Mirasol Senior Community

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.3 miles from city center

Description

Make the most of your independence at Mirasol Senior Community, a thriving 55+ community in Loveland, CO, offering independent living. The community has specially designed and spacious one- and two-bedroom floor plans, ensuring comfort and safety. Residents also experience maintenance-free living with the community’s dedicated services.

With cozy communal spaces and fun recreational activities, residents can spend their days as they please for leisure and wellness. Residents also have quick access to their necessities and wellness with delightful local amenities nearby. Amenities include a fitness room, a business hub, a game room, a community garden, and serene walking trails, creating the perfect setting for a blissful retirement.

Map

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Details

What does this place offer?

Minimum Age 55 Years Old

Housing Options 1 Bed / 2 Bed

Building Type Single-story

Amenities

Social and Recreational Activities

Exercise Programs

Type of Care Available

Independent Living

Claim What’s Yours: Financial Aid for Colorado Seniors

Program

State Program Name

Eligibility

Benefits

Elderly, Blind, and Disabled Waiver

Colorado Medicaid EBD Waiver

General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Requires level-of-care assessment by case manager.

Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Old Age Pension (OAP) Health Care Program

Colorado OAP

General: Age 60+, Colorado resident.
Income Limits: ~$1,215/month (individual).
Asset Limits: $2,000 (individual).
CO Specifics: Supplements SSI; limited medical coverage.

Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.

Program of All-Inclusive Care for the Elderly (PACE)

Colorado Medicaid PACE

General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).

Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.

Home Care Allowance (HCA)

Colorado Home Care Allowance (HCA)

General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.

Services: Personal care (~4-6 hours/day, paid to provider), e.g., bathing, dressing.

Senior Community Service Employment Program (SCSEP)

Colorado SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Colorado resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CO Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Colorado Seniors

Colorado Medicaid EBD Waiver

Elderly, Blind, and Disabled Waiver

Eligibility

General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Requires level-of-care assessment by case manager.

Benefits

Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Colorado OAP

Old Age Pension (OAP) Health Care Program

Eligibility

General: Age 60+, Colorado resident.
Income Limits: ~$1,215/month (individual).
Asset Limits: $2,000 (individual).
CO Specifics: Supplements SSI; limited medical coverage.

Benefits

Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.

Colorado Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).

Benefits

Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.

Colorado Home Care Allowance (HCA)

Home Care Allowance (HCA)

Eligibility

General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.