Maidencreek Place

Article: How to get Medicare and Medicaid to Pay for Assisted Living

9.0 miles from city center

Description

Maidencreek Place is a remarkable senior living community in Berks County, Reading, PA, offering exceptional personal care and respite & short-term care services. Residents are guaranteed peace of mind with a highly trained team available 24/7 to provide nursing care and respond to residents’ needs any time of the day. The community provides a haven of comfort and security with their conveniently designed studios and one-bedroom apartments with large closets, individual temperature control, and modern kitchenettes.

The community offers a full calendar of engaging opportunities to stimulate residents physically, mentally, emotionally, and socially. With its convenient location, residents can easily participate in the city’s spirited festivities and access vibrant local amenities. In addition to round-the-clock nursing care, residents also benefit from healthcare management, therapeutic rehabilitation programs, and nightly, hourly room checks. Here, residents are empowered to live vibrantly while also receiving an array of excellent supportive and care services that support their overall wellbeing.

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Details

What does this place offer?

Housing Options Studio / 1 Bed

Building Type Single-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Respite Care Hospice Care

Claim What’s Yours: Financial Aid for Pennsylvania Seniors

Program

State Program Name

Eligibility

Benefits

Community HealthChoices (CHC)

PA Medicaid CHC

General: Age 65+ or disabled, Pennsylvania resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
PA Specifics: Managed care model; high urban demand (e.g., Philadelphia, Pittsburgh).

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Pennsylvania OPTIONS Program

PA OPTIONS

General: Age 60+, Pennsylvania resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by region).
Asset Limits: $8,000 (individual).
PA Specifics: Cost-sharing required above certain income; rural/urban balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Living Independence for the Elderly (LIFE)

Pennsylvania LIFE (PACE)

General: Age 55+, PA resident (specific counties), NFLOC, safe with LIFE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
PA Specifics: 16 providers in 25 counties (e.g., Allegheny, Luzerne); LIFE branding unique to PA.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Medicare Savings Program (MSP)

Pennsylvania Medicare Savings Program

General: Age 65+ or disabled, PA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
PA Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Pennsylvania LIHEAP

General: Age 60+ prioritized, PA resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
PA Specifics: Cash grants and crisis aid; serves ~600,000 households annually.

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Family Caregiver Support Program (FCSP)

Pennsylvania Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; PA resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; reimbursements up to $600/month if care recipient income < ~$2,322/month (185% FPL).
Asset Limits: Not assessed; need-based.
PA Specifics: High demand; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), supplies (~$2,000/year), caregiver training.

Senior Community Service Employment Program (SCSEP)

Pennsylvania SCSEP

General: Age 55+, unemployed, low-income, PA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
PA Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Pennsylvania VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, PA resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
PA Specifics: High veteran population; supports rural/urban care needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Property Tax/Rent Rebate Program (PTRR)

Pennsylvania Property Tax/Rent Rebate Program

General: Age 65+, PA resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025): ~$45,000/year (individual or couple, excludes half of Social Security).
Asset Limits: Not assessed; income-focused.
PA Specifics: Rebates up to $1,000; ~600,000 eligible annually.

Services: Rebates ($250-$1,000 based on income; e.g., $1,000 if income < $8,000).

Senior Farmers’ Market Nutrition Program (SFMNP)

Pennsylvania SFMNP

General: Age 60+, PA resident, low-income.
Income Limits (2025): ~$2,322/month (individual, 185% FPL).
Asset Limits: Not assessed.
PA Specifics: Vouchers (~$50/season) via 52 AAAs; serves ~200,000 annually.

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Claim What’s Yours Financial Aid for Pennsylvania Seniors

PA Medicaid CHC

Community HealthChoices (CHC)

Eligibility

General: Age 65+ or disabled, Pennsylvania resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
PA Specifics: Managed care model; high urban demand (e.g., Philadelphia, Pittsburgh).

Benefits

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

PA OPTIONS

Pennsylvania OPTIONS Program

Eligibility

General: Age 60+, Pennsylvania resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by region).
Asset Limits: $8,000 (individual).
PA Specifics: Cost-sharing required above certain income; rural/urban balance.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Pennsylvania LIFE (PACE)

Living Independence for the Elderly (LIFE)

Eligibility

General: Age 55+, PA resident (specific counties), NFLOC, safe with LIFE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
PA Specifics: 16 providers in 25 counties (e.g., Allegheny, Luzerne); LIFE branding unique to PA.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Pennsylvania Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, PA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
PA Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Pennsylvania LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ prioritized, PA resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
PA Specifics: Cash grants and crisis aid; serves ~600,000 households annually.

Benefits

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Pennsylvania Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; PA resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; reimbursements up to $600/month if care recipient income < ~$2,322/month (185% FPL).
Asset Limits: Not assessed; need-based.
PA Specifics: High demand; includes grandparent caregivers.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), supplies (~$2,000/year), caregiver training.

Pennsylvania SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, PA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
PA Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Pennsylvania VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, PA resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
PA Specifics: High veteran population; supports rural/urban care needs.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Pennsylvania Property Tax/Rent Rebate Program

Property Tax/Rent Rebate Program (PTRR)

Eligibility

General: Age 65+, PA resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025): ~$45,000/year (individual or couple, excludes half of Social Security).
Asset Limits: Not assessed; income-focused.
PA Specifics: Rebates up to $1,000; ~600,000 eligible annually.