What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

Check out our resident interviews

Ross Manor | Bangor, ME | Photos & Videos

Overview of Ross Manor

From assisted living to skilled rehabilitation and complete nursing home care, Ross Manor is committed to providing the highest level of support and care to residents, while adhering to nursing home rules and regulations. Residents enjoy the comfort and privacy of their own assisted living apartments, thoughtfully designed to promote independence and well-being. These spacious and well-appointed spaces offer a cozy and inviting atmosphere, where seniors can personalize their living space to truly make it their own.
The home’s commitment to regulatory compliance creates a safe and secure environment for residents, providing peace of mind to both seniors and their families. The compassionate and highly trained staff work diligently to create a nurturing environment where seniors can thrive. Discover the engaging and enriching lifestyle at Ross Manor, where exceptional services, personalized care, and adherence to high quality standards come together to create a truly remarkable senior living experience.

207-941-8400

What families are saying

Overall quality of life and resident wellbeing

Consistently positive feedback on staff friendliness and care quality, with several reviews highlighting attentive and helpful staff who effectively support rehabilitation and ensure comfortable stays.

Quality of life Care & staff

Overall quality of life and resident wellbeing

Substantial and recurring complaints about food quality, specifically regarding temperature, with multiple users noting meals often arrive cold or not warm.

Quality of life Dining

Quality of care and staff professionalism

Mixed reviews about management and staffing levels, with some praising the overall care but one significant concern about understaffing and potential lapses in resident safety.

Care & staff Safety

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 4.61/day

Overall rating

4/5

Health Inspection

3/5

Staffing

5/5

Quality Measures

2/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 167

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

90.5%

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

49% of new residents, usually for short-term rehab.

Typical stay 27 days

Private pay

45% of new residents, often for short stays.

Typical stay 4 - 5 months

Medicaid

5% of new residents, often for long-term daily care.

Typical stay 2 years

Finances and operations

Home revenue

$23.4M

Operating loss

-$573.8K

Proprietary home Partnership

Home revenue

$23,378,780.00

Operating loss

$-573,753.00

Payroll costs

$8.3M

35.3% of revenue

Other operating costs

$15.7M

Total costs $24.0M

Comparison Chart

Compare Nursing Homes around Bangor

Ross Manor

SNF

PELKEY, WANDA

90.5%

$22,601,517.00

$8,251,171.00

36.5%

89.40

4/5

4.6126

3/5

5/5

2/5

Eastside Center for Health & Rehabilitation

SNF

Stillwater Health Care

SNF

Westgate Center for Rehabilitation & Alzheimer‘s Care

SNF

Ross Manor

Type of care: SNF AL

Pets Allowed: No

Operator: PELKEY, WANDA

CCN: 205064

Occupancy: 90.5%

Home Revenue: $22,601,517.00

Payroll Costs: $8,251,171.00

Payroll %: 36.5%

Avg Residents/Day: 89.40

Overall Rating: 4/5

Adj Nurse Hours: 4.6126

Health Insp Rating: 3/5

Staffing Rating: 5/5

QM Rating: 2/5

Number of Fines: 1

Eastside Center for Health & Rehabilitation

Type of care: SNF AL

Pets Allowed: No

Stillwater Health Care

Type of care: SNF AL

Pets Allowed: No

Westgate Center for Rehabilitation & Alzheimer‘s Care

Type of care: SNF AL

Pets Allowed: No

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Maine Seniors

Program

State Program Name

Eligibility

Benefits

Home and Community Benefits for the Elderly

MaineCare HCB Program

General: Age 65+ or 18+ with disability, Maine resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
ME Specifics: Rural access emphasized.

Services: Personal care (5-7 hours/day), respite (240 hours/year), meals ($6/meal), adult day services ($60/day).

Maine Statewide Respite Program

ME Respite Program

Official government program page

General: Caregiver of someone 60+ with dementia, Maine resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
ME Specifics: Limited to dementia caregivers; capped funding.

Services: In-home respite (up to 30 days/year), adult day care (~$60/day).

MaineCare Long-Term Care (Nursing Facility Services)

MaineCare Nursing Facility Services

Official government program page

General: Age 65+, Maine resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025): $943/month (individual); must be less than nursing home cost for full coverage.
Asset Limits: $2,000 (individual), $3,000 (couple); spousal allowance up to $155,356.
ME Specifics: Home equity limit of $636,000; estate recovery applies post-55.

Services: 24/7 nursing care, meals, therapy, medications (hours unlimited per medical need).

Consumer-Directed Home-Based Care (CDHBC)

Maine Consumer-Directed Personal Assistance Services

Official government program page

General: Age 65+, Maine resident, needs ADL assistance, income/asset limits apply.
Income Limits (2025): ~$2,000/month (varies by AAA).
Asset Limits: Not strict; prioritizes low-income.
ME Specifics: Available through five Area Agencies on Aging.

Services: Personal care (20-30 hours/week), PERS, adult day care, home modifications.

Home Accessibility and Repair Program

Maine State Housing Authority Home Accessibility and Repair

Official government program page

General: Age 62+, Maine resident, homeowner, low-income.
Income Limits (2025): ~$34,000/year (individual, 80% AMI, varies by county).
Asset Limits: Not specified; focus on income.
ME Specifics: Includes Elderly Hardship Grants for urgent repairs.

Services: Wheelchair ramps, grab bars, roof repairs (up to $20,000/project).

Program of All-Inclusive Care for the Elderly (PACE)

Maine PACE (not widely available yet)

General: Age 55+, Maine resident, Medicare/Medicaid-eligible, nursing home-level care need, community-safe.
Income Limits (2025): No strict limit; Medicaid portion $2,901/month max.
Asset Limits: $2,000 (individual) for Medicaid portion.
ME Specifics: Pilot phase; check availability with DHHS.

Services: Medical care, personal care, day center, transportation, respite (tailored to need).

Veterans Aid and Attendance (A&A) Benefit

Maine VA Aid and Attendance

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maine resident.
Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits: $155,356 (net worth limit).
ME Specifics: High veteran population in rural areas.

Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.

Medicare Savings Programs (MSP)

Maine Medicare Savings Programs

Official government program page

General: Age 65+, Maine resident, Medicare Part A/B enrollee.
Income Limits (2025): $2,014/month (individual, QMB), $2,706/month (SLMB/QI).
Asset Limits: $9,090 (individual), $13,630 (couple).
ME Specifics: Includes Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualified Individual (QI).

Services: Covers Medicare premiums (up to $174.70/month Part B), co-pays, deductibles.

Claim What’s Yours Financial Aid for Maine Seniors

MaineCare HCB Program

Home and Community Benefits for the Elderly

Requirements:

General:
Age 65+ or 18+ with disability, Maine resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
ME Specifics:
Rural access emphasized.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), meals ($6/meal), adult day services ($60/day).

ME Respite Program

Maine Statewide Respite Program

Requirements:

General:
Caregiver of someone 60+ with dementia, Maine resident.
Income Limits:
~$2,500/month (individual, varies).
Asset Limits:
$40,000 (individual).
ME Specifics:
Limited to dementia caregivers; capped funding.

Benefits without Contact:

Services: In-home respite (up to 30 days/year), adult day care (~$60/day).

Official Program Page

MaineCare Nursing Facility Services

MaineCare Long-Term Care (Nursing Facility Services)

Requirements:

General:
Age 65+, Maine resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025):
$943/month (individual); must be less than nursing home cost for full coverage.
Asset Limits:
$2,000 (individual), $3,000 (couple); spousal allowance up to $155,356.
ME Specifics:
Home equity limit of $636,000; estate recovery applies post-55.

Benefits without Contact:

Services: 24/7 nursing care, meals, therapy, medications (hours unlimited per medical need).

Official Program Page

Maine Consumer-Directed Personal Assistance Services

Consumer-Directed Home-Based Care (CDHBC)

Requirements:

General:
Age 65+, Maine resident, needs ADL assistance, income/asset limits apply.
Income Limits (2025):
~$2,000/month (varies by AAA).
Asset Limits:
Not strict; prioritizes low-income.
ME Specifics:
Available through five Area Agencies on Aging.

Benefits without Contact:

Services: Personal care (20-30 hours/week), PERS, adult day care, home modifications.

Official Program Page

Maine State Housing Authority Home Accessibility and Repair

Home Accessibility and Repair Program

Requirements:

General:
Age 62+, Maine resident, homeowner, low-income.
Income Limits (2025):
~$34,000/year (individual, 80% AMI, varies by county).
Asset Limits:
Not specified; focus on income.
ME Specifics:
Includes Elderly Hardship Grants for urgent repairs.

Benefits without Contact:

Services: Wheelchair ramps, grab bars, roof repairs (up to $20,000/project).

Official Program Page

Maine PACE (not widely available yet)

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

General:
Age 55+, Maine resident, Medicare/Medicaid-eligible, nursing home-level care need, community-safe.
Income Limits (2025):
No strict limit; Medicaid portion $2,901/month max.
Asset Limits:
$2,000 (individual) for Medicaid portion.
ME Specifics:
Pilot phase; check availability with DHHS.

Benefits without Contact:

Services: Medical care, personal care, day center, transportation, respite (tailored to need).

Maine VA Aid and Attendance

Veterans Aid and Attendance (A&A) Benefit

Requirements:

General:
Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maine resident.
Income Limits (2025):
Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits:
$155,356 (net worth limit).
ME Specifics:
High veteran population in rural areas.

Benefits without Contact:

Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.

Maine Medicare Savings Programs

Medicare Savings Programs (MSP)

Requirements:

General:
Age 65+, Maine resident, Medicare Part A/B enrollee.
Income Limits (2025):
$2,014/month (individual, QMB), $2,706/month (SLMB/QI).
Asset Limits:
$9,090 (individual), $13,630 (couple).
ME Specifics:
Includes Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualified Individual (QI).

Benefits without Contact:

Services: Covers Medicare premiums (up to $174.70/month Part B), co-pays, deductibles.

Official Program Page

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Ross Manor

Ross Manor is a Nursing Home in Maine

Ross Manor is a Nursing Home in Maine

Ross Manor

Ross Manor is a Nursing Home in Maine

Ross Manor is a Nursing Home in Maine

What families are saying

Overall quality of life and resident wellbeing

Overall quality of life and resident wellbeing

Quality of care and staff professionalism

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has limited availability

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

Comparison Chart

Guides for Better Senior Living

Eldertainment

Claim What’s Yours: Financial Aid for Maine Seniors

Claim What’s Yours Financial Aid for Maine Seniors

Home and Community Benefits for the Elderly

Requirements:

Benefits without Contact:

Maine Statewide Respite Program

Requirements:

Benefits without Contact:

MaineCare Long-Term Care (Nursing Facility Services)

Requirements:

Benefits without Contact:

Consumer-Directed Home-Based Care (CDHBC)

Requirements:

Benefits without Contact:

Home Accessibility and Repair Program

Requirements:

Benefits without Contact:

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

Benefits without Contact:

Veterans Aid and Attendance (A&A) Benefit

Requirements:

Benefits without Contact:

Medicare Savings Programs (MSP)

Requirements:

Benefits without Contact:

Contact Us

Your Senior Care Partner, Every Step of the Way

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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