Luther Towers Of Dover

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.0 miles from city center

Description

Welcome to Luther Towers & Luther Village, an assisted living community located in Dover, Delaware. As a distinguished community for seniors aged 62 and up, Luther Towers offers a welcoming home and a safe environment. Their facility boasts well-maintained grounds and a variety of common areas ideal for gatherings and socializing.

At Luther Towers & Luther Village, the assisted living units are thoughtfully designed to provide comfort and convenience. Their assisted living apartments feature essential amenities such as a refrigerator, heater, and pull cords for medical emergencies. Residents can enjoy access to basic network TV channels for their entertainment needs. With around-the-clock security provided for both campuses, residents can have peace of mind knowing their safety is a top priority.

Map

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Building Type High-rise

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living

Comparison Chart

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Luther Towers Of Dover

Dover

N/A

Yes

Brookdale Dover

Dover

N/A

Claim What’s Yours: Financial Aid for Delaware Seniors

Program

State Program Name

Eligibility

Benefits

Elderly and Disabled Waiver

Delaware Medicaid E&D Waiver

General: Age 65+ or disabled, Delaware resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
DE Specifics: Small state, faster processing in some areas.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home modifications.

Delaware Caregiver Support Program

DE Caregiver Support (NFCSP)

General: Caregiver of someone 60+, Delaware resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
DE Specifics: Limited slots; rural focus.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Program of All-Inclusive Care for the Elderly (PACE)

Delaware Medicaid PACE

General: Age 55+, Delaware resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
DE Specifics: Limited to specific areas (e.g., New Castle County); few providers.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Medicare Savings Program (MSP)

Delaware Medicare Savings Program

General: Age 65+ or disabled, Delaware resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual, adjusted annually.
Asset Limits: $9,430 (individual), $14,130 (couple).
DE Specifics: Three tiers; broader limits than some states.

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Senior Community Service Employment Program (SCSEP)

Delaware SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Delaware resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
DE Specifics: Priority for veterans, rural residents; ~400 slots/year.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Delaware Seniors

Delaware Medicaid E&D Waiver

Elderly and Disabled Waiver

Eligibility

General: Age 65+ or disabled, Delaware resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
DE Specifics: Small state, faster processing in some areas.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home modifications.

DE Caregiver Support (NFCSP)

Delaware Caregiver Support Program

Eligibility

General: Caregiver of someone 60+, Delaware resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
DE Specifics: Limited slots; rural focus.

Benefits

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Delaware Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Delaware resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
DE Specifics: Limited to specific areas (e.g., New Castle County); few providers.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Delaware Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Delaware resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual, adjusted annually.
Asset Limits: $9,430 (individual), $14,130 (couple).
DE Specifics: Three tiers; broader limits than some states.