PM, Tuesday: 9 AM to 5 PM, Wednesday: Closed, Thursday: 9 AM to 5 PM, Friday: 9 AM to 5 PM, Saturday: Closed, Sunday: Closed

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Room Sizes: 644 / 668 / 821 - 910 / 891 - 1,022 sq. ft

Housing Options: 1 Bed / 2 Bed

Building Type: 3-story

Transportation Services

Fitness and Recreation

Types of Care at Lake Oaks Senior Apartment Homes

Independent Living

Compare Independent Living around Racine

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Primrose Retirement Community of Racine	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Mt Pleasant	76	Yes	9	1 Bed / 2 Bed	11	-	Racine Retirement Llc	Mark Mcneary
Killarney Kourt	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Sturtevant	55	No	48	1 Bed / 2 Bed	7	-	Chiara Communities Inc	Glenwood Choban
Lake Oaks Senior Apartment Homes	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Racine (Towerview)	-	Yes	34	1 Bed / 2 Bed	-	-	-	-
Crystal Bay Senior Apartments	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Racine	-	No	29	1 Bed / 2 Bed	-	-	-	-
The Harbor at State and Main	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Racine (Downtown)	-	Yes	83	1 Bed / 2 Bed	-	-	-	-

Primrose Retirement Community of Racine

Type of care: AL IL

Community: Mt Pleasant

Rate Range: $548 - $3,795

Bed Count: 76

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Killarney Kourt

Type of care: AL IL

Community: Sturtevant

Rate Range: $433 - $1,210

Bed Count: 55

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Lake Oaks Senior Apartment Homes

Type of care: IL

Community: Racine (Towerview)

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Crystal Bay Senior Apartments

Type of care: IL

Community: Racine

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

The Harbor at State and Main

Type of care: IL

Community: Racine (Downtown)

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

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Living Spaces & Floor Plans

Lake Oaks Senior Apartment Homes P3

Lake Oaks Senior Apartment Homes P2

Lake Oaks Senior Apartment Homes P1

Lake Oaks Senior Apartment Homes P4

Family Care Program

WI Medicaid Family Care

Age 65+ or disabled

General Wisconsin resident, Medicaid-eligible, long-term care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Managed care model; rural/urban balance.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($65/day) Home modifications ($1,500 avg.)

Wisconsin Caregiver Support Program

WI NFCSP Respite

Age Caregiver of someone 60+ (or with dementia)

General Wisconsin resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

High rural demand; ADRC coordination.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

IRIS (Include, Respect, I Self-Direct)

Wisconsin IRIS

Age 65+ (or disabled 18+)

General WI resident, Medicaid-eligible, NFLOC.

Income Limits (2025) ~$2,829/month; QIT optional.

Asset Limits $2,000 (individual), $3,000 (couple).

Flexible budget; serves ~20,000; participant hires caregivers.

Benefits

Personal care (custom hours) Respite Home mods Equipment Transportation Support services

SeniorCare Prescription Drug Assistance

Wisconsin SeniorCare

Age 65+

General WI resident, US citizen/qualified immigrant, not on full Medicaid.

Income Limits (2025) ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.

Asset Limits None.

Four benefit levels; serves ~50,000 annually.

Benefits

$5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs

Medicare Savings Program (MSP)

Wisconsin Medicare Savings Program

Age 65+ or disabled

General WI resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Includes Extra Help for Part D; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Wisconsin Home Energy Assistance Program (WHEAP)

Wisconsin WHEAP

Age 60+ prioritized

General WI resident, low-income household.

Income Limits (2025) ~$3,970/month 185% FPL

Asset Limits Not assessed.

Covers gas, electric, wood; crisis aid available.

Benefits

Heating/electric aid ($300-$1,000/season) Crisis aid ($500 max) Weatherization

Senior Community Service Employment Program (SCSEP)

Wisconsin SCSEP

Age 55+

General unemployed, low-income, WI resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified.

Priority for veterans, rural residents; Goodwill/AARP partnership.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Wisconsin VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General WI resident, wartime service, ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth

High rural veteran use; supports care costs.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Property Tax Deferral Loan Program

Wisconsin Property Tax Deferral Loan

Age 65+

General WI resident, homeowner, live in home 6+ months/year.

Income Limits (2025) ~$24,980/year household

Asset Limits Home equity < $500,000; limited other assets.

Saves ~$500-$1,500/year; interest ~2%-3%.

Benefits

Deferred tax payment (~$500-$1,500/year avg.)

Senior Farmers’ Market Nutrition Program (SFMNP)

Wisconsin SFMNP

Age 60+

General WI resident, low-income.

Income Limits (2025) ~$2,322/month 185% FPL

Asset Limits Not assessed.

Vouchers (~$45/season); serves ~15,000 annually.

Benefits

Vouchers (~$45/season) for produce at farmers’ markets

1.5 miles from city center Estimated distance in miles from Racine's city center to Lake Oaks Senior Apartment Homes's address, calculated via Google Maps. — 13.63 miles to nearest hospital (Ascension SE Wisconsin Hospital - Franklin)

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Lake Oaks Senior Apartment Homes

Independent Living in Racine

Independent Living in Racine