Bay Lake Retirement and Assisted Living Community

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Description

Bay Lake Retirement Unlimited, Inc. has been providing exceptional senior living experiences since 1982, and their commitment to delivering a lifestyle that seniors have earned and deserve is unwavering. They understand that each individual has unique needs and preferences, which is why they offer Independent Living, Assisted Living, and Memory Care communities that are tailored to fit their residents’ personalities and make them feel comfortable. One of their most stunning communities, Bay Lake, is located in the scenic Virginia Beach, where the warm sea breeze, breathtaking views, and sunny days make it an ideal location for retirees.
At Bay Lake, every resident is treated with the utmost care and respect, and they offer a host of top-notch amenities to ensure that their residents’ needs are met. These amenities include a licensed nursing team available 24/7, housekeeping, scheduled transportation, a life enrichment program, utilities, heating and air conditioning in each apartment, access to City Park and Recreation Center, state-of-the-art fire and safety systems, routine and emergency apartment maintenance, and more. They also have a library stocked with books and a computer with internet access, and beautifully landscaped grounds with gardening areas and furnished verandas. With such a wide array of amenities, Bay Lake is undoubtedly one of the most innovative and thoughtfully designed senior residences in the country.

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Comparison Chart

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Bay Lake Retirement and Assisted Living Community

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The Gardens of Virginia Beach

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Bickford of Virginia Beach

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Claim What’s Yours: Financial Aid for Virginia Seniors

Program

State Program Name

Eligibility

Benefits

Commonwealth Coordinated Care Plus (CCC Plus)

VA Medicaid CCC Plus

General: Age 65+ or disabled, Virginia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
VA Specifics: Managed care model; high demand in urban areas.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Virginia Respite Care Grant Program

VA Respite Grant

General: Caregiver of someone 60+, Virginia resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
VA Specifics: Limited grants; rural/urban balance.

Services: In-home respite (up to 30 days/year), adult day care (~$65/day), facility respite (up to 5 days).

Adult Services Program

Virginia Adult Services (AS)

General: Age 60+ (or disabled 18+), VA resident, need significant care (2+ ADLs), not Medicaid-eligible.
Income Limits (2025): Varies by locality; typically < ~$2,510/month (200% FPL).
Asset Limits: Limited assets (excludes home, car); varies by DSS.
VA Specifics: Serves ~5,000 annually; focuses on low-income independence.

Services: Personal care (4-6 hours/week), adult day care (~$60/day), chore services, assessments, respite (~5 days/year).

Auxiliary Grant Program

Virginia Auxiliary Grant (AG)

General: Age 65+ (or disabled 18+), VA resident, living in approved ALF/foster care, SSI-eligible or low-income.
Income Limits (2025): ~$1,041/month (individual, SSI level + $20 disregard); higher with medical deductions.
Asset Limits: $2,000 (individual).
VA Specifics: Serves 4,000; personal needs allowance ($90/month).

Services: Cash (~$1,400-$1,700/month in 2025, varies by region) for ALF/foster care costs; basic care included.

Medicare Savings Program (MSP)

Virginia Medicare Savings Program

General: Age 65+ or disabled, VA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
VA Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Energy Assistance Program (EAP)

Virginia Energy Assistance Program

General: Age 60+ prioritized, VA resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
VA Specifics: Fuel, Crisis, Cooling components; serves ~100,000 households.

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max), equipment repair (~$250).

Senior Community Service Employment Program (SCSEP)

Virginia SCSEP

General: Age 55+, unemployed, low-income, VA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
VA Specifics: Priority for veterans, rural residents; AARP/Goodwill partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Virginia VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, VA resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
VA Specifics: High veteran population; supports rural/urban needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Property Tax Relief for the Elderly and Disabled

Virginia Property Tax Relief

General: Age 65+ or disabled, VA resident, homeowner, income/asset limits vary by locality.
Income Limits (2025): ~$50,000-$75,000/year (household, e.g., Fairfax: $72,000; Richmond: $50,000).
Asset Limits: Varies (e.g., Fairfax: $400,000 net worth; Richmond: $100,000).
VA Specifics: Offered in 90% of localities; saves ~$500-$2,000/year.

Services: Tax exemption/deferral (~$500-$2,000/year depending on locality).

Senior Farmers’ Market Nutrition Program (SFMNP)

Virginia SFMNP

General: Age 60+, VA resident, low-income.
Income Limits (2025): ~$2,322/month (185% FPL).
Asset Limits: Not assessed.
VA Specifics: Vouchers (~$50-$75/season); serves ~15,000 via AAAs.

Services: Vouchers (~$50-$75/season) for produce at farmers’ markets.

Claim What’s Yours Financial Aid for Virginia Seniors

VA Medicaid CCC Plus

Commonwealth Coordinated Care Plus (CCC Plus)

Eligibility

General: Age 65+ or disabled, Virginia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
VA Specifics: Managed care model; high demand in urban areas.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

VA Respite Grant

Virginia Respite Care Grant Program

Eligibility

General: Caregiver of someone 60+, Virginia resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
VA Specifics: Limited grants; rural/urban balance.

Benefits

Services: In-home respite (up to 30 days/year), adult day care (~$65/day), facility respite (up to 5 days).

Virginia Adult Services (AS)

Adult Services Program

Eligibility

General: Age 60+ (or disabled 18+), VA resident, need significant care (2+ ADLs), not Medicaid-eligible.
Income Limits (2025): Varies by locality; typically < ~$2,510/month (200% FPL).
Asset Limits: Limited assets (excludes home, car); varies by DSS.
VA Specifics: Serves ~5,000 annually; focuses on low-income independence.

Benefits

Services: Personal care (4-6 hours/week), adult day care (~$60/day), chore services, assessments, respite (~5 days/year).

Virginia Auxiliary Grant (AG)

Auxiliary Grant Program

Eligibility

General: Age 65+ (or disabled 18+), VA resident, living in approved ALF/foster care, SSI-eligible or low-income.
Income Limits (2025): ~$1,041/month (individual, SSI level + $20 disregard); higher with medical deductions.
Asset Limits: $2,000 (individual).
VA Specifics: Serves 4,000; personal needs allowance ($90/month).

Benefits

Services: Cash (~$1,400-$1,700/month in 2025, varies by region) for ALF/foster care costs; basic care included.

Virginia Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, VA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
VA Specifics: Includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Virginia Energy Assistance Program

Energy Assistance Program (EAP)

Eligibility

General: Age 60+ prioritized, VA resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
VA Specifics: Fuel, Crisis, Cooling components; serves ~100,000 households.

Benefits

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max), equipment repair (~$250).

Virginia SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, VA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
VA Specifics: Priority for veterans, rural residents; AARP/Goodwill partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Virginia VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, VA resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
VA Specifics: High veteran population; supports rural/urban needs.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Virginia Property Tax Relief

Property Tax Relief for the Elderly and Disabled

Eligibility

General: Age 65+ or disabled, VA resident, homeowner, income/asset limits vary by locality.
Income Limits (2025): ~$50,000-$75,000/year (household, e.g., Fairfax: $72,000; Richmond: $50,000).
Asset Limits: Varies (e.g., Fairfax: $400,000 net worth; Richmond: $100,000).
VA Specifics: Offered in 90% of localities; saves ~$500-$2,000/year.