Option Care

Overview of Option Care

Set in the thriving downtown of Albany, NY, Option Care is an outstanding home care agency that offers home care. Older adults ease their worries with a kind and highly skilled team attending to their needs. This provider also strives to maintain older adults’ independence with care plans tailored to their personal needs.

Older adults are also encouraged to live actively and maintain social connections with cheerful companions who spend quality time with them. To ensure older adults eat healthily, delectable and well-balanced dining options are served. With its dedicated services, older adults can spend their retirement in the comforts of their homes. This home care provider serves several counties, including Albany, Columbia, Delaware, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, and Washington.

(888) 927-9409

Types of Care at Option Care

Home Care

Walk Score: 94 / 100

Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What does this home offer?

Clinical Care Services

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Community First Choice Option

NY Medicaid CFCO

Age 65+ or disabled

General New York resident, Medicaid- eligible, care need (not necessarily nursing home level).

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $30,182 individual, higher due to NY Medicaid expansion

Higher asset limit; urban density increases demand.

Benefits

Personal care (5-7 hours/day) Respite care (240 hours/year) Home modifications ($1,500 avg.) Assistive technology ($500 avg.)

Expanded In-Home Services for the Elderly Program (EISEP)

NY EISEP

Age 60+

General New York resident, at risk of decline but not nursing home level.

Income Limits ~$2,500/month individual, varies

Asset Limits $15,000 individual

Cost-sharing required above certain income; urban/rural balance.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Case management Transportation (~5 trips/month)

Senior Citizen Rent Increase Exemption (SCRIE)

NY SCRIE

Age 62+

General NYC resident, live in rent-controlled/stabilized apartment, spend >1/3 of income on rent.

Income Limits (2025) $50,000/year household

Asset Limits No strict asset cap, but income-focused eligibility.

Limited to NYC’s rent-regulated units; high demand in urban areas.

Benefits

Rent freeze (e.g., covers increases of $50-$200+/month); tax credit for landlord

Senior Citizen Homeowners’ Exemption (SCHE)

NY SCHE

Age 65+

General NYC resident, own and live in a 1-3 family home, co-op, or condo.

Income Limits (2025) $58,399/year household

Asset Limits No strict asset cap, income-driven eligibility.

Applies only in NYC; excludes large apartment buildings.

Benefits

Property tax reduction (5-50%, e.g., $500-$5,000/year based on income and property value)

New York Foundation for Senior Citizens (NYFSC) Home Sharing Program

NYFSC Home Sharing

Age One participant must be 60+ (host or guest)

General NYC resident, able to share living space.

Income Limits No strict limit, but targets those needing cost relief.

Asset Limits Not applicable; focus on housing need.

Primarily NYC-focused; limited slots due to demand.

Benefits

Shared housing (reduces rent/living costs by 30-50%, e.g., $500-$1,000/month savings); optional light assistance between housemates

Compare Home Care Agencies around Albany

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Option Care	HCA Home Care Agencie HC Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary.	Albany (Downtown)	-	No	94	-	-
Unlimited Care Inc	HCA Home Care Agencie HC Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary.	Albany	-	No	48	-	A+
All Metro Health Care	HCA Home Care Agencie HC Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary.	Suite 206 Albany (Bishop's Gate)	-	No	41	-	B-

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What neighborhood is Option Care in?

Option Care is in the Downtown neighborhood.

Is Option Care in a walkable area?

Option Care has a walk score of 94. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What is the address of Option Care?

Option Care is located at 90 State Street, Albany, NY 12207.

Is Option Care Medicare or Medicaid certified?

Option Care is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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Option Care